Unimot (LTS:0ROK) Altman Z-Score: 4.13 (As of Jul. 03, 2026) — 29% Below Median


LTS:0ROK Unimot SA LTS:0ROK
63 GF Score
Price zł163.27
GF Value zł128.08
Valuation Modestly Overvalued
! 9 Warning Signs
View Full Analysis

What is Unimot Altman Z-Score?

Unimot LTS:0ROK 63 Altman Z-Score is 4.13 as of Jul. 03, 2026, which is 29% below its 10-year median of 5.81. GuruFocus rates LTS:0ROK with a GF Score™ of 63/100 and a GF Value™ of zł128.08 (Modestly Overvalued). The stock has 9 warning signs investors should review. Among 1,113 Retail - Cyclical companies, Unimot ranks better than 71.07% on this metric.

The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.

Good Sign:

Altman Z-score of 4.11 is strong.

Unimot has a Altman Z-Score of 4.13, indicating it is in Safe Zones. This implies the Altman Z-Score is strong.

The zones of discrimination were as such:

When Altman Z-Score <= 1.8, it is in Distress Zones.
When Altman Z-Score >= 3, it is in Safe Zones.
When Altman Z-Score is between 1.8 and 3, it is in Grey Zones.

The historical rank and industry rank for Unimot's Altman Z-Score or its related term are showing as below:

LTS:0ROK' s Altman Z-Score Range Over the Past 10 Years
Min: 4.09   Med: 5.81   Max: 10.17
Current: 4.11

During the past 13 years, Unimot's highest Altman Z-Score was 10.17. The lowest was 4.09. And the median was 5.81.


Unimot  (LTS:0ROK) Altman Z-Score Explanation

X1: The Working Capital/Total Assets (WC/TA) ratio is a measure of the net liquid assets of the firm relative to the total capitalization. Working capital is defined as the difference between current assets and current liabilities. Ordinarily, a firm experiencing consistent operating losses will have shrinking current assets in relation to total assets. Altman found this one proved to be the most valuable liquidity ratio comparing with the current ratio and the quick ratio. This is however the least significant of the five factors.

X2: Retained Earnings/Total Assets: the RE/TA ratio measures the leverage of a firm. Retained earnings is the account which reports the total amount of reinvested earnings and/or losses of a firm over its entire life. Those firms with high RE, relative to TA, have financed their assets through retention of profits and have not utilized as much debt.

X3, Earnings Before Interest and Taxes/Total Assets (EBIT/TA): This ratio is a measure of the true productivity of the firm's assets, independent of any tax or leverage factors. Since a firm's ultimate existence is based on the earning power of its assets, this ratio appears to be particularly appropriate for studies dealing with corporate failure. This ratio continually outperforms other profitability measures, including cash flow.

X4, Market Value of Equity/Book Value of Total Liabilities (MVE/TL): The measure shows how much the firm's assets can decline in value (measured by market value of equity plus debt) before the liabilities exceed the assets and the firm becomes insolvent.

X5, Revenue/Total Assets (S/TA): The capital-turnover ratio is a standard financial ratio illustrating the sales generating ability of the firm's assets.

Read more about Altman Z-Score and the original research.


Be Aware

Altman Z-Score does not apply to financial companies.


Unimot Altman Z-Score Related Terms


Unimot Altman Z-Score Historical Data

* Premium members only.

The historical data trend for Unimot's Altman Z-Score can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Unimot Altman Z-Score Chart

Unimot Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Altman Z-Score
Get a 7-Day Free Trial Premium Member Only Premium Member Only 7.48 10.17 5.53 5.27 4.83

Unimot Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Altman Z-Score Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.35 5.17 4.77 4.83 4.09

LTS:0ROK vs CASY, WSM, DKS: Altman Z-Score Comparison

For the Specialty Retail subindustry, Unimot's Altman Z-Score, along with its competitors' market caps and Altman Z-Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Unimot Altman Z-Score vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, Unimot's Altman Z-Score distribution charts can be found below:

* The bar in red indicates where Unimot's Altman Z-Score falls into.


LTS:0ROK
63GF Score
Unimot SA LTS:0ROK
Altman Z-Score is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Unimot Altman Z-Score Calculation

Altman Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

Unimot's Altman Z-Score for today is calculated with this formula:

Z=1.2*X1+1.4*X2+3.3*X3+0.6*X4+1.0*X5
=1.2*0.1152+1.4*0.2314+3.3*0.077+0.6*0.4401+1.0*3.1546
=4.13

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency. GuruFocus does not calculate Altman Z-Score when X4 or X5 value is 0.

Trailing Twelve Months (TTM) ended in Mar. 2026:
Total Assets was zł4,665 Mil.
Total Current Assets was zł3,061 Mil.
Total Current Liabilities was zł2,524 Mil.
Retained Earnings was zł1,079 Mil.
Pre-Tax Income was 230.441 + 30.809 + 8.62 + -10.603 = zł259 Mil.
Interest Expense was -21.369 + -31.049 + -22.571 + -24.946 = zł-100 Mil.
Revenue was 3391.177 + 3894.451 + 3710.897 + 3719.911 = zł14,716 Mil.
Market Cap (Today) was zł1,435 Mil.
Total Liabilities was zł3,260 Mil.

* Note that for stock reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data.

