The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.
Warning Sign:
Altman Z-score of 1.09 is in distress zone. This implies bankruptcy possibility in the next two years.
Nam Tan Uyen JSC has a Altman Z-Score of 1.09, indicating it is in Distress Zones. This implies bankrupcy possibility in the next two years.
The zones of discrimination were as such:
When Altman Z-Score <= 1.8, it is in Distress Zones.
When Altman Z-Score >= 3, it is in Safe Zones.
When Altman Z-Score is between 1.8 and 3, it is in Grey Zones.
The historical rank and industry rank for Nam Tan Uyen JSC's Altman Z-Score or its related term are showing as below:
HSTC:NTC'
s Altman Z-Score Range Over the Past 10 Years
Min: 0.65 Med: 1.4 Max: 1.58
Current: 1.09
During the past 7 years, Nam Tan Uyen JSC's highest Altman Z-Score was 1.58. The lowest was 0.65. And the median was 1.40.
Nam Tan Uyen JSC (HSTC:NTC) Altman Z-Score Explanation
X1: The Working Capital/Total Assets (WC/TA) ratio is a measure of the net liquid assets of the firm relative to the total capitalization. Working capital is defined as the difference between current assets and current liabilities. Ordinarily, a firm experiencing consistent operating losses will have shrinking current assets in relation to total assets. Altman found this one proved to be the most valuable liquidity ratio comparing with the current ratio and the quick ratio. This is however the least significant of the five factors.
X2: Retained Earnings/Total Assets: the RE/TA ratio measures the leverage of a firm. Retained earnings is the account which reports the total amount of reinvested earnings and/or losses of a firm over its entire life. Those firms with high RE, relative to TA, have financed their assets through retention of profits and have not utilized as much debt.
X3, Earnings Before Interest and Taxes/Total Assets (EBIT/TA): This ratio is a measure of the true productivity of the firm's assets, independent of any tax or leverage factors. Since a firm's ultimate existence is based on the earning power of its assets, this ratio appears to be particularly appropriate for studies dealing with corporate failure. This ratio continually outperforms other profitability measures, including cash flow.
X4, Market Value of Equity/Book Value of Total Liabilities (MVE/TL): The measure shows how much the firm's assets can decline in value (measured by market value of equity plus debt) before the liabilities exceed the assets and the firm becomes insolvent.
X5, Revenue/Total Assets (S/TA): The capital-turnover ratio is a standard financial ratio illustrating the sales generating ability of the firm's assets.
Altman Z-Score does not apply to financial companies.
Nam Tan Uyen JSC Altman Z-Score Related Terms
Nam Tan Uyen JSC Altman Z-Score Historical Data
* Premium members only.
The historical data trend for Nam Tan Uyen JSC's Altman Z-Score can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
HSTC:NTC vs PWR, FIX, EME: Altman Z-Score Comparison
For the Engineering & Construction subindustry, Nam Tan Uyen JSC's Altman Z-Score, along with its competitors' market caps and Altman Z-Score data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Nam Tan Uyen JSC Altman Z-Score vs Construction Industry
For the Construction industry and Industrials sector, Nam Tan Uyen JSC's Altman Z-Score distribution charts can be found below:
* The bar in red indicates where Nam Tan Uyen JSC's Altman Z-Score falls into.
Altman Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.
Nam Tan Uyen JSC's Altman Z-Score for today is calculated with this formula:
Z
=
1.2
*
X1
+
1.4
*
X2
+
3.3
*
X3
+
0.6
*
X4
+
1.0
*
X5
=
1.2
*
0.1385
+
1.4
*
0.098
+
3.3
*
0.0632
+
0.6
*
0.7824
+
1.0
*
0.1039
=
1.09
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency. GuruFocus does not calculate Altman Z-Score when X4 or X5 value is 0.
Nam Tan Uyen JSC (HSTC:NTC) has a Altman Z-Score of 1.09 as of Jun. 29, 2026. The Altman Z-score measures a company's bankruptcy risk. View historical data on Nam Tan Uyen JSC and its competitors. This is 22% below median its historical median of 1.40. Over the past decade, Nam Tan Uyen JSC's Altman Z-Score has ranged from 0.65 to 1.58. According to the industry distribution chart, Nam Tan Uyen JSC ranks #1395 out of 1753 companies in the Construction industry, placing it in the top 79.6%.
