INVL Baltic Farmland AB (LTS:0R5F) Altman Z-Score: 4.85 (As of Jun. 25, 2026) — 22% Below Median


What is INVL Baltic Farmland AB Altman Z-Score?

INVL Baltic Farmland AB LTS:0R5F 74 Altman Z-Score is 4.85 as of Jun. 25, 2026, which is 22% below its 10-year median of 6.22. GuruFocus rates LTS:0R5F with a GF Score™ of 74/100. The stock has 5 warning signs investors should review. Among 1,732 Real Estate companies, INVL Baltic Farmland AB ranks better than 90.07% on this metric.

The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.

Good Sign:

Altman Z-score of 4.85 is strong.

INVL Baltic Farmland AB has a Altman Z-Score of 4.85, indicating it is in Safe Zones. This implies the Altman Z-Score is strong.

The zones of discrimination were as such:

When Altman Z-Score <= 1.8, it is in Distress Zones.
When Altman Z-Score >= 3, it is in Safe Zones.
When Altman Z-Score is between 1.8 and 3, it is in Grey Zones.

The historical rank and industry rank for INVL Baltic Farmland AB's Altman Z-Score or its related term are showing as below:

LTS:0R5F' s Altman Z-Score Range Over the Past 10 Years
Min: 4.74   Med: 6.22   Max: 8.65
Current: 4.85

During the past 13 years, INVL Baltic Farmland AB's highest Altman Z-Score was 8.65. The lowest was 4.74. And the median was 6.22.


INVL Baltic Farmland AB  (LTS:0R5F) Altman Z-Score Explanation

X1: The Working Capital/Total Assets (WC/TA) ratio is a measure of the net liquid assets of the firm relative to the total capitalization. Working capital is defined as the difference between current assets and current liabilities. Ordinarily, a firm experiencing consistent operating losses will have shrinking current assets in relation to total assets. Altman found this one proved to be the most valuable liquidity ratio comparing with the current ratio and the quick ratio. This is however the least significant of the five factors.

X2: Retained Earnings/Total Assets: the RE/TA ratio measures the leverage of a firm. Retained earnings is the account which reports the total amount of reinvested earnings and/or losses of a firm over its entire life. Those firms with high RE, relative to TA, have financed their assets through retention of profits and have not utilized as much debt.

X3, Earnings Before Interest and Taxes/Total Assets (EBIT/TA): This ratio is a measure of the true productivity of the firm's assets, independent of any tax or leverage factors. Since a firm's ultimate existence is based on the earning power of its assets, this ratio appears to be particularly appropriate for studies dealing with corporate failure. This ratio continually outperforms other profitability measures, including cash flow.

X4, Market Value of Equity/Book Value of Total Liabilities (MVE/TL): The measure shows how much the firm's assets can decline in value (measured by market value of equity plus debt) before the liabilities exceed the assets and the firm becomes insolvent.

X5, Revenue/Total Assets (S/TA): The capital-turnover ratio is a standard financial ratio illustrating the sales generating ability of the firm's assets.

Read more about Altman Z-Score and the original research.


Be Aware

Altman Z-Score does not apply to financial companies.


INVL Baltic Farmland AB Altman Z-Score Related Terms


INVL Baltic Farmland AB Altman Z-Score Historical Data

* Premium members only.

The historical data trend for INVL Baltic Farmland AB's Altman Z-Score can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

INVL Baltic Farmland AB Altman Z-Score Chart

INVL Baltic Farmland AB Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Altman Z-Score
Get a 7-Day Free Trial Premium Member Only Premium Member Only 8.65 8.15 6.64 5.01 4.74

INVL Baltic Farmland AB Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Altman Z-Score Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.64 0.00 5.01 0.00 4.74

LTS:0R5F vs CBRE, BEKE, CSGP: Altman Z-Score Comparison

For the Real Estate Services subindustry, INVL Baltic Farmland AB's Altman Z-Score, along with its competitors' market caps and Altman Z-Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


INVL Baltic Farmland AB Altman Z-Score vs Real Estate Industry

For the Real Estate industry and Real Estate sector, INVL Baltic Farmland AB's Altman Z-Score distribution charts can be found below:

* The bar in red indicates where INVL Baltic Farmland AB's Altman Z-Score falls into.



INVL Baltic Farmland AB Altman Z-Score Calculation

Altman Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

INVL Baltic Farmland AB's Altman Z-Score for today is calculated with this formula:

Z=1.2*X1+1.4*X2+3.3*X3+0.6*X4+1.0*X5
=1.2*0.0014+1.4*0.6264+3.3*0.0506+0.6*6.2753+1.0*0.0377
=4.85

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency. GuruFocus does not calculate Altman Z-Score when X4 or X5 value is 0.

Trailing Twelve Months (TTM) ended in Dec. 2025:
Total Assets was €23.62 Mil.
Total Current Assets was €0.29 Mil.
Total Current Liabilities was €0.26 Mil.
Retained Earnings was €14.80 Mil.
Pre-Tax Income was €1.20 Mil.
Interest Expense was €0.00 Mil.
Revenue was €0.89 Mil.
Market Cap (Today) was €21.63 Mil.
Total Liabilities was €3.45 Mil.