X1=Working Capital/Total Assets
=(Total Current Assets - Total Current Liabilities)/Total Assets
=(3061.28 - 2524.022)/4665.037
=0.1152

X2=Retained Earnings/Total Assets
=1079.338/4665.037
=0.2314

X3=Earnings Before Interest and Taxes/Total Assets
=(Pre-Tax Income - Interest Expense)/Total Assets
=(259.267 - -99.935)/4665.037
=0.077

X4=Market Value Equity/Book Value of Total Liabilities
=Market Cap/Total Liabilities
=1434.618/3259.777
=0.4401

X5=Revenue/Total Assets
=14716.436/4665.037
=3.1546

The zones of discrimination were as such:

Distress Zones - 1.81 < Grey Zones < 2.99 - Safe Zones

Unimot has a Altman Z-Score of 4.13 indicating it is in Safe Zones.

Study by Altman found that companies that are in Distress Zone have more than 80% of chances of bankruptcy in two years.

Frequently Asked Questions Learn more about Altman Z-Score →
What does a Altman Z-Score of 4.13 mean?
Unimot (LTS:0ROK) has a Altman Z-Score of 4.13 as of Jul. 03, 2026. The Altman Z-score measures a company's bankruptcy risk. View historical data on Unimot and its competitors. This is 29% below median its historical median of 5.81. Over the past decade, Unimot's Altman Z-Score has ranged from 4.09 to 10.17. According to the industry distribution chart, Unimot ranks #322 out of 1113 companies in the Retail - Cyclical industry, placing it in the top 28.9%.
Is Unimot's Altman Z-Score too high?
Unimot's current Altman Z-Score of 4.13 is 29% below median its 10-year median of 5.81. Over the past 10 years, this metric has ranged from a low of 4.09 to a high of 10.17. The Retail - Cyclical industry median Altman Z-Score is 2.72. Unimot's value of 4.13 is 51.8% above this industry median. Based on the distribution chart, Unimot ranks #322 out of 1113 companies in the Retail - Cyclical industry, which is above the industry midpoint. Overall, Unimot has a GF Score™ of 63/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Unimot's Altman Z-Score compare to CASY and WSM?
According to the Retail - Cyclical industry distribution chart, Unimot ranks #322 out of 1113 companies for Altman Z-Score. This puts Unimot in the upper half of its industry. The industry median Altman Z-Score is 2.72. Unimot's value of 4.13 is 51.8% above this benchmark. Historically, Unimot's own Altman Z-Score has ranged from 4.09 to 10.17 over the past decade. While the company's 10-year median is 5.81 vs. the industry median of 2.72, Unimot has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Altman Z-Score for a Retail - Cyclical company?
The median Altman Z-Score among Retail - Cyclical companies is 2.72, based on 1,113 companies in the industry. Companies in the top quartile (top 25%) have a Altman Z-Score significantly above this median, while those in the bottom quartile fall well below. However, Altman Z-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Unimot's current Altman Z-Score of 4.13 is 51.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Altman Z-Score mean?
A high Altman Z-Score can signal that a stock is expensive relative to its fundamentals. The Altman Z-score measures a company's bankruptcy risk. View historical data on Unimot and its competitors. For the Retail - Cyclical industry, the median Altman Z-Score is 2.72 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Unimot's current Altman Z-Score is 4.13, which is 29% below median its own 10-year median of 5.81. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Unimot stock overvalued right now?
Based on GuruFocus' analysis, Unimot (LTS:0ROK) is currently considered Modestly Overvalued. The stock's GF Value™ is zł128.08, compared to a current price of zł163.27 — trading 27.5% above its estimated fair value. The current Altman Z-Score is 4.13, which is 29% below median its 10-year median of 5.81 and 51.8% above the Retail - Cyclical industry median of 2.72. Unimot's overall GF Score™ is 63/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Altman Z-Score calculated?
Altman Z-Score is calculated from a company's financial statements. For Unimot (LTS:0ROK), the current Altman Z-Score is 4.13 as of Jul. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Unimot (LTS:0ROK) Overvalued in 2026?

Based on GuruFocus' analysis, Unimot stock appears to be overvalued. The current stock price of zł163.27 is trading 27.5% above its estimated GF Value™ of zł128.08. GuruFocus considers Unimot to be Modestly Overvalued.

Key valuation signals for LTS:0ROK:

  • Altman Z-Score: 4.13 (29% below median its 10-year median of 5.81)
  • GF Value™: zł128.08 vs. price of zł163.27 (27.5% above fair value)
  • GF Score™: 63/100 with 9 warning signs
  • Industry Position: 51.8% above the Retail - Cyclical median (#322 of 1113)

No single metric tells the full story. See the LTS:0ROK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Unimot Business Description

Other Exchanges UNT:Poland
Address 2A Swierklanska Street, Zawadzkie, POL, 47-120
Unimot SA is an independent importer of liquid and gas fuels, offering a range that includes diesel oil, liquefied petroleum gas (LPG), natural gas (LNG, CNG), biofuels (B100), electricity, bitumen products, as well as aviation and marine fuels. It leases an LPG terminal in Wilhelmshaven, Germany, to import diesel fuel using the tankers arriving in Europe from sources other than Russia. The fuel and energy offer of the Group comprises both wholesale sales of fuels to business customers and retail sales of propane-butane, natural gas, and electricity.
63GF Score

Get the complete analysis for LTS:0ROK

Altman Z-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

zł163.27
Price
zł128.08
GF Value