Daniel Thwaites (FRA:7KW) Altman Z-Score: 1.39 (As of Aug. 04, 2026) — 15% Above Median

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FRA:7KW Daniel Thwaites PLC FRA:7KW
56 GF Score
Price €1.20
GF Value €1.11
Valuation Fairly Valued
! 8 Warning Signs
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What is Daniel Thwaites Altman Z-Score?

Daniel Thwaites FRA:7KW 56 Altman Z-Score is 1.39 as of Aug. 04, 2026, which is 15% above its 10-year median of 1.21. GuruFocus rates FRA:7KW with a GF Score™ of 56/100 and a GF Value™ of €1.11 (Fairly Valued). The stock has 8 warning signs investors should review. Among 360 Restaurants companies, Daniel Thwaites ranks worse than 69.44% on this metric.

The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.

Warning Sign:

Altman Z-score of 1.38 is in distress zone. This implies bankruptcy possibility in the next two years.

Daniel Thwaites has a Altman Z-Score of 1.39, indicating it is in Distress Zones. This implies bankrupcy possibility in the next two years.

The zones of discrimination were as such:

When Altman Z-Score <= 1.8, it is in Distress Zones.
When Altman Z-Score >= 3, it is in Safe Zones.
When Altman Z-Score is between 1.8 and 3, it is in Grey Zones.

The historical rank and industry rank for Daniel Thwaites's Altman Z-Score or its related term are showing as below:

FRA:7KW' s Altman Z-Score Range Over the Past 10 Years
Min: 0.64   Med: 1.21   Max: 1.41
Current: 1.38

During the past 13 years, Daniel Thwaites's highest Altman Z-Score was 1.41. The lowest was 0.64. And the median was 1.21.


Daniel Thwaites  (FRA:7KW) Altman Z-Score Explanation

X1: The Working Capital/Total Assets (WC/TA) ratio is a measure of the net liquid assets of the firm relative to the total capitalization. Working capital is defined as the difference between current assets and current liabilities. Ordinarily, a firm experiencing consistent operating losses will have shrinking current assets in relation to total assets. Altman found this one proved to be the most valuable liquidity ratio comparing with the current ratio and the quick ratio. This is however the least significant of the five factors.

X2: Retained Earnings/Total Assets: the RE/TA ratio measures the leverage of a firm. Retained earnings is the account which reports the total amount of reinvested earnings and/or losses of a firm over its entire life. Those firms with high RE, relative to TA, have financed their assets through retention of profits and have not utilized as much debt.

X3, Earnings Before Interest and Taxes/Total Assets (EBIT/TA): This ratio is a measure of the true productivity of the firm's assets, independent of any tax or leverage factors. Since a firm's ultimate existence is based on the earning power of its assets, this ratio appears to be particularly appropriate for studies dealing with corporate failure. This ratio continually outperforms other profitability measures, including cash flow.

X4, Market Value of Equity/Book Value of Total Liabilities (MVE/TL): The measure shows how much the firm's assets can decline in value (measured by market value of equity plus debt) before the liabilities exceed the assets and the firm becomes insolvent.

X5, Revenue/Total Assets (S/TA): The capital-turnover ratio is a standard financial ratio illustrating the sales generating ability of the firm's assets.

Read more about Altman Z-Score and the original research.


Be Aware

Altman Z-Score does not apply to financial companies.


Daniel Thwaites Altman Z-Score Related Terms


Daniel Thwaites Altman Z-Score Historical Data

* Premium members only.

The historical data trend for Daniel Thwaites's Altman Z-Score can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Daniel Thwaites Altman Z-Score Chart

Daniel Thwaites Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Altman Z-Score
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.25 1.41 1.28 1.19 1.34

Daniel Thwaites Semi-Annual Data
Sep16 Mar17 Sep17 Mar18 Sep18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
Altman Z-Score Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.28 0.00 1.19 0.00 1.34

FRA:7KW vs MCD, SBUX, YUM: Altman Z-Score Comparison

For the Restaurants subindustry, Daniel Thwaites's Altman Z-Score, along with its competitors' market caps and Altman Z-Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Daniel Thwaites Altman Z-Score vs Restaurants Industry

For the Restaurants industry and Consumer Cyclical sector, Daniel Thwaites's Altman Z-Score distribution charts can be found below:

* The bar in red indicates where Daniel Thwaites's Altman Z-Score falls into.


FRA:7KW
56GF Score
Daniel Thwaites PLC FRA:7KW
Altman Z-Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Daniel Thwaites Altman Z-Score Calculation

Altman Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

Daniel Thwaites's Altman Z-Score for today is calculated with this formula:

Z=1.2*X1+1.4*X2+3.3*X3+0.6*X4+1.0*X5
=1.2*-0.0465+1.4*0.4378+3.3*0.0424+0.6*0.5681+1.0*0.3471
=1.39

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency. GuruFocus does not calculate Altman Z-Score when X4 or X5 value is 0.

Trailing Twelve Months (TTM) ended in Mar. 2026:
Total Assets was €422.0 Mil.
Total Current Assets was €12.7 Mil.
Total Current Liabilities was €32.3 Mil.
Retained Earnings was €184.8 Mil.
Pre-Tax Income was €12.2 Mil.
Interest Expense was €-5.7 Mil.
Revenue was €146.5 Mil.
Market Cap (Today) was €71.2 Mil.
Total Liabilities was €125.3 Mil.

* Note that for stock reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data.

