Mandatum (FRA:N2S) Altman Z-Score

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:N2S Mandatum PLC FRA:N2S
41 GF Score
Price €5.50
GF Value €5.03
Valuation Fairly Valued
! 3 Warning Signs
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What is Mandatum Altman Z-Score?

The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.

Altman Z-Score does not apply to banks and insurance companies.

FRA:N2S
41GF Score
Mandatum PLC FRA:N2S
Altman Z-Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Mandatum (FRA:N2S) Overvalued in 2026?

Based on GuruFocus' analysis, Mandatum stock appears to be overvalued. The current stock price of €5.50 is trading 9.3% above its estimated GF Value™ of €5.03. GuruFocus considers Mandatum to be Fairly Valued.

Key valuation signals for FRA:N2S:

  • Altman Z-Score:
  • GF Value™: €5.03 vs. price of €5.50 (9.3% above fair value)
  • GF Score™: 41/100 with 3 warning signs

No single metric tells the full story. See the FRA:N2S stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Mandatum Business Description

Address Bulevardi 56, Helsinki, FIN, 00120
Mandatum PLC is a financial services provider that combines expertise in wealth management and life insurance. It offers clients a wide array of services covering asset and wealth management, savings and investment, compensation and rewards as well as pension plans and personal risk insurance. The reportable segments are: Institutional & wealth management, Corporate clients, Retail clients and With-profit business.
41GF Score

Get the complete analysis for FRA:N2S

Altman Z-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€5.50
Price
€5.03
GF Value