Miivo AIMIVOF 31 Altman Z-Score is 188.20 as of Jun. 24, 2026, which is 705% above its 10-year median of 23.39. GuruFocus rates MIVOF with a GF Score™ of 31/100. The stock has 1 warning sign investors should review. Among 652 Asset Management companies, Miivo AI ranks better than 97.24% on this metric.
The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.
Good Sign:
Altman Z-score of 202.08 is strong.
Miivo AI has a Altman Z-Score of 188.20, indicating it is in Safe Zones. This implies the Altman Z-Score is strong.
The zones of discrimination were as such:
When Altman Z-Score <= 1.8, it is in Distress Zones.
When Altman Z-Score >= 3, it is in Safe Zones.
When Altman Z-Score is between 1.8 and 3, it is in Grey Zones.
The historical rank and industry rank for Miivo AI's Altman Z-Score or its related term are showing as below:
MIVOF'
s Altman Z-Score Range Over the Past 10 Years
Min: -39.05 Med: 23.39 Max: 3579.83
Current: 202.08
During the past 13 years, Miivo AI's highest Altman Z-Score was 3579.83. The lowest was -39.05. And the median was 23.39.
Miivo AI (OTCPK:MIVOF) Altman Z-Score Explanation
X1: The Working Capital/Total Assets (WC/TA) ratio is a measure of the net liquid assets of the firm relative to the total capitalization. Working capital is defined as the difference between current assets and current liabilities. Ordinarily, a firm experiencing consistent operating losses will have shrinking current assets in relation to total assets. Altman found this one proved to be the most valuable liquidity ratio comparing with the current ratio and the quick ratio. This is however the least significant of the five factors.
X2: Retained Earnings/Total Assets: the RE/TA ratio measures the leverage of a firm. Retained earnings is the account which reports the total amount of reinvested earnings and/or losses of a firm over its entire life. Those firms with high RE, relative to TA, have financed their assets through retention of profits and have not utilized as much debt.
X3, Earnings Before Interest and Taxes/Total Assets (EBIT/TA): This ratio is a measure of the true productivity of the firm's assets, independent of any tax or leverage factors. Since a firm's ultimate existence is based on the earning power of its assets, this ratio appears to be particularly appropriate for studies dealing with corporate failure. This ratio continually outperforms other profitability measures, including cash flow.
X4, Market Value of Equity/Book Value of Total Liabilities (MVE/TL): The measure shows how much the firm's assets can decline in value (measured by market value of equity plus debt) before the liabilities exceed the assets and the firm becomes insolvent.
X5, Revenue/Total Assets (S/TA): The capital-turnover ratio is a standard financial ratio illustrating the sales generating ability of the firm's assets.
Altman Z-Score does not apply to financial companies.
Miivo AI Altman Z-Score Related Terms
Miivo AI Altman Z-Score Historical Data
* Premium members only.
The historical data trend for Miivo AI's Altman Z-Score can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Asset Management subindustry, Miivo AI's Altman Z-Score, along with its competitors' market caps and Altman Z-Score data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Miivo AI Altman Z-Score vs Asset Management Industry
For the Asset Management industry and Financial Services sector, Miivo AI's Altman Z-Score distribution charts can be found below:
* The bar in red indicates where Miivo AI's Altman Z-Score falls into.
Altman Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.
Miivo AI's Altman Z-Score for today is calculated with this formula:
Z
=
1.2
*
X1
+
1.4
*
X2
+
3.3
*
X3
+
0.6
*
X4
+
1.0
*
X5
=
1.2
*
0.9058
+
1.4
*
-0.441
+
3.3
*
-0.23
+
0.6
*
314.1304
+
1.0
*
0.0156
=
188.20
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency. GuruFocus does not calculate Altman Z-Score when X4 or X5 value is 0.
Miivo AI (MIVOF) has a Altman Z-Score of 188.20 as of Jun. 24, 2026. The Altman Z-score measures a company's bankruptcy risk. View historical data on Miivo AI and its competitors. This is 705% above median its historical median of 23.39. According to the industry distribution chart, Miivo AI ranks #18 out of 652 companies in the Asset Management industry, placing it in the top 2.8%.
Is Miivo AI's Altman Z-Score too high?
Miivo AI's current Altman Z-Score of 188.20 is 705% above median its 10-year median of 23.39. The Asset Management industry median Altman Z-Score is 3.47. Miivo AI's value of 188.20 is 5323.6% above this industry median. Based on the distribution chart, Miivo AI ranks #18 out of 652 companies in the Asset Management industry, which is in the top quartile — a strong position relative to peers. Overall, Miivo AI has a GF Score™ of 31/100, reflecting its overall financial health beyond just this single metric.
How does Miivo AI's Altman Z-Score compare to BLK and BX?
According to the Asset Management industry distribution chart, Miivo AI ranks #18 out of 652 companies for Altman Z-Score. This places Miivo AI in the top 3% of its industry — outperforming the majority of peers. The industry median Altman Z-Score is 3.47. Miivo AI's value of 188.20 is 5323.6% above this benchmark. While the company's 10-year median is 23.39 vs. the industry median of 3.47, Miivo AI has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Altman Z-Score for an Asset Management company?
The median Altman Z-Score among Asset Management companies is 3.47, based on 652 companies in the industry. Companies in the top quartile (top 25%) have a Altman Z-Score significantly above this median, while those in the bottom quartile fall well below. However, Altman Z-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Miivo AI's current Altman Z-Score of 188.20 is 5323.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Altman Z-Score mean?
A high Altman Z-Score can signal that a stock is expensive relative to its fundamentals. The Altman Z-score measures a company's bankruptcy risk. View historical data on Miivo AI and its competitors. For the Asset Management industry, the median Altman Z-Score is 3.47 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Miivo AI's current Altman Z-Score is 188.20, which is 705% above median its own 10-year median of 23.39. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Miivo AI stock overvalued right now?
Miivo AI (MIVOF) has a current Altman Z-Score of 188.20. The current Altman Z-Score is 188.20, which is 705% above median its 10-year median of 23.39 and 5323.6% above the Asset Management industry median of 3.47. Miivo AI's overall GF Score™ is 31/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Altman Z-Score calculated?
Altman Z-Score is calculated from a company's financial statements. For Miivo AI (MIVOF), the current Altman Z-Score is 188.20 as of Jun. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Miivo AI Inc is transforming how small-and medium-sized enterprises (SMEs) access financial intelligence by leveraging artificial intelligence to deliver enterprise-grade business insights at the SME scale. The Company's AI CFO platform empowers small and medium-sized businesses to optimize operations, improve financial performance, and accelerate growth through data-driven decision-making.
31GF Score
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