Is Nam Tan Uyen JSC's Altman Z-Score too high?
Nam Tan Uyen JSC's current Altman Z-Score of 1.09 is 22% below median its 10-year median of 1.40. Over the past 10 years, this metric has ranged from a low of 0.65 to a high of 1.58. The Construction industry median Altman Z-Score is 2.33. Nam Tan Uyen JSC's value of 1.09 is 53.2% below this industry median. Based on the distribution chart, Nam Tan Uyen JSC ranks #1395 out of 1753 companies in the Construction industry, which is in the bottom quartile relative to peers. Overall, Nam Tan Uyen JSC has a GF Score™ of 15/100, reflecting its overall financial health beyond just this single metric.
How does Nam Tan Uyen JSC's Altman Z-Score compare to PWR and FIX?
According to the Construction industry distribution chart, Nam Tan Uyen JSC ranks #1395 out of 1753 companies for Altman Z-Score. This places Nam Tan Uyen JSC in the lower half of its industry. The industry median Altman Z-Score is 2.33. Nam Tan Uyen JSC's value of 1.09 is 53.2% below this benchmark. Historically, Nam Tan Uyen JSC's own Altman Z-Score has ranged from 0.65 to 1.58 over the past decade. While the company's 10-year median is 1.40 vs. the industry median of 2.33, Nam Tan Uyen JSC has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Altman Z-Score for a Construction company?
The median Altman Z-Score among Construction companies is 2.33, based on 1,753 companies in the industry. Companies in the top quartile (top 25%) have a Altman Z-Score significantly above this median, while those in the bottom quartile fall well below. However, Altman Z-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Nam Tan Uyen JSC's current Altman Z-Score of 1.09 is 53.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Altman Z-Score mean?
A high Altman Z-Score can signal that a stock is expensive relative to its fundamentals. The Altman Z-score measures a company's bankruptcy risk. View historical data on Nam Tan Uyen JSC and its competitors. For the Construction industry, the median Altman Z-Score is 2.33 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Nam Tan Uyen JSC's current Altman Z-Score is 1.09, which is 22% below median its own 10-year median of 1.40. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Nam Tan Uyen JSC stock overvalued right now?
Nam Tan Uyen JSC (HSTC:NTC) has a current Altman Z-Score of 1.09. The stock's GF Value™ is ₫472,237.58, compared to a current price of ₫165,000.00 — trading 65.1% below its estimated fair value. The current Altman Z-Score is 1.09, which is 22% below median its 10-year median of 1.40 and 53.2% below the Construction industry median of 2.33. Nam Tan Uyen JSC's overall GF Score™ is 15/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Altman Z-Score calculated?
Altman Z-Score is calculated from a company's financial statements. For Nam Tan Uyen JSC (HSTC:NTC), the current Altman Z-Score is 1.09 as of Jun. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Nam Tan Uyen JSC (HSTC:NTC) Overvalued in 2026?
Based on GuruFocus' analysis, Nam Tan Uyen JSC stock appears to be undervalued.
The current stock price of ₫165,000.00 is trading 65.1% below its estimated GF Value™ of ₫472,237.58.
Key valuation signals for HSTC:NTC:
Altman Z-Score: 1.09 (22% below median its 10-year median of 1.40)
GF Value™: ₫472,237.58 vs. price of ₫165,000.00 (65.1% below fair value)
Industry Position: 53.2% below the Construction median (#1395 of 1753)
No single metric tells the full story. See the HSTC:NTC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Nam Tan Uyen JSC is engaged in investing in construction and trading related to the technical infrastructure of industrial parks. The company undertakes a variety of activities, including the construction and trading of housing, as well as the leasing of offices, factories, warehouses, and yards. Additionally, the company is also involved in constructing both industrial and civil works, as well as transportation structures such as bridges and roads. The company's expertise extends to electrical construction projects and the development of irrigation systems, along with ground leveling. Furthermore, Nam Tan Uyen JSC engages in financial investments and manages the collection, treatment, and disposal of non-toxic waste. It also conducts wastewater treatment and analyzes wastewater samples.
15GF Score
Get the complete analysis for HSTC:NTC
Altman Z-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
HSTC:NTC has been successfully added to your 
