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mVISE AGFRA:C1V0 -1.33%47 Altman Z-Score is 0.27 as of Jul. 27, 2026, which is 4% below its 10-year median of 0.28. GuruFocus rates FRA:C1V0 with a GF Score™ of 47/100 and a GF Value™ of €0.59 (Significantly Overvalued). The stock has 12 warning signs investors should review. Among 362 Telecommunication Services companies, mVISE AG ranks worse than 85.64% on this metric.
The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.
Warning Sign:
Altman Z-score of 0.27 is in distress zone. This implies bankruptcy possibility in the next two years.
mVISE AG has a Altman Z-Score of 0.27, indicating it is in Distress Zones. This implies bankrupcy possibility in the next two years.
The zones of discrimination were as such:
When Altman Z-Score <= 1.8, it is in Distress Zones.
When Altman Z-Score >= 3, it is in Safe Zones.
When Altman Z-Score is between 1.8 and 3, it is in Grey Zones.
The historical rank and industry rank for mVISE AG's Altman Z-Score or its related term are showing as below:
FRA:C1V0'
s Altman Z-Score Range Over the Past 10 Years
Min: -3.21 Med: 0.28 Max: 2.31
Current: 0.27
During the past 13 years, mVISE AG's highest Altman Z-Score was 2.31. The lowest was -3.21. And the median was 0.28.
mVISE AG (FRA:C1V0) Altman Z-Score Explanation
X1: The Working Capital/Total Assets (WC/TA) ratio is a measure of the net liquid assets of the firm relative to the total capitalization. Working capital is defined as the difference between current assets and current liabilities. Ordinarily, a firm experiencing consistent operating losses will have shrinking current assets in relation to total assets. Altman found this one proved to be the most valuable liquidity ratio comparing with the current ratio and the quick ratio. This is however the least significant of the five factors.
X2: Retained Earnings/Total Assets: the RE/TA ratio measures the leverage of a firm. Retained earnings is the account which reports the total amount of reinvested earnings and/or losses of a firm over its entire life. Those firms with high RE, relative to TA, have financed their assets through retention of profits and have not utilized as much debt.
X3, Earnings Before Interest and Taxes/Total Assets (EBIT/TA): This ratio is a measure of the true productivity of the firm's assets, independent of any tax or leverage factors. Since a firm's ultimate existence is based on the earning power of its assets, this ratio appears to be particularly appropriate for studies dealing with corporate failure. This ratio continually outperforms other profitability measures, including cash flow.
X4, Market Value of Equity/Book Value of Total Liabilities (MVE/TL): The measure shows how much the firm's assets can decline in value (measured by market value of equity plus debt) before the liabilities exceed the assets and the firm becomes insolvent.
X5, Revenue/Total Assets (S/TA): The capital-turnover ratio is a standard financial ratio illustrating the sales generating ability of the firm's assets.
Altman Z-Score does not apply to financial companies.
mVISE AG Altman Z-Score Related Terms
mVISE AG Altman Z-Score Historical Data
* Premium members only.
The historical data trend for mVISE AG's Altman Z-Score can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:C1V0 vs VZ, TMUS, T: Altman Z-Score Comparison
For the Telecom Services subindustry, mVISE AG's Altman Z-Score, along with its competitors' market caps and Altman Z-Score data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
mVISE AG Altman Z-Score vs Telecommunication Services Industry
For the Telecommunication Services industry and Communication Services sector, mVISE AG's Altman Z-Score distribution charts can be found below:
* The bar in red indicates where mVISE AG's Altman Z-Score falls into.
