Lincoln National (LTS:0JV3) Altman Z-Score

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

LTS:0JV3 Lincoln National Corp LTS:0JV3
72 GF Score
Price $42.03
GF Value $45.06
Valuation Fairly Valued
! 7 Warning Signs
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What is Lincoln National Altman Z-Score?

The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.

Altman Z-Score does not apply to banks and insurance companies.

LTS:0JV3
72GF Score
Lincoln National Corp LTS:0JV3
Altman Z-Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Lincoln National (LTS:0JV3) Overvalued in 2026?

Based on GuruFocus' analysis, Lincoln National stock appears to be undervalued. The current stock price of $42.03 is trading 6.7% below its estimated GF Value™ of $45.06. GuruFocus considers Lincoln National to be Fairly Valued.

Key valuation signals for LTS:0JV3:

  • Altman Z-Score:
  • GF Value™: $45.06 vs. price of $42.03 (6.7% below fair value)
  • GF Score™: 72/100 with 7 warning signs

No single metric tells the full story. See the LTS:0JV3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Lincoln National Business Description

Address 150 North Radnor-Chester Road, Suite A305, Radnor, PA, USA, 19087
Lincoln National Corp operates multiple insurance and retirement businesses. The company's operating segment includes Annuities; Retirement Plan Services; Life Insurance and Group Protection. Its products include fixed and indexed annuities, variable annuities, universal life insurance (UL), variable universal life insurance (VUL), linked-benefit UL and VUL, indexed universal life insurance (IUL), term life insurance, employer-sponsored retirement plans and services, and group life, disability, and dental.
72GF Score

Get the complete analysis for LTS:0JV3

Altman Z-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$42.03
Price
$45.06
GF Value