The Reserve Petroleum CoRSRV 76 Altman Z-Score is 5.06 as of Jun. 30, 2026, which is 21% below its 10-year median of 6.42. GuruFocus rates RSRV with a GF Score™ of 76/100 and a GF Value™ of $215.17 (Fairly Valued). The stock has 1 warning sign investors should review. Among 900 Oil & Gas companies, The Reserve Petroleum Co ranks better than 85.33% on this metric.
The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.
Good Sign:
Altman Z-score of 5.06 is strong.
The Reserve Petroleum Co has a Altman Z-Score of 5.06, indicating it is in Safe Zones. This implies the Altman Z-Score is strong.
The zones of discrimination were as such:
When Altman Z-Score <= 1.8, it is in Distress Zones.
When Altman Z-Score >= 3, it is in Safe Zones.
When Altman Z-Score is between 1.8 and 3, it is in Grey Zones.
The historical rank and industry rank for The Reserve Petroleum Co's Altman Z-Score or its related term are showing as below:
RSRV'
s Altman Z-Score Range Over the Past 10 Years
Min: 4.12 Med: 6.42 Max: 8.67
Current: 5.06
During the past 13 years, The Reserve Petroleum Co's highest Altman Z-Score was 8.67. The lowest was 4.12. And the median was 6.42.
The Reserve Petroleum Co (OTCPK:RSRV) Altman Z-Score Explanation
X1: The Working Capital/Total Assets (WC/TA) ratio is a measure of the net liquid assets of the firm relative to the total capitalization. Working capital is defined as the difference between current assets and current liabilities. Ordinarily, a firm experiencing consistent operating losses will have shrinking current assets in relation to total assets. Altman found this one proved to be the most valuable liquidity ratio comparing with the current ratio and the quick ratio. This is however the least significant of the five factors.
X2: Retained Earnings/Total Assets: the RE/TA ratio measures the leverage of a firm. Retained earnings is the account which reports the total amount of reinvested earnings and/or losses of a firm over its entire life. Those firms with high RE, relative to TA, have financed their assets through retention of profits and have not utilized as much debt.
X3, Earnings Before Interest and Taxes/Total Assets (EBIT/TA): This ratio is a measure of the true productivity of the firm's assets, independent of any tax or leverage factors. Since a firm's ultimate existence is based on the earning power of its assets, this ratio appears to be particularly appropriate for studies dealing with corporate failure. This ratio continually outperforms other profitability measures, including cash flow.
X4, Market Value of Equity/Book Value of Total Liabilities (MVE/TL): The measure shows how much the firm's assets can decline in value (measured by market value of equity plus debt) before the liabilities exceed the assets and the firm becomes insolvent.
X5, Revenue/Total Assets (S/TA): The capital-turnover ratio is a standard financial ratio illustrating the sales generating ability of the firm's assets.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
RSRV vs AMEN, PRT, BATL: Altman Z-Score Comparison
For the Oil & Gas E&P subindustry, The Reserve Petroleum Co's Altman Z-Score, along with its competitors' market caps and Altman Z-Score data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
The Reserve Petroleum Co Altman Z-Score vs Oil & Gas Industry
For the Oil & Gas industry and Energy sector, The Reserve Petroleum Co's Altman Z-Score distribution charts can be found below:
* The bar in red indicates where The Reserve Petroleum Co's Altman Z-Score falls into.
The Reserve Petroleum Co Altman Z-Score Calculation
Altman Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency. GuruFocus does not calculate Altman Z-Score when X4 or X5 value is 0.
The Reserve Petroleum Co (RSRV) has a Altman Z-Score of 5.06 as of Jun. 30, 2026. The Altman Z-score measures a company's bankruptcy risk. View historical data on The Reserve Petroleum Co and its competitors. This is 21% below median its historical median of 6.42. Over the past decade, The Reserve Petroleum Co's Altman Z-Score has ranged from 4.12 to 8.67. According to the industry distribution chart, The Reserve Petroleum Co ranks #132 out of 900 companies in the Oil & Gas industry, placing it in the top 14.7%.