Altman Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.
mVISE AG's Altman Z-Score for today is calculated with this formula:
Z
=
1.2
*
X1
+
1.4
*
X2
+
3.3
*
X3
+
0.6
*
X4
+
1.0
*
X5
=
1.2
*
-0.0362
+
1.4
*
-0.4219
+
3.3
*
0.0308
+
0.6
*
1.1467
+
1.0
*
0.1183
=
0.27
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency. GuruFocus does not calculate Altman Z-Score when X4 or X5 value is 0.
mVISE AG (FRA:C1V0) has a Altman Z-Score of 0.27 as of Jul. 27, 2026. The Altman Z-score measures a company's bankruptcy risk. View historical data on mVISE AG and its competitors. This is near median its historical median of 0.28. According to the industry distribution chart, mVISE AG ranks #310 out of 362 companies in the Telecommunication Services industry, placing it in the top 85.6%.
Is mVISE AG's Altman Z-Score too high?
mVISE AG's current Altman Z-Score of 0.27 is near median its 10-year median of 0.28. The Telecommunication Services industry median Altman Z-Score is 1.72. mVISE AG's value of 0.27 is 84.3% below this industry median. Based on the distribution chart, mVISE AG ranks #310 out of 362 companies in the Telecommunication Services industry, which is in the bottom quartile relative to peers. Overall, mVISE AG has a GF Score™ of 47/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does mVISE AG's Altman Z-Score compare to VZ and TMUS?
According to the Telecommunication Services industry distribution chart, mVISE AG ranks #310 out of 362 companies for Altman Z-Score. This places mVISE AG in the lower half of its industry. The industry median Altman Z-Score is 1.72. mVISE AG's value of 0.27 is 84.3% below this benchmark. While the company's 10-year median is 0.28 vs. the industry median of 1.72, mVISE AG has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Altman Z-Score for a Telecommunication Services company?
The median Altman Z-Score among Telecommunication Services companies is 1.72, based on 362 companies in the industry. Companies in the top quartile (top 25%) have a Altman Z-Score significantly above this median, while those in the bottom quartile fall well below. However, Altman Z-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. mVISE AG's current Altman Z-Score of 0.27 is 84.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Altman Z-Score mean?
A high Altman Z-Score can signal that a stock is expensive relative to its fundamentals. The Altman Z-score measures a company's bankruptcy risk. View historical data on mVISE AG and its competitors. For the Telecommunication Services industry, the median Altman Z-Score is 1.72 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. mVISE AG's current Altman Z-Score is 0.27, which is near median its own 10-year median of 0.28. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is mVISE AG stock overvalued right now?
Based on GuruFocus' analysis, mVISE AG (FRA:C1V0) is currently considered Significantly Overvalued. The stock's GF Value™ is €0.59, compared to a current price of €7.40 — trading 1154.2% above its estimated fair value. The current Altman Z-Score is 0.27, which is near median its 10-year median of 0.28 and 84.3% below the Telecommunication Services industry median of 1.72. mVISE AG's overall GF Score™ is 47/100 with 12 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Altman Z-Score calculated?
Altman Z-Score is calculated from a company's financial statements. For mVISE AG (FRA:C1V0), the current Altman Z-Score is 0.27 as of Jul. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is mVISE AG (FRA:C1V0) Overvalued in 2026?
Based on GuruFocus' analysis, mVISE AG stock appears to be overvalued.
The current stock price of €7.40 is trading 1154.2% above its estimated GF Value™ of €0.59.
GuruFocus considers mVISE AG to be Significantly Overvalued.
Key valuation signals for FRA:C1V0:
Altman Z-Score: 0.27 (near median its 10-year median of 0.28)
GF Value™: €0.59 vs. price of €7.40 (1154.2% above fair value)
Industry Position: 84.3% below the Telecommunication Services median (#310 of 362)
No single metric tells the full story. See the FRA:C1V0 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
mVISE AG is a Germany based company, involved in providing digitizing processes, virtualizing assets, developing mobile solutions, and creating mobile products. The company provides services which consist of Consulting, in the areas of cloud, security, meshed things, and project management; Solutions, which provides mobile app development, and Digitization. The company's products consist of sales sphere, intelligent complete control, and hybrid integration platform.
47GF Score
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