* Note that for stock reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data.

X1=Working Capital/Total Assets
=(Total Current Assets - Total Current Liabilities)/Total Assets
=(0.293 - 0.261)/23.619
=0.0014

X2=Retained Earnings/Total Assets
=14.796/23.619
=0.6264

X3=Earnings Before Interest and Taxes/Total Assets
=(Pre-Tax Income - Interest Expense)/Total Assets
=(1.195 - 0)/23.619
=0.0506

X4=Market Value Equity/Book Value of Total Liabilities
=Market Cap/Total Liabilities
=21.631/3.447
=6.2753

X5=Revenue/Total Assets
=0.891/23.619
=0.0377

The zones of discrimination were as such:

Distress Zones - 1.81 < Grey Zones < 2.99 - Safe Zones

INVL Baltic Farmland AB has a Altman Z-Score of 4.85 indicating it is in Safe Zones.

Study by Altman found that companies that are in Distress Zone have more than 80% of chances of bankruptcy in two years.

Frequently Asked Questions Learn more about Altman Z-Score →
What does a Altman Z-Score of 4.85 mean?
INVL Baltic Farmland AB (LTS:0R5F) has a Altman Z-Score of 4.85 as of Jun. 25, 2026. The Altman Z-score measures a company's bankruptcy risk. View historical data on INVL Baltic Farmland AB and its competitors. This is 22% below median its historical median of 6.22. Over the past decade, INVL Baltic Farmland AB's Altman Z-Score has ranged from 4.74 to 8.65. According to the industry distribution chart, INVL Baltic Farmland AB ranks #172 out of 1732 companies in the Real Estate industry, placing it in the top 9.9%.
Is INVL Baltic Farmland AB's Altman Z-Score too high?
INVL Baltic Farmland AB's current Altman Z-Score of 4.85 is 22% below median its 10-year median of 6.22. Over the past 10 years, this metric has ranged from a low of 4.74 to a high of 8.65. The Real Estate industry median Altman Z-Score is 1.29. INVL Baltic Farmland AB's value of 4.85 is 276% above this industry median. Based on the distribution chart, INVL Baltic Farmland AB ranks #172 out of 1732 companies in the Real Estate industry, which is in the top quartile — a strong position relative to peers. Overall, INVL Baltic Farmland AB has a GF Score™ of 74/100, reflecting its overall financial health beyond just this single metric.
How does INVL Baltic Farmland AB's Altman Z-Score compare to CBRE and BEKE?
According to the Real Estate industry distribution chart, INVL Baltic Farmland AB ranks #172 out of 1732 companies for Altman Z-Score. This places INVL Baltic Farmland AB in the top 10% of its industry — outperforming the majority of peers. The industry median Altman Z-Score is 1.29. INVL Baltic Farmland AB's value of 4.85 is 276% above this benchmark. Historically, INVL Baltic Farmland AB's own Altman Z-Score has ranged from 4.74 to 8.65 over the past decade. While the company's 10-year median is 6.22 vs. the industry median of 1.29, INVL Baltic Farmland AB has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Altman Z-Score for a Real Estate company?
The median Altman Z-Score among Real Estate companies is 1.29, based on 1,732 companies in the industry. Companies in the top quartile (top 25%) have a Altman Z-Score significantly above this median, while those in the bottom quartile fall well below. However, Altman Z-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. INVL Baltic Farmland AB's current Altman Z-Score of 4.85 is 276% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Altman Z-Score mean?
A high Altman Z-Score can signal that a stock is expensive relative to its fundamentals. The Altman Z-score measures a company's bankruptcy risk. View historical data on INVL Baltic Farmland AB and its competitors. For the Real Estate industry, the median Altman Z-Score is 1.29 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. INVL Baltic Farmland AB's current Altman Z-Score is 4.85, which is 22% below median its own 10-year median of 6.22. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is INVL Baltic Farmland AB stock overvalued right now?
INVL Baltic Farmland AB (LTS:0R5F) has a current Altman Z-Score of 4.85. The current Altman Z-Score is 4.85, which is 22% below median its 10-year median of 6.22 and 276% above the Real Estate industry median of 1.29. INVL Baltic Farmland AB's overall GF Score™ is 74/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Altman Z-Score calculated?
Altman Z-Score is calculated from a company's financial statements. For INVL Baltic Farmland AB (LTS:0R5F), the current Altman Z-Score is 4.85 as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

INVL Baltic Farmland AB Business Description

Other Exchanges INL1L:Lithuania
Address Gyneju Street 14, Vilnius, LTU, LT-01110
INVL Baltic Farmland AB is an investment company. The company manages shares of entities investing in agricultural land and provides finance. The company owns agricultural land in Lithuania, which is rented to farmers and agricultural companies. The company focuses on the growth of the quality of owned land and environmental sustainability. The company operates in a single segment of Agricultural land. The company generates revenue from lease, interest, and other income.