BZQIF (Bezeq The Israeli Telecommunication) Altman Z-Score: 1.86 (As of Jun. 30, 2026) — 30% Above Median


BZQIF Bezeq The Israeli Telecommunication Corp Ltd BZQIF
65 GF Score
Price $2.44
GF Value $1.71
Valuation Significantly Overvalued
! 3 Warning Signs
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What is Bezeq The Israeli Telecommunication Altman Z-Score?

Bezeq The Israeli Telecommunication BZQIF 65 Altman Z-Score is 1.86 as of Jun. 30, 2026, which is 30% above its 10-year median of 1.43. GuruFocus rates BZQIF with a GF Score™ of 65/100 and a GF Value™ of $1.71 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 364 Telecommunication Services companies, Bezeq The Israeli Telecommunication ranks better than 56.59% on this metric.

The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.

Warning Sign:

Altman Z-score of 1.87 is in the grey area. This implies that the company is under some kind of financial stress. If it is below 1.8, the company may face bankruptcy risk.

Bezeq The Israeli Telecommunication has a Altman Z-Score of 1.86, indicating it is in Grey Zones. This implies that Bezeq The Israeli Telecommunication is in some kind of financial stress. If it is below 1.81, the company may face bankrupcy risk.

The zones of discrimination were as such:

When Altman Z-Score <= 1.8, it is in Distress Zones.
When Altman Z-Score >= 3, it is in Safe Zones.
When Altman Z-Score is between 1.8 and 3, it is in Grey Zones.

The historical rank and industry rank for Bezeq The Israeli Telecommunication's Altman Z-Score or its related term are showing as below:

BZQIF' s Altman Z-Score Range Over the Past 10 Years
Min: 0.2   Med: 1.43   Max: 1.92
Current: 1.87

During the past 13 years, Bezeq The Israeli Telecommunication's highest Altman Z-Score was 1.92. The lowest was 0.20. And the median was 1.43.


Bezeq The Israeli Telecommunication  (OTCPK:BZQIF) Altman Z-Score Explanation

X1: The Working Capital/Total Assets (WC/TA) ratio is a measure of the net liquid assets of the firm relative to the total capitalization. Working capital is defined as the difference between current assets and current liabilities. Ordinarily, a firm experiencing consistent operating losses will have shrinking current assets in relation to total assets. Altman found this one proved to be the most valuable liquidity ratio comparing with the current ratio and the quick ratio. This is however the least significant of the five factors.

X2: Retained Earnings/Total Assets: the RE/TA ratio measures the leverage of a firm. Retained earnings is the account which reports the total amount of reinvested earnings and/or losses of a firm over its entire life. Those firms with high RE, relative to TA, have financed their assets through retention of profits and have not utilized as much debt.

X3, Earnings Before Interest and Taxes/Total Assets (EBIT/TA): This ratio is a measure of the true productivity of the firm's assets, independent of any tax or leverage factors. Since a firm's ultimate existence is based on the earning power of its assets, this ratio appears to be particularly appropriate for studies dealing with corporate failure. This ratio continually outperforms other profitability measures, including cash flow.

X4, Market Value of Equity/Book Value of Total Liabilities (MVE/TL): The measure shows how much the firm's assets can decline in value (measured by market value of equity plus debt) before the liabilities exceed the assets and the firm becomes insolvent.

X5, Revenue/Total Assets (S/TA): The capital-turnover ratio is a standard financial ratio illustrating the sales generating ability of the firm's assets.

Read more about Altman Z-Score and the original research.


Be Aware

Altman Z-Score does not apply to financial companies.


Bezeq The Israeli Telecommunication Altman Z-Score Related Terms


Bezeq The Israeli Telecommunication Altman Z-Score Historical Data

* Premium members only.

