PT Famon Awal Bros Sedaya Tbk (ISX:PRAY) Altman Z-Score: 3.11 (As of Jun. 30, 2026) — 25% Below Median


ISX:PRAY PT Famon Awal Bros Sedaya Tbk ISX:PRAY
84 GF Score
Price Rp655.00
GF Value Rp873.79
Valuation Modestly Undervalued
! 6 Warning Signs
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What is PT Famon Awal Bros Sedaya Tbk Altman Z-Score?

PT Famon Awal Bros Sedaya Tbk ISX:PRAY -5.76% 84 Altman Z-Score is 3.11 as of Jun. 30, 2026, which is 25% below its 10-year median of 4.17. GuruFocus rates ISX:PRAY with a GF Score™ of 84/100 and a GF Value™ of Rp873.79 (Modestly Undervalued). The stock has 6 warning signs investors should review. Among 657 Healthcare Providers & Services companies, PT Famon Awal Bros Sedaya Tbk ranks better than 62.25% on this metric.

The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.

Good Sign:

Altman Z-score of 3.23 is strong.

PT Famon Awal Bros Sedaya Tbk has a Altman Z-Score of 3.11, indicating it is in Safe Zones. This implies the Altman Z-Score is strong.

The zones of discrimination were as such:

When Altman Z-Score <= 1.8, it is in Distress Zones.
When Altman Z-Score >= 3, it is in Safe Zones.
When Altman Z-Score is between 1.8 and 3, it is in Grey Zones.

The historical rank and industry rank for PT Famon Awal Bros Sedaya Tbk's Altman Z-Score or its related term are showing as below:

ISX:PRAY' s Altman Z-Score Range Over the Past 10 Years
Min: 3.23   Med: 4.17   Max: 6.54
Current: 3.23

During the past 7 years, PT Famon Awal Bros Sedaya Tbk's highest Altman Z-Score was 6.54. The lowest was 3.23. And the median was 4.17.


PT Famon Awal Bros Sedaya Tbk  (ISX:PRAY) Altman Z-Score Explanation

X1: The Working Capital/Total Assets (WC/TA) ratio is a measure of the net liquid assets of the firm relative to the total capitalization. Working capital is defined as the difference between current assets and current liabilities. Ordinarily, a firm experiencing consistent operating losses will have shrinking current assets in relation to total assets. Altman found this one proved to be the most valuable liquidity ratio comparing with the current ratio and the quick ratio. This is however the least significant of the five factors.

X2: Retained Earnings/Total Assets: the RE/TA ratio measures the leverage of a firm. Retained earnings is the account which reports the total amount of reinvested earnings and/or losses of a firm over its entire life. Those firms with high RE, relative to TA, have financed their assets through retention of profits and have not utilized as much debt.

X3, Earnings Before Interest and Taxes/Total Assets (EBIT/TA): This ratio is a measure of the true productivity of the firm's assets, independent of any tax or leverage factors. Since a firm's ultimate existence is based on the earning power of its assets, this ratio appears to be particularly appropriate for studies dealing with corporate failure. This ratio continually outperforms other profitability measures, including cash flow.

X4, Market Value of Equity/Book Value of Total Liabilities (MVE/TL): The measure shows how much the firm's assets can decline in value (measured by market value of equity plus debt) before the liabilities exceed the assets and the firm becomes insolvent.

X5, Revenue/Total Assets (S/TA): The capital-turnover ratio is a standard financial ratio illustrating the sales generating ability of the firm's assets.

Read more about Altman Z-Score and the original research.


Be Aware

Altman Z-Score does not apply to financial companies.


PT Famon Awal Bros Sedaya Tbk Altman Z-Score Related Terms


PT Famon Awal Bros Sedaya Tbk Altman Z-Score Historical Data

* Premium members only.

The historical data trend for PT Famon Awal Bros Sedaya Tbk's Altman Z-Score can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Famon Awal Bros Sedaya Tbk Altman Z-Score Chart

PT Famon Awal Bros Sedaya Tbk Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Altman Z-Score
Get a 7-Day Free Trial 0.00 6.54 4.64 4.16 3.84

PT Famon Awal Bros Sedaya Tbk Quarterly Data
Dec19 Dec20 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Altman Z-Score Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.71 3.65 3.90 3.84 3.28

ISX:PRAY vs HCA, THC, DVA: Altman Z-Score Comparison

For the Medical Care Facilities subindustry, PT Famon Awal Bros Sedaya Tbk's Altman Z-Score, along with its competitors' market caps and Altman Z-Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Famon Awal Bros Sedaya Tbk Altman Z-Score vs Healthcare Providers & Services Industry

For the Healthcare Providers & Services industry and Healthcare sector, PT Famon Awal Bros Sedaya Tbk's Altman Z-Score distribution charts can be found below:

* The bar in red indicates where PT Famon Awal Bros Sedaya Tbk's Altman Z-Score falls into.


