Blu Label Unlimited GroupJSE:BLU -4.51%50 Altman Z-Score is 2.15 as of Jul. 06, 2026, which is 0% below its 10-year median of 2.16. GuruFocus rates JSE:BLU with a GF Score™ of 50/100 and a GF Value™ of R4.18 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 363 Telecommunication Services companies, Blu Label Unlimited Group ranks better than 62.26% on this metric.
The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.
Warning Sign:
Altman Z-score of 2.15 is in the grey area. This implies that the company is under some kind of financial stress. If it is below 1.8, the company may face bankruptcy risk.
Blu Label Unlimited Group has a Altman Z-Score of 2.15, indicating it is in Grey Zones. This implies that Blu Label Unlimited Group is in some kind of financial stress. If it is below 1.81, the company may face bankrupcy risk.
The zones of discrimination were as such:
When Altman Z-Score <= 1.8, it is in Distress Zones.
When Altman Z-Score >= 3, it is in Safe Zones.
When Altman Z-Score is between 1.8 and 3, it is in Grey Zones.
The historical rank and industry rank for Blu Label Unlimited Group's Altman Z-Score or its related term are showing as below:
JSE:BLU'
s Altman Z-Score Range Over the Past 10 Years
Min: 0.3 Med: 2.16 Max: 7.3
Current: 2.15
During the past 13 years, Blu Label Unlimited Group's highest Altman Z-Score was 7.30. The lowest was 0.30. And the median was 2.16.
Blu Label Unlimited Group (JSE:BLU) Altman Z-Score Explanation
X1: The Working Capital/Total Assets (WC/TA) ratio is a measure of the net liquid assets of the firm relative to the total capitalization. Working capital is defined as the difference between current assets and current liabilities. Ordinarily, a firm experiencing consistent operating losses will have shrinking current assets in relation to total assets. Altman found this one proved to be the most valuable liquidity ratio comparing with the current ratio and the quick ratio. This is however the least significant of the five factors.
X2: Retained Earnings/Total Assets: the RE/TA ratio measures the leverage of a firm. Retained earnings is the account which reports the total amount of reinvested earnings and/or losses of a firm over its entire life. Those firms with high RE, relative to TA, have financed their assets through retention of profits and have not utilized as much debt.
X3, Earnings Before Interest and Taxes/Total Assets (EBIT/TA): This ratio is a measure of the true productivity of the firm's assets, independent of any tax or leverage factors. Since a firm's ultimate existence is based on the earning power of its assets, this ratio appears to be particularly appropriate for studies dealing with corporate failure. This ratio continually outperforms other profitability measures, including cash flow.
X4, Market Value of Equity/Book Value of Total Liabilities (MVE/TL): The measure shows how much the firm's assets can decline in value (measured by market value of equity plus debt) before the liabilities exceed the assets and the firm becomes insolvent.
X5, Revenue/Total Assets (S/TA): The capital-turnover ratio is a standard financial ratio illustrating the sales generating ability of the firm's assets.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Telecom Services subindustry, Blu Label Unlimited Group's Altman Z-Score, along with its competitors' market caps and Altman Z-Score data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Blu Label Unlimited Group Altman Z-Score vs Telecommunication Services Industry
For the Telecommunication Services industry and Communication Services sector, Blu Label Unlimited Group's Altman Z-Score distribution charts can be found below:
* The bar in red indicates where Blu Label Unlimited Group's Altman Z-Score falls into.
Blu Label Unlimited Group Altman Z-Score Calculation
Altman Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency. GuruFocus does not calculate Altman Z-Score when X4 or X5 value is 0.
Blu Label Unlimited Group (JSE:BLU) has a Altman Z-Score of 2.15 as of Jul. 06, 2026. The Altman Z-score measures a company's bankruptcy risk. View historical data on Blu Label Unlimited Group and its competitors. This is near median its historical median of 2.16. Over the past decade, Blu Label Unlimited Group's Altman Z-Score has ranged from 0.30 to 7.30. According to the industry distribution chart, Blu Label Unlimited Group ranks #137 out of 363 companies in the Telecommunication Services industry, placing it in the top 37.7%.