The historical data trend for Bezeq The Israeli Telecommunication's Altman Z-Score can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bezeq The Israeli Telecommunication Altman Z-Score Chart

Bezeq The Israeli Telecommunication Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Altman Z-Score
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.41 1.59 1.53 1.48 1.77

Bezeq The Israeli Telecommunication Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Altman Z-Score Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.54 1.58 1.57 1.77 1.92

BZQIF vs TMUS, VZ, T: Altman Z-Score Comparison

For the Telecom Services subindustry, Bezeq The Israeli Telecommunication's Altman Z-Score, along with its competitors' market caps and Altman Z-Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bezeq The Israeli Telecommunication Altman Z-Score vs Telecommunication Services Industry

For the Telecommunication Services industry and Communication Services sector, Bezeq The Israeli Telecommunication's Altman Z-Score distribution charts can be found below:

* The bar in red indicates where Bezeq The Israeli Telecommunication's Altman Z-Score falls into.


BZQIF
65GF Score
Bezeq The Israeli Telecommunication Corp Ltd BZQIF
Altman Z-Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Bezeq The Israeli Telecommunication Altman Z-Score Calculation

Altman Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

Bezeq The Israeli Telecommunication's Altman Z-Score for today is calculated with this formula:

Z=1.2*X1+1.4*X2+3.3*X3+0.6*X4+1.0*X5
=1.2*0.0444+1.4*0+3.3*0.118+0.6*1.4765+1.0*0.5278
=1.86

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency. GuruFocus does not calculate Altman Z-Score when X4 or X5 value is 0.

Trailing Twelve Months (TTM) ended in Mar. 2026:
Total Assets was $5,520 Mil.
Total Current Assets was $1,688 Mil.
Total Current Liabilities was $1,443 Mil.
Retained Earnings was $0 Mil.
Pre-Tax Income was 92.789 + 93.464 + 174.781 + 169.72 = $531 Mil.
Interest Expense was -31.042 + -29.355 + -30.705 + -29.693 = $-121 Mil.
Revenue was 731.853 + 737.589 + 723.755 + 720.718 = $2,914 Mil.
Market Cap (Today) was $6,573 Mil.
Total Liabilities was $4,452 Mil.

* Note that for stock reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data.

X1=Working Capital/Total Assets
=(Total Current Assets - Total Current Liabilities)/Total Assets
=(1688.087 - 1442.786)/5520.446
=0.0444

X2=Retained Earnings/Total Assets
=0/5520.446
=0

X3=Earnings Before Interest and Taxes/Total Assets
=(Pre-Tax Income - Interest Expense)/Total Assets
=(530.754 - -120.795)/5520.446
=0.118

X4=Market Value Equity/Book Value of Total Liabilities
=Market Cap/Total Liabilities
=6572.682/4451.515
=1.4765

X5=Revenue/Total Assets
=2913.915/5520.446
=0.5278

The zones of discrimination were as such:

Distress Zones - 1.81 < Grey Zones < 2.99 - Safe Zones

Bezeq The Israeli Telecommunication has a Altman Z-Score of 1.86 indicating it is in Grey Zones.

Study by Altman found that companies that are in Distress Zone have more than 80% of chances of bankruptcy in two years.