X1=Working Capital/Total Assets
=(Total Current Assets - Total Current Liabilities)/Total Assets
=(12.687 - 32.293)/422.005
=-0.0465

X2=Retained Earnings/Total Assets
=184.764/422.005
=0.4378

X3=Earnings Before Interest and Taxes/Total Assets
=(Pre-Tax Income - Interest Expense)/Total Assets
=(12.225 - -5.651)/422.005
=0.0424

X4=Market Value Equity/Book Value of Total Liabilities
=Market Cap/Total Liabilities
=71.158/125.252
=0.5681

X5=Revenue/Total Assets
=146.473/422.005
=0.3471

The zones of discrimination were as such:

Distress Zones - 1.81 < Grey Zones < 2.99 - Safe Zones

Daniel Thwaites has a Altman Z-Score of 1.39 indicating it is in Distress Zones.

Study by Altman found that companies that are in Distress Zone have more than 80% of chances of bankruptcy in two years.

Frequently Asked Questions Learn more about Altman Z-Score →
What does a Altman Z-Score of 1.39 mean?
Daniel Thwaites (FRA:7KW) has a Altman Z-Score of 1.39 as of Aug. 04, 2026. The Altman Z-score measures a company's bankruptcy risk. View historical data on Daniel Thwaites and its competitors. This is 15% above median its historical median of 1.21. Over the past decade, Daniel Thwaites' Altman Z-Score has ranged from 0.64 to 1.41. According to the industry distribution chart, Daniel Thwaites ranks #250 out of 360 companies in the Restaurants industry, placing it in the top 69.4%.
Is Daniel Thwaites' Altman Z-Score too high?
Daniel Thwaites' current Altman Z-Score of 1.39 is 15% above median its 10-year median of 1.21. Over the past 10 years, this metric has ranged from a low of 0.64 to a high of 1.41. The Restaurants industry median Altman Z-Score is 2.23. Daniel Thwaites' value of 1.39 is 37.7% below this industry median. Based on the distribution chart, Daniel Thwaites ranks #250 out of 360 companies in the Restaurants industry, which is below the industry midpoint. Overall, Daniel Thwaites has a GF Score™ of 56/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Daniel Thwaites' Altman Z-Score compare to MCD and SBUX?
According to the Restaurants industry distribution chart, Daniel Thwaites ranks #250 out of 360 companies for Altman Z-Score. This places Daniel Thwaites in the lower half of its industry. The industry median Altman Z-Score is 2.23. Daniel Thwaites' value of 1.39 is 37.7% below this benchmark. Historically, Daniel Thwaites' own Altman Z-Score has ranged from 0.64 to 1.41 over the past decade. While the company's 10-year median is 1.21 vs. the industry median of 2.23, Daniel Thwaites has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Altman Z-Score for a Restaurants company?
The median Altman Z-Score among Restaurants companies is 2.23, based on 360 companies in the industry. Companies in the top quartile (top 25%) have a Altman Z-Score significantly above this median, while those in the bottom quartile fall well below. However, Altman Z-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Daniel Thwaites's current Altman Z-Score of 1.39 is 37.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Altman Z-Score mean?
A high Altman Z-Score can signal that a stock is expensive relative to its fundamentals. The Altman Z-score measures a company's bankruptcy risk. View historical data on Daniel Thwaites and its competitors. For the Restaurants industry, the median Altman Z-Score is 2.23 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Daniel Thwaites's current Altman Z-Score is 1.39, which is 15% above median its own 10-year median of 1.21. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Daniel Thwaites stock overvalued right now?
Based on GuruFocus' analysis, Daniel Thwaites (FRA:7KW) is currently considered Fairly Valued. The stock's GF Value™ is €1.11, compared to a current price of €1.20 — trading 8.1% above its estimated fair value. The current Altman Z-Score is 1.39, which is 15% above median its 10-year median of 1.21 and 37.7% below the Restaurants industry median of 2.23. Daniel Thwaites' overall GF Score™ is 56/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Altman Z-Score calculated?
Altman Z-Score is calculated from a company's financial statements. For Daniel Thwaites (FRA:7KW), the current Altman Z-Score is 1.39 as of Aug. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Daniel Thwaites (FRA:7KW) Overvalued in 2026?

Based on GuruFocus' analysis, Daniel Thwaites stock appears to be overvalued. The current stock price of €1.20 is trading 8.1% above its estimated GF Value™ of €1.11. GuruFocus considers Daniel Thwaites to be Fairly Valued.

Key valuation signals for FRA:7KW:

  • Altman Z-Score: 1.39 (15% above median its 10-year median of 1.21)
  • GF Value™: €1.11 vs. price of €1.20 (8.1% above fair value)
  • GF Score™: 56/100 with 8 warning signs
  • Industry Position: 37.7% below the Restaurants median (#250 of 360)

No single metric tells the full story. See the FRA:7KW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Daniel Thwaites Business Description

Other Exchanges THW:UK
Address Myerscough Road, Mellor Brook, Blackburn, Lancashire, GBR, BB2 7LB
Daniel Thwaites PLC operates pubs, inns and hotels. The company's operations include hotels, conference venues, inns, spas, lodges and pubs. It has two operating segments: Pubs and Inns, which comprise both tenanted and managed pubs, and Hotels, which are all operated on a managed basis. Its pub estate encompasses community locals to destination food-led pubs in both rural and town centre locations, ranging geographically from Cumbria to the Midlands and from North Wales to Yorkshire.
56GF Score

Get the complete analysis for FRA:7KW

Altman Z-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€1.20
Price
€1.11
GF Value