Is Blu Label Unlimited Group's Altman Z-Score too high?
Blu Label Unlimited Group's current Altman Z-Score of 2.15 is near median its 10-year median of 2.16. Over the past 10 years, this metric has ranged from a low of 0.30 to a high of 7.30. The Telecommunication Services industry median Altman Z-Score is 1.73. Blu Label Unlimited Group's value of 2.15 is 24.3% above this industry median. Based on the distribution chart, Blu Label Unlimited Group ranks #137 out of 363 companies in the Telecommunication Services industry, which is above the industry midpoint. Overall, Blu Label Unlimited Group has a GF Score™ of 50/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Blu Label Unlimited Group's Altman Z-Score compare to TMUS and VZ?
According to the Telecommunication Services industry distribution chart, Blu Label Unlimited Group ranks #137 out of 363 companies for Altman Z-Score. This puts Blu Label Unlimited Group in the upper half of its industry. The industry median Altman Z-Score is 1.73. Blu Label Unlimited Group's value of 2.15 is 24.3% above this benchmark. Historically, Blu Label Unlimited Group's own Altman Z-Score has ranged from 0.30 to 7.30 over the past decade. While the company's 10-year median is 2.16 vs. the industry median of 1.73, Blu Label Unlimited Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Altman Z-Score for a Telecommunication Services company?
The median Altman Z-Score among Telecommunication Services companies is 1.73, based on 363 companies in the industry. Companies in the top quartile (top 25%) have a Altman Z-Score significantly above this median, while those in the bottom quartile fall well below. However, Altman Z-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Blu Label Unlimited Group's current Altman Z-Score of 2.15 is 24.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Altman Z-Score mean?
A high Altman Z-Score can signal that a stock is expensive relative to its fundamentals. The Altman Z-score measures a company's bankruptcy risk. View historical data on Blu Label Unlimited Group and its competitors. For the Telecommunication Services industry, the median Altman Z-Score is 1.73 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Blu Label Unlimited Group's current Altman Z-Score is 2.15, which is near median its own 10-year median of 2.16. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Blu Label Unlimited Group stock overvalued right now?
Based on GuruFocus' analysis, Blu Label Unlimited Group (JSE:BLU) is currently considered Significantly Overvalued. The stock's GF Value™ is R4.18, compared to a current price of R7.83 — trading 87.3% above its estimated fair value. The current Altman Z-Score is 2.15, which is near median its 10-year median of 2.16 and 24.3% above the Telecommunication Services industry median of 1.73. Blu Label Unlimited Group's overall GF Score™ is 50/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Altman Z-Score calculated?
Altman Z-Score is calculated from a company's financial statements. For Blu Label Unlimited Group (JSE:BLU), the current Altman Z-Score is 2.15 as of Jul. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Blu Label Unlimited Group (JSE:BLU) Overvalued in 2026?
Based on GuruFocus' analysis, Blu Label Unlimited Group stock appears to be overvalued.
The current stock price of R7.83 is trading 87.3% above its estimated GF Value™ of R4.18.
GuruFocus considers Blu Label Unlimited Group to be Significantly Overvalued.
Key valuation signals for JSE:BLU:
Altman Z-Score: 2.15 (near median its 10-year median of 2.16)
GF Value™: R4.18 vs. price of R7.83 (87.3% above fair value)
Industry Position: 24.3% above the Telecommunication Services median (#137 of 363)
No single metric tells the full story. See the JSE:BLU stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Blu Label Unlimited Group Ltd's business is the virtual distribution of secure electronic tokens of value and transactional services across an international footprint of touch points. It is a digital distribution company specializing in prepaid products and the electronic distribution of virtual merchandise and value-added services. Products and services include airtime, electricity, UNIPIN, vouchers, tickets, airtime-CHAT 4 CHANGE, starter packs, contracts, direct top-up, money transfer, RICA, water, mobile devices, and accessories. The company segments include Africa Distribution and Corporate.
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