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Saj HotelsNSE:SAJHOTELS +4.93%14 Altman Z-Score is 5.50 as of Aug. 05, 2026, which is 46% below its 10-year median of 10.11. GuruFocus rates NSE:SAJHOTELS with a GF Score™ of 14/100. The stock has 1 warning sign investors should review. Among 838 Travel & Leisure companies, Saj Hotels ranks better than 82.82% on this metric.
The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.
Good Sign:
Altman Z-score of 5.24 is strong.
Saj Hotels has a Altman Z-Score of 5.50, indicating it is in Safe Zones. This implies the Altman Z-Score is strong.
The zones of discrimination were as such:
When Altman Z-Score <= 1.8, it is in Distress Zones.
When Altman Z-Score >= 3, it is in Safe Zones.
When Altman Z-Score is between 1.8 and 3, it is in Grey Zones.
The historical rank and industry rank for Saj Hotels's Altman Z-Score or its related term are showing as below:
NSE:SAJHOTELS'
s Altman Z-Score Range Over the Past 10 Years
Min: 5.24 Med: 10.11 Max: 10.11
Current: 5.24
During the past 5 years, Saj Hotels's highest Altman Z-Score was 10.11. The lowest was 5.24. And the median was 10.11.
Saj Hotels (NSE:SAJHOTELS) Altman Z-Score Explanation
X1: The Working Capital/Total Assets (WC/TA) ratio is a measure of the net liquid assets of the firm relative to the total capitalization. Working capital is defined as the difference between current assets and current liabilities. Ordinarily, a firm experiencing consistent operating losses will have shrinking current assets in relation to total assets. Altman found this one proved to be the most valuable liquidity ratio comparing with the current ratio and the quick ratio. This is however the least significant of the five factors.
X2: Retained Earnings/Total Assets: the RE/TA ratio measures the leverage of a firm. Retained earnings is the account which reports the total amount of reinvested earnings and/or losses of a firm over its entire life. Those firms with high RE, relative to TA, have financed their assets through retention of profits and have not utilized as much debt.
X3, Earnings Before Interest and Taxes/Total Assets (EBIT/TA): This ratio is a measure of the true productivity of the firm's assets, independent of any tax or leverage factors. Since a firm's ultimate existence is based on the earning power of its assets, this ratio appears to be particularly appropriate for studies dealing with corporate failure. This ratio continually outperforms other profitability measures, including cash flow.
X4, Market Value of Equity/Book Value of Total Liabilities (MVE/TL): The measure shows how much the firm's assets can decline in value (measured by market value of equity plus debt) before the liabilities exceed the assets and the firm becomes insolvent.
X5, Revenue/Total Assets (S/TA): The capital-turnover ratio is a standard financial ratio illustrating the sales generating ability of the firm's assets.
Altman Z-Score does not apply to financial companies.
Saj Hotels Altman Z-Score Related Terms
Saj Hotels Altman Z-Score Historical Data
* Premium members only.
The historical data trend for Saj Hotels's Altman Z-Score can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Saj Hotels Altman Z-Score Chart
Saj Hotels Annual Data
Trend
Mar21
Mar22
Mar23
Mar24
Mar25
Altman Z-Score
0.00
0.00
0.00
0.00
10.11
Saj Hotels Semi-Annual Data
Mar21
Mar22
Mar23
Mar24
Mar25
Altman Z-Score
0.00
0.00
0.00
0.00
10.11
NSE:SAJHOTELS vs LVS, MGM, WYNN: Altman Z-Score Comparison
For the Resorts & Casinos subindustry, Saj Hotels's Altman Z-Score, along with its competitors' market caps and Altman Z-Score data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Saj Hotels Altman Z-Score vs Travel & Leisure Industry
For the Travel & Leisure industry and Consumer Cyclical sector, Saj Hotels's Altman Z-Score distribution charts can be found below:
* The bar in red indicates where Saj Hotels's Altman Z-Score falls into.
Altman Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.
