Clover Health Investments (FRA:7QD) Altman Z-Score

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:7QD Clover Health Investments Corp FRA:7QD
82 GF Score
Price €3.90
GF Value €3.77
Valuation Fairly Valued
! 2 Warning Signs
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What is Clover Health Investments Altman Z-Score?

The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.

Altman Z-Score does not apply to banks and insurance companies.

FRA:7QD
82GF Score
Clover Health Investments Corp FRA:7QD
Altman Z-Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Clover Health Investments (FRA:7QD) Overvalued in 2026?

Based on GuruFocus' analysis, Clover Health Investments stock appears to be overvalued. The current stock price of €3.90 is trading 3.4% above its estimated GF Value™ of €3.77. GuruFocus considers Clover Health Investments to be Fairly Valued.

Key valuation signals for FRA:7QD:

  • Altman Z-Score:
  • GF Value™: €3.77 vs. price of €3.90 (3.4% above fair value)
  • GF Score™: 82/100 with 2 warning signs

No single metric tells the full story. See the FRA:7QD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Clover Health Investments Business Description

Other Exchanges CLOV:USACLOV34:Brazil
Address 3401 Mallory Lane, Suite 210, Franklin, TN, USA, 37067
Clover Health Investments Corp is a healthcare technology company. It focuses on empowering Medicare physicians to proactively manage chronic diseases through its proprietary software platform, Clover Assistant. This cloud-based solution provides personalized insights to physicians, enabling early detection and management of chronic conditions. It operates in one segment: Insurance, through which it offers PPO and HMO plans to Medicare Advantage members in several states.
82GF Score

Get the complete analysis for FRA:7QD

Altman Z-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€3.90
Price
€3.77
GF Value