ISX:PRAY
84GF Score
PT Famon Awal Bros Sedaya Tbk ISX:PRAY
Altman Z-Score is just one metric. See GF Score™, valuation, warning signs, and more.
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PT Famon Awal Bros Sedaya Tbk Altman Z-Score Calculation

Altman Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

PT Famon Awal Bros Sedaya Tbk's Altman Z-Score for today is calculated with this formula:

Z=1.2*X1+1.4*X2+3.3*X3+0.6*X4+1.0*X5
=1.2*0.0871+1.4*0.2535+3.3*0.0566+0.6*3.4094+1.0*0.4173
=3.11

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency. GuruFocus does not calculate Altman Z-Score when X4 or X5 value is 0.

Trailing Twelve Months (TTM) ended in Mar. 2026:
Total Assets was Rp6,169,603 Mil.
Total Current Assets was Rp1,506,358 Mil.
Total Current Liabilities was Rp968,822 Mil.
Retained Earnings was Rp1,563,732 Mil.
Pre-Tax Income was 43181 + 77061 + 102047 + 53409 = Rp275,698 Mil.
Interest Expense was -57640 + -22801 + -19855 + 26734 = Rp-73,562 Mil.
Revenue was 686687 + 687795 + 648731 + 551479 = Rp2,574,692 Mil.
Market Cap (Today) was Rp9,143,422 Mil.
Total Liabilities was Rp2,681,861 Mil.

* Note that for stock reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data.

X1=Working Capital/Total Assets
=(Total Current Assets - Total Current Liabilities)/Total Assets
=(1506358 - 968822)/6169603
=0.0871

X2=Retained Earnings/Total Assets
=1563732/6169603
=0.2535

X3=Earnings Before Interest and Taxes/Total Assets
=(Pre-Tax Income - Interest Expense)/Total Assets
=(275698 - -73562)/6169603
=0.0566

X4=Market Value Equity/Book Value of Total Liabilities
=Market Cap/Total Liabilities
=9143421.607/2681861
=3.4094

X5=Revenue/Total Assets
=2574692/6169603
=0.4173

The zones of discrimination were as such:

Distress Zones - 1.81 < Grey Zones < 2.99 - Safe Zones

PT Famon Awal Bros Sedaya Tbk has a Altman Z-Score of 3.11 indicating it is in Safe Zones.

Study by Altman found that companies that are in Distress Zone have more than 80% of chances of bankruptcy in two years.