Is The Reserve Petroleum Co's Altman Z-Score too high?
The Reserve Petroleum Co's current Altman Z-Score of 5.06 is 21% below median its 10-year median of 6.42. Over the past 10 years, this metric has ranged from a low of 4.12 to a high of 8.67. The Oil & Gas industry median Altman Z-Score is 1.90. The Reserve Petroleum Co's value of 5.06 is 167% above this industry median. Based on the distribution chart, The Reserve Petroleum Co ranks #132 out of 900 companies in the Oil & Gas industry, which is in the top quartile — a strong position relative to peers. Overall, The Reserve Petroleum Co has a GF Score™ of 76/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does The Reserve Petroleum Co's Altman Z-Score compare to AMEN and PRT?
According to the Oil & Gas industry distribution chart, The Reserve Petroleum Co ranks #132 out of 900 companies for Altman Z-Score. This places The Reserve Petroleum Co in the top 15% of its industry — outperforming the majority of peers. The industry median Altman Z-Score is 1.90. The Reserve Petroleum Co's value of 5.06 is 167% above this benchmark. Historically, The Reserve Petroleum Co's own Altman Z-Score has ranged from 4.12 to 8.67 over the past decade. While the company's 10-year median is 6.42 vs. the industry median of 1.90, The Reserve Petroleum Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Altman Z-Score for an Oil & Gas company?
The median Altman Z-Score among Oil & Gas companies is 1.90, based on 900 companies in the industry. Companies in the top quartile (top 25%) have a Altman Z-Score significantly above this median, while those in the bottom quartile fall well below. However, Altman Z-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. The Reserve Petroleum Co's current Altman Z-Score of 5.06 is 167% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Altman Z-Score mean?
A high Altman Z-Score can signal that a stock is expensive relative to its fundamentals. The Altman Z-score measures a company's bankruptcy risk. View historical data on The Reserve Petroleum Co and its competitors. For the Oil & Gas industry, the median Altman Z-Score is 1.90 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. The Reserve Petroleum Co's current Altman Z-Score is 5.06, which is 21% below median its own 10-year median of 6.42. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Reserve Petroleum Co stock overvalued right now?
Based on GuruFocus' analysis, The Reserve Petroleum Co (RSRV) is currently considered Fairly Valued. The stock's GF Value™ is $215.17, compared to a current price of $211.00 — trading 1.9% below its estimated fair value. The current Altman Z-Score is 5.06, which is 21% below median its 10-year median of 6.42 and 167% above the Oil & Gas industry median of 1.90. The Reserve Petroleum Co's overall GF Score™ is 76/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Altman Z-Score calculated?
Altman Z-Score is calculated from a company's financial statements. For The Reserve Petroleum Co (RSRV), the current Altman Z-Score is 5.06 as of Jun. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is The Reserve Petroleum Co (RSRV) Overvalued in 2026?
Based on GuruFocus' analysis, The Reserve Petroleum Co stock appears to be undervalued.
The current stock price of $211.00 is trading 1.9% below its estimated GF Value™ of $215.17.
GuruFocus considers The Reserve Petroleum Co to be Fairly Valued.
Key valuation signals for RSRV:
Altman Z-Score: 5.06 (21% below median its 10-year median of 6.42)
GF Value™: $215.17 vs. price of $211.00 (1.9% below fair value)
Industry Position: 167% above the Oil & Gas median (#132 of 900)
No single metric tells the full story. See the RSRV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
The Reserve Petroleum Co is an independent oil and gas company engaged in oil and natural gas exploration, development, and minerals management with areas of concentration in Arkansas, Kansas, Oklahoma, South Dakota, Texas, and Wyoming, a single business segment.
76GF Score
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