Sanlam (JSE:SLM) Altman Z-Score

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

JSE:SLM Sanlam Ltd JSE:SLM
81 GF Score
Price R87.00
GF Value R117.87
Valuation Modestly Undervalued
! 2 Warning Signs
View Full Analysis

What is Sanlam Altman Z-Score?

The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.

Altman Z-Score does not apply to banks and insurance companies.

JSE:SLM
81GF Score
Sanlam Ltd JSE:SLM
Altman Z-Score is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Is Sanlam (JSE:SLM) Overvalued in 2026?

Based on GuruFocus' analysis, Sanlam stock appears to be undervalued. The current stock price of R87.00 is trading 26.2% below its estimated GF Value™ of R117.87. GuruFocus considers Sanlam to be Modestly Undervalued.

Key valuation signals for JSE:SLM:

  • Altman Z-Score:
  • GF Value™: R117.87 vs. price of R87.00 (26.2% below fair value)
  • GF Score™: 81/100 with 2 warning signs

No single metric tells the full story. See the JSE:SLM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Sanlam Business Description

Address 2 Strand Road, Bellville, ZAF, 7530
Sanlam Ltd sells insurance products and provides investment and wealth management services. Its operating segments include Sanlam Life and Savings, Pan-Africa, Asia, Sanlam Investments, and Santam. It operates in South Africa, Pan-Africa, Asia, and International.
81GF Score

Get the complete analysis for JSE:SLM

Altman Z-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R87.00
Price
R117.87
GF Value