Frequently Asked Questions Learn more about Altman Z-Score →
What does a Altman Z-Score of 3.11 mean?
PT Famon Awal Bros Sedaya Tbk (ISX:PRAY) has a Altman Z-Score of 3.11 as of Jun. 30, 2026. The Altman Z-score measures a company's bankruptcy risk. View historical data on PT Famon Awal Bros Sedaya Tbk and its competitors. This is 25% below median its historical median of 4.17. Over the past decade, PT Famon Awal Bros Sedaya Tbk's Altman Z-Score has ranged from 3.23 to 6.54. According to the industry distribution chart, PT Famon Awal Bros Sedaya Tbk ranks #248 out of 657 companies in the Healthcare Providers & Services industry, placing it in the top 37.7%.
Is PT Famon Awal Bros Sedaya Tbk's Altman Z-Score too high?
PT Famon Awal Bros Sedaya Tbk's current Altman Z-Score of 3.11 is 25% below median its 10-year median of 4.17. Over the past 10 years, this metric has ranged from a low of 3.23 to a high of 6.54. The Healthcare Providers & Services industry median Altman Z-Score is 2.38. PT Famon Awal Bros Sedaya Tbk's value of 3.11 is 30.7% above this industry median. Based on the distribution chart, PT Famon Awal Bros Sedaya Tbk ranks #248 out of 657 companies in the Healthcare Providers & Services industry, which is above the industry midpoint. Overall, PT Famon Awal Bros Sedaya Tbk has a GF Score™ of 84/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Famon Awal Bros Sedaya Tbk's Altman Z-Score compare to HCA and THC?
According to the Healthcare Providers & Services industry distribution chart, PT Famon Awal Bros Sedaya Tbk ranks #248 out of 657 companies for Altman Z-Score. This puts PT Famon Awal Bros Sedaya Tbk in the upper half of its industry. The industry median Altman Z-Score is 2.38. PT Famon Awal Bros Sedaya Tbk's value of 3.11 is 30.7% above this benchmark. Historically, PT Famon Awal Bros Sedaya Tbk's own Altman Z-Score has ranged from 3.23 to 6.54 over the past decade. While the company's 10-year median is 4.17 vs. the industry median of 2.38, PT Famon Awal Bros Sedaya Tbk has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Altman Z-Score for a Healthcare Providers & Services company?
The median Altman Z-Score among Healthcare Providers & Services companies is 2.38, based on 657 companies in the industry. Companies in the top quartile (top 25%) have a Altman Z-Score significantly above this median, while those in the bottom quartile fall well below. However, Altman Z-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Famon Awal Bros Sedaya Tbk's current Altman Z-Score of 3.11 is 30.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Altman Z-Score mean?
A high Altman Z-Score can signal that a stock is expensive relative to its fundamentals. The Altman Z-score measures a company's bankruptcy risk. View historical data on PT Famon Awal Bros Sedaya Tbk and its competitors. For the Healthcare Providers & Services industry, the median Altman Z-Score is 2.38 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Famon Awal Bros Sedaya Tbk's current Altman Z-Score is 3.11, which is 25% below median its own 10-year median of 4.17. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Famon Awal Bros Sedaya Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Famon Awal Bros Sedaya Tbk (ISX:PRAY) is currently considered Modestly Undervalued. The stock's GF Value™ is Rp873.79, compared to a current price of Rp655.00 — trading 25% below its estimated fair value. The current Altman Z-Score is 3.11, which is 25% below median its 10-year median of 4.17 and 30.7% above the Healthcare Providers & Services industry median of 2.38. PT Famon Awal Bros Sedaya Tbk's overall GF Score™ is 84/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Altman Z-Score calculated?
Altman Z-Score is calculated from a company's financial statements. For PT Famon Awal Bros Sedaya Tbk (ISX:PRAY), the current Altman Z-Score is 3.11 as of Jun. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Famon Awal Bros Sedaya Tbk (ISX:PRAY) Overvalued in 2026?

Based on GuruFocus' analysis, PT Famon Awal Bros Sedaya Tbk stock appears to be undervalued. The current stock price of Rp655.00 is trading 25% below its estimated GF Value™ of Rp873.79. GuruFocus considers PT Famon Awal Bros Sedaya Tbk to be Modestly Undervalued.

Key valuation signals for ISX:PRAY:

  • Altman Z-Score: 3.11 (25% below median its 10-year median of 4.17)
  • GF Value™: Rp873.79 vs. price of Rp655.00 (25% below fair value)
  • GF Score™: 84/100 with 6 warning signs
  • Industry Position: 30.7% above the Healthcare Providers & Services median (#248 of 657)

No single metric tells the full story. See the ISX:PRAY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Famon Awal Bros Sedaya Tbk Business Description

Address Ruko Mega Grosir Cempaka Mas Blok N/21, Kel. Sumur Batu, Kec. Kemayoran, Jakarta Pusat, Jakarta, IDN, 10640
PT Famon Awal Bros Sedaya Tbk operates as a hospital. The company7 provides comprehensive health services for Indonesians and foreign nationals (foreigners) and provides patient services with guarantees from companies, insurance, BPJS, and personal payments. Its hospital network has spread across different cities in Indonesia, including Jakarta, Bekasi, Tangerang, Semarang, Sukabumi, Makassar, Palangkaraya, and Pangkal Pinang. The services that it provides for patients include heart and blood vessel service centers, mother and child services, sports clinic & orthopedic services, cancer services, eye care centers & urology centers. The company's segments are Java; Kalimantan dan/ and Sulawesi; and Sumatera. It derives maximum revenue from Jawa.
84GF Score

Get the complete analysis for ISX:PRAY

Altman Z-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp655.00
Price
Rp873.79
GF Value