Ivalue Infosolutions (NSE:IVALUE) Altman Z-Score: 2.67 (As of Jul. 21, 2026) — 13% Above Median

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NSE:IVALUE Ivalue Infosolutions Ltd NSE:IVALUE
20 GF Score
Price ₹298.25
! 3 Warning Signs
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What is Ivalue Infosolutions Altman Z-Score?

Ivalue Infosolutions NSE:IVALUE -0.62% 20 Altman Z-Score is 2.67 as of Jul. 21, 2026, which is 13% above its 10-year median of 2.37. GuruFocus rates NSE:IVALUE with a GF Score™ of 20/100. The stock has 3 warning signs investors should review. Among 2,767 Software companies, Ivalue Infosolutions ranks worse than 54.97% on this metric.

The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.

Warning Sign:

Altman Z-score of 2.68 is in the grey area. This implies that the company is under some kind of financial stress. If it is below 1.8, the company may face bankruptcy risk.

Ivalue Infosolutions has a Altman Z-Score of 2.67, indicating it is in Grey Zones. This implies that Ivalue Infosolutions is in some kind of financial stress. If it is below 1.81, the company may face bankrupcy risk.

The zones of discrimination were as such:

When Altman Z-Score <= 1.8, it is in Distress Zones.
When Altman Z-Score >= 3, it is in Safe Zones.
When Altman Z-Score is between 1.8 and 3, it is in Grey Zones.

The historical rank and industry rank for Ivalue Infosolutions's Altman Z-Score or its related term are showing as below:

NSE:IVALUE' s Altman Z-Score Range Over the Past 10 Years
Min: 2.37   Med: 2.37   Max: 2.68
Current: 2.68

During the past 5 years, Ivalue Infosolutions's highest Altman Z-Score was 2.68. The lowest was 2.37. And the median was 2.37.


Ivalue Infosolutions  (NSE:IVALUE) Altman Z-Score Explanation

X1: The Working Capital/Total Assets (WC/TA) ratio is a measure of the net liquid assets of the firm relative to the total capitalization. Working capital is defined as the difference between current assets and current liabilities. Ordinarily, a firm experiencing consistent operating losses will have shrinking current assets in relation to total assets. Altman found this one proved to be the most valuable liquidity ratio comparing with the current ratio and the quick ratio. This is however the least significant of the five factors.

X2: Retained Earnings/Total Assets: the RE/TA ratio measures the leverage of a firm. Retained earnings is the account which reports the total amount of reinvested earnings and/or losses of a firm over its entire life. Those firms with high RE, relative to TA, have financed their assets through retention of profits and have not utilized as much debt.

X3, Earnings Before Interest and Taxes/Total Assets (EBIT/TA): This ratio is a measure of the true productivity of the firm's assets, independent of any tax or leverage factors. Since a firm's ultimate existence is based on the earning power of its assets, this ratio appears to be particularly appropriate for studies dealing with corporate failure. This ratio continually outperforms other profitability measures, including cash flow.

X4, Market Value of Equity/Book Value of Total Liabilities (MVE/TL): The measure shows how much the firm's assets can decline in value (measured by market value of equity plus debt) before the liabilities exceed the assets and the firm becomes insolvent.

X5, Revenue/Total Assets (S/TA): The capital-turnover ratio is a standard financial ratio illustrating the sales generating ability of the firm's assets.

Read more about Altman Z-Score and the original research.


Be Aware

Altman Z-Score does not apply to financial companies.


Ivalue Infosolutions Altman Z-Score Related Terms


Ivalue Infosolutions Altman Z-Score Historical Data

* Premium members only.

The historical data trend for Ivalue Infosolutions's Altman Z-Score can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Ivalue Infosolutions Altman Z-Score Chart

Ivalue Infosolutions Annual Data
Trend Mar22 Mar23 Mar24 Mar25 Mar26
Altman Z-Score
0.00 0.00 0.00 0.00 2.37

Ivalue Infosolutions Quarterly Data
Mar22 Mar23 Mar24 Sep24 Dec24 Mar25 Sep25 Dec25 Mar26
Altman Z-Score Get a 7-Day Free Trial Premium Member Only 0.00 0.00 2.39 2.41 2.37

NSE:IVALUE vs IBM, ACN, FISV: Altman Z-Score Comparison

For the Information Technology Services subindustry, Ivalue Infosolutions's Altman Z-Score, along with its competitors' market caps and Altman Z-Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Ivalue Infosolutions Altman Z-Score vs Software Industry

For the Software industry and Technology sector, Ivalue Infosolutions's Altman Z-Score distribution charts can be found below:

* The bar in red indicates where Ivalue Infosolutions's Altman Z-Score falls into.


NSE:IVALUE
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Ivalue Infosolutions Ltd NSE:IVALUE
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Ivalue Infosolutions Altman Z-Score Calculation

Altman Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

Ivalue Infosolutions's Altman Z-Score for today is calculated with this formula:

Z=1.2*X1+1.4*X2+3.3*X3+0.6*X4+1.0*X5
=1.2*0.3199+1.4*0+3.3*0.1256+0.6*1.8648+1.0*0.7553
=2.67

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency. GuruFocus does not calculate Altman Z-Score when X4 or X5 value is 0.