Saj Hotels's Altman Z-Score for today is calculated with this formula:
Z
=
1.2
*
X1
+
1.4
*
X2
+
3.3
*
X3
+
0.6
*
X4
+
1.0
*
X5
=
1.2
*
0.1478
+
1.4
*
0.0806
+
3.3
*
0.0454
+
0.6
*
8.2885
+
1.0
*
0.0868
=
5.50
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency. GuruFocus does not calculate Altman Z-Score when X4 or X5 value is 0.
Saj Hotels (NSE:SAJHOTELS) has a Altman Z-Score of 5.50 as of Aug. 05, 2026. The Altman Z-score measures a company's bankruptcy risk. View historical data on Saj Hotels and its competitors. This is 46% below median its historical median of 10.11. Over the past decade, Saj Hotels' Altman Z-Score has ranged from 5.24 to 10.11. According to the industry distribution chart, Saj Hotels ranks #144 out of 838 companies in the Travel & Leisure industry, placing it in the top 17.2%.
Is Saj Hotels' Altman Z-Score too high?
Saj Hotels' current Altman Z-Score of 5.50 is 46% below median its 10-year median of 10.11. Over the past 10 years, this metric has ranged from a low of 5.24 to a high of 10.11. The Travel & Leisure industry median Altman Z-Score is 1.97. Saj Hotels' value of 5.50 is 179.9% above this industry median. Based on the distribution chart, Saj Hotels ranks #144 out of 838 companies in the Travel & Leisure industry, which is in the top quartile — a strong position relative to peers. Overall, Saj Hotels has a GF Score™ of 14/100, reflecting its overall financial health beyond just this single metric.
How does Saj Hotels' Altman Z-Score compare to LVS and MGM?
According to the Travel & Leisure industry distribution chart, Saj Hotels ranks #144 out of 838 companies for Altman Z-Score. This places Saj Hotels in the top 17% of its industry — outperforming the majority of peers. The industry median Altman Z-Score is 1.97. Saj Hotels' value of 5.50 is 179.9% above this benchmark. Historically, Saj Hotels' own Altman Z-Score has ranged from 5.24 to 10.11 over the past decade. While the company's 10-year median is 10.11 vs. the industry median of 1.97, Saj Hotels has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Altman Z-Score for a Travel & Leisure company?
The median Altman Z-Score among Travel & Leisure companies is 1.97, based on 838 companies in the industry. Companies in the top quartile (top 25%) have a Altman Z-Score significantly above this median, while those in the bottom quartile fall well below. However, Altman Z-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Saj Hotels's current Altman Z-Score of 5.50 is 179.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Altman Z-Score mean?
A high Altman Z-Score can signal that a stock is expensive relative to its fundamentals. The Altman Z-score measures a company's bankruptcy risk. View historical data on Saj Hotels and its competitors. For the Travel & Leisure industry, the median Altman Z-Score is 1.97 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Saj Hotels's current Altman Z-Score is 5.50, which is 46% below median its own 10-year median of 10.11. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Saj Hotels stock overvalued right now?
Saj Hotels (NSE:SAJHOTELS) has a current Altman Z-Score of 5.50. The current Altman Z-Score is 5.50, which is 46% below median its 10-year median of 10.11 and 179.9% above the Travel & Leisure industry median of 1.97. Saj Hotels' overall GF Score™ is 14/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Altman Z-Score calculated?
Altman Z-Score is calculated from a company's financial statements. For Saj Hotels (NSE:SAJHOTELS), the current Altman Z-Score is 5.50 as of Aug. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Saj Hotels Ltd is engaged in the Hospitality industry. The company provides a diverse portfolio of Business-to-Business, Business-to-business-to-customer, and Business-to-Customer hospitality offerings, spanning from traditional resort accommodation to villa rentals and restaurant and bar properties. It focuses on providing comprehensive services to guests, including food and beverage options, recreational facilities, and event-hosting capabilities, reflecting a commitment to ensuring a memorable experience for its visitors. It offers various accommodation options across various destinations, each tailored to provide comfort and convenience. Its resorts have well-appointed rooms and suites, complemented by a variety of dining venues including restaurants, bars, and in-room dining services.
14GF Score
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