Amalgamated Financial (FRA:A0B0) Altman Z-Score

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:A0B0 Amalgamated Financial Corp FRA:A0B0
62 GF Score
Price €40.40
GF Value €27.88
! 7 Warning Signs
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What is Amalgamated Financial Altman Z-Score?

The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.

Altman Z-Score does not apply to banks and insurance companies.

FRA:A0B0
62GF Score
Amalgamated Financial Corp FRA:A0B0
Altman Z-Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Amalgamated Financial (FRA:A0B0) Overvalued in 2026?

Based on GuruFocus' analysis, Amalgamated Financial stock appears to be overvalued. The current stock price of €40.40 is trading 44.9% above its estimated GF Value™ of €27.88.

Key valuation signals for FRA:A0B0:

  • Altman Z-Score:
  • GF Value™: €27.88 vs. price of €40.40 (44.9% above fair value)
  • GF Score™: 62/100 with 7 warning signs

No single metric tells the full story. See the FRA:A0B0 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Amalgamated Financial Business Description

Other Exchanges AMAL:USA
Address 275 Seventh Avenue, New York, NY, USA, 10001
Amalgamated Financial Corp is a bank holding company. It is a full-service commercial bank and a chartered trust company. It provides commercial banking and trust services nationally and offers various products and services to commercial and retail customers. It offers a complete suite of commercial and retail banking, investment management, and trust and custody services.
62GF Score

Get the complete analysis for FRA:A0B0

Altman Z-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€40.40
Price
€27.88
GF Value