Trailing Twelve Months (TTM) ended in Mar. 2026:
Total Assets was ₹14,409 Mil.
Total Current Assets was ₹13,072 Mil.
Total Current Liabilities was ₹8,463 Mil.
Retained Earnings was ₹0 Mil.
Pre-Tax Income was 562.2 + 208.6 + 394 + 504.5 = ₹1,669 Mil.
Interest Expense was -30.7 + -24 + -41.5 + -44 = ₹-140 Mil.
Revenue was 2726 + 2256.7 + 3293.9 + 2606 = ₹10,883 Mil.
Market Cap (Today) was ₹16,294 Mil.
Total Liabilities was ₹8,737 Mil.

* Note that for stock reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data.

X1=Working Capital/Total Assets
=(Total Current Assets - Total Current Liabilities)/Total Assets
=(13071.8 - 8462.8)/14409.2
=0.3199

X2=Retained Earnings/Total Assets
=0/14409.2
=0

X3=Earnings Before Interest and Taxes/Total Assets
=(Pre-Tax Income - Interest Expense)/Total Assets
=(1669.3 - -140.2)/14409.2
=0.1256

X4=Market Value Equity/Book Value of Total Liabilities
=Market Cap/Total Liabilities
=16293.511/8737.3
=1.8648

X5=Revenue/Total Assets
=10882.6/14409.2
=0.7553

The zones of discrimination were as such:

Distress Zones - 1.81 < Grey Zones < 2.99 - Safe Zones

Ivalue Infosolutions has a Altman Z-Score of 2.67 indicating it is in Grey Zones.

Study by Altman found that companies that are in Distress Zone have more than 80% of chances of bankruptcy in two years.

Frequently Asked Questions Learn more about Altman Z-Score →
What does a Altman Z-Score of 2.67 mean?
Ivalue Infosolutions (NSE:IVALUE) has a Altman Z-Score of 2.67 as of Jul. 21, 2026. The Altman Z-score measures a company's bankruptcy risk. View historical data on Ivalue Infosolutions and its competitors. This is 13% above median its historical median of 2.37. Over the past decade, Ivalue Infosolutions' Altman Z-Score has ranged from 2.37 to 2.68. According to the industry distribution chart, Ivalue Infosolutions ranks #1521 out of 2767 companies in the Software industry, placing it in the top 55%.
Is Ivalue Infosolutions' Altman Z-Score too high?
Ivalue Infosolutions' current Altman Z-Score of 2.67 is 13% above median its 10-year median of 2.37. Over the past 10 years, this metric has ranged from a low of 2.37 to a high of 2.68. The Software industry median Altman Z-Score is 3.11. Ivalue Infosolutions' value of 2.67 is 14.1% below this industry median. Based on the distribution chart, Ivalue Infosolutions ranks #1521 out of 2767 companies in the Software industry, which is below the industry midpoint. Overall, Ivalue Infosolutions has a GF Score™ of 20/100, reflecting its overall financial health beyond just this single metric.
How does Ivalue Infosolutions' Altman Z-Score compare to IBM and ACN?
According to the Software industry distribution chart, Ivalue Infosolutions ranks #1521 out of 2767 companies for Altman Z-Score. This places Ivalue Infosolutions in the lower half of its industry. The industry median Altman Z-Score is 3.11. Ivalue Infosolutions' value of 2.67 is 14.1% below this benchmark. Historically, Ivalue Infosolutions' own Altman Z-Score has ranged from 2.37 to 2.68 over the past decade. While the company's 10-year median is 2.37 vs. the industry median of 3.11, Ivalue Infosolutions has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Altman Z-Score for a Software company?
The median Altman Z-Score among Software companies is 3.11, based on 2,767 companies in the industry. Companies in the top quartile (top 25%) have a Altman Z-Score significantly above this median, while those in the bottom quartile fall well below. However, Altman Z-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ivalue Infosolutions's current Altman Z-Score of 2.67 is 14.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Altman Z-Score mean?
A high Altman Z-Score can signal that a stock is expensive relative to its fundamentals. The Altman Z-score measures a company's bankruptcy risk. View historical data on Ivalue Infosolutions and its competitors. For the Software industry, the median Altman Z-Score is 3.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ivalue Infosolutions's current Altman Z-Score is 2.67, which is 13% above median its own 10-year median of 2.37. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ivalue Infosolutions stock overvalued right now?
Ivalue Infosolutions (NSE:IVALUE) has a current Altman Z-Score of 2.67. The current Altman Z-Score is 2.67, which is 13% above median its 10-year median of 2.37 and 14.1% below the Software industry median of 3.11. Ivalue Infosolutions' overall GF Score™ is 20/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Altman Z-Score calculated?
Altman Z-Score is calculated from a company's financial statements. For Ivalue Infosolutions (NSE:IVALUE), the current Altman Z-Score is 2.67 as of Jul. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Ivalue Infosolutions Business Description

Other Exchanges 544523:India
Address 19th Main Road, 4th Sector, No. 903/1/1, HSR Layout, Bengaluru, KA, IND, 560102
Ivalue Infosolutions Ltd is an enterprise technology solutions provider based in India, offering comprehensive, purpose-built solutions for securing and managing digital applications and data. The company serves large enterprises in their digital transformation by understanding their needs and working with System Integrators and OEMs to identify, recommend, and deploy solutions meeting their requirements, to ensure performance, availability, scalability, and security of digital applications and data. The company offers various solutions to its clients in the following areas: Cybersecurity, Information lifecycle management, Data centre infrastructure, Hybrid cloud management, Application lifecycle management, Operational Technology (OT), and Internet of Things (IoT), etc.
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