Frequently Asked Questions Learn more about Altman Z-Score →
What does a Altman Z-Score of 1.86 mean?
Bezeq The Israeli Telecommunication (BZQIF) has a Altman Z-Score of 1.86 as of Jun. 30, 2026. The Altman Z-score measures a company's bankruptcy risk. View historical data on Bezeq The Israeli Telecommunication and its competitors. This is 30% above median its historical median of 1.43. Over the past decade, Bezeq The Israeli Telecommunication's Altman Z-Score has ranged from 0.20 to 1.92. According to the industry distribution chart, Bezeq The Israeli Telecommunication ranks #158 out of 364 companies in the Telecommunication Services industry, placing it in the top 43.4%.
Is Bezeq The Israeli Telecommunication's Altman Z-Score too high?
Bezeq The Israeli Telecommunication's current Altman Z-Score of 1.86 is 30% above median its 10-year median of 1.43. Over the past 10 years, this metric has ranged from a low of 0.20 to a high of 1.92. The Telecommunication Services industry median Altman Z-Score is 1.72. Bezeq The Israeli Telecommunication's value of 1.86 is 8.5% above this industry median. Based on the distribution chart, Bezeq The Israeli Telecommunication ranks #158 out of 364 companies in the Telecommunication Services industry, which is above the industry midpoint. Overall, Bezeq The Israeli Telecommunication has a GF Score™ of 65/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bezeq The Israeli Telecommunication's Altman Z-Score compare to TMUS and VZ?
According to the Telecommunication Services industry distribution chart, Bezeq The Israeli Telecommunication ranks #158 out of 364 companies for Altman Z-Score. This puts Bezeq The Israeli Telecommunication in the upper half of its industry. The industry median Altman Z-Score is 1.72. Bezeq The Israeli Telecommunication's value of 1.86 is 8.5% above this benchmark. Historically, Bezeq The Israeli Telecommunication's own Altman Z-Score has ranged from 0.20 to 1.92 over the past decade. While the company's 10-year median is 1.43 vs. the industry median of 1.72, Bezeq The Israeli Telecommunication has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Altman Z-Score for a Telecommunication Services company?
The median Altman Z-Score among Telecommunication Services companies is 1.72, based on 364 companies in the industry. Companies in the top quartile (top 25%) have a Altman Z-Score significantly above this median, while those in the bottom quartile fall well below. However, Altman Z-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bezeq The Israeli Telecommunication's current Altman Z-Score of 1.86 is 8.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Altman Z-Score mean?
A high Altman Z-Score can signal that a stock is expensive relative to its fundamentals. The Altman Z-score measures a company's bankruptcy risk. View historical data on Bezeq The Israeli Telecommunication and its competitors. For the Telecommunication Services industry, the median Altman Z-Score is 1.72 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bezeq The Israeli Telecommunication's current Altman Z-Score is 1.86, which is 30% above median its own 10-year median of 1.43. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bezeq The Israeli Telecommunication stock overvalued right now?
Based on GuruFocus' analysis, Bezeq The Israeli Telecommunication (BZQIF) is currently considered Significantly Overvalued. The stock's GF Value™ is $1.71, compared to a current price of $2.44 — trading 42.4% above its estimated fair value. The current Altman Z-Score is 1.86, which is 30% above median its 10-year median of 1.43 and 8.5% above the Telecommunication Services industry median of 1.72. Bezeq The Israeli Telecommunication's overall GF Score™ is 65/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Altman Z-Score calculated?
Altman Z-Score is calculated from a company's financial statements. For Bezeq The Israeli Telecommunication (BZQIF), the current Altman Z-Score is 1.86 as of Jun. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bezeq The Israeli Telecommunication (BZQIF) Overvalued in 2026?

Based on GuruFocus' analysis, Bezeq The Israeli Telecommunication stock appears to be overvalued. The current stock price of $2.44 is trading 42.4% above its estimated GF Value™ of $1.71. GuruFocus considers Bezeq The Israeli Telecommunication to be Significantly Overvalued.

Key valuation signals for BZQIF:

  • Altman Z-Score: 1.86 (30% above median its 10-year median of 1.43)
  • GF Value™: $1.71 vs. price of $2.44 (42.4% above fair value)
  • GF Score™: 65/100 with 3 warning signs
  • Industry Position: 8.5% above the Telecommunication Services median (#158 of 364)

No single metric tells the full story. See the BZQIF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bezeq The Israeli Telecommunication Business Description

Other Exchanges BZQIY:USABEZQ:Israel
Address 132 Menachem Begin Avenue, Azrieli Center, (Triangle Tower), 27th Floor, Tel Aviv, ISR, 61620
Bezeq The Israeli Telecommunication Corp Ltd is a triple-play telecommunications company. The company generates revenue through the provision of mobile, broadband, and data. It operates through four business segments: Bezeq, Pelephone, Bezeq International, and DBS Satellite Services. The Bezeq segment generates revenue from fixed-line communications and contributes the majority of overall company revenue. Pelephone derives revenue from the provision of mobile services. Bezeq International and DBS Satellite Services produce revenue from the provision of Internet services and satellite TV services, respectively. The company owns telecommunications infrastructure, such as fibre networks. It generates the vast majority of its revenue in Israel.
65GF Score

Get the complete analysis for BZQIF

Altman Z-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$2.44
Price
$1.71
GF Value