The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.
Warning Sign:
Altman Z-score of 1.79 is in distress zone. This implies bankruptcy possibility in the next two years.
Al Moammar Information Systems Co has a Altman Z-Score of 1.79, indicating it is in Distress Zones. This implies bankrupcy possibility in the next two years.
The zones of discrimination were as such:
When Altman Z-Score <= 1.8, it is in Distress Zones.
When Altman Z-Score >= 3, it is in Safe Zones.
When Altman Z-Score is between 1.8 and 3, it is in Grey Zones.
The historical rank and industry rank for Al Moammar Information Systems Co's Altman Z-Score or its related term are showing as below:
SAU:7200'
s Altman Z-Score Range Over the Past 10 Years
Min: 1.37 Med: 2.45 Max: 3.92
Current: 1.79
During the past 8 years, Al Moammar Information Systems Co's highest Altman Z-Score was 3.92. The lowest was 1.37. And the median was 2.45.
Al Moammar Information Systems Co (SAU:7200) Altman Z-Score Explanation
X1: The Working Capital/Total Assets (WC/TA) ratio is a measure of the net liquid assets of the firm relative to the total capitalization. Working capital is defined as the difference between current assets and current liabilities. Ordinarily, a firm experiencing consistent operating losses will have shrinking current assets in relation to total assets. Altman found this one proved to be the most valuable liquidity ratio comparing with the current ratio and the quick ratio. This is however the least significant of the five factors.
X2: Retained Earnings/Total Assets: the RE/TA ratio measures the leverage of a firm. Retained earnings is the account which reports the total amount of reinvested earnings and/or losses of a firm over its entire life. Those firms with high RE, relative to TA, have financed their assets through retention of profits and have not utilized as much debt.
X3, Earnings Before Interest and Taxes/Total Assets (EBIT/TA): This ratio is a measure of the true productivity of the firm's assets, independent of any tax or leverage factors. Since a firm's ultimate existence is based on the earning power of its assets, this ratio appears to be particularly appropriate for studies dealing with corporate failure. This ratio continually outperforms other profitability measures, including cash flow.
X4, Market Value of Equity/Book Value of Total Liabilities (MVE/TL): The measure shows how much the firm's assets can decline in value (measured by market value of equity plus debt) before the liabilities exceed the assets and the firm becomes insolvent.
X5, Revenue/Total Assets (S/TA): The capital-turnover ratio is a standard financial ratio illustrating the sales generating ability of the firm's assets.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Al Moammar Information Systems Co Altman Z-Score Chart
SAU:7200 vs IBM, ACN, FISV: Altman Z-Score Comparison
For the Information Technology Services subindustry, Al Moammar Information Systems Co's Altman Z-Score, along with its competitors' market caps and Altman Z-Score data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Al Moammar Information Systems Co Altman Z-Score vs Software Industry
For the Software industry and Technology sector, Al Moammar Information Systems Co's Altman Z-Score distribution charts can be found below:
* The bar in red indicates where Al Moammar Information Systems Co's Altman Z-Score falls into.
Al Moammar Information Systems Co Altman Z-Score Calculation
Altman Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency. GuruFocus does not calculate Altman Z-Score when X4 or X5 value is 0.
Al Moammar Information Systems Co (SAU:7200) has a Altman Z-Score of 1.79 as of Jul. 09, 2026. The Altman Z-score measures a company's bankruptcy risk. View historical data on Al Moammar Information Systems Co and its competitors. This is 27% below median its historical median of 2.45. Over the past decade, Al Moammar Information Systems Co's Altman Z-Score has ranged from 1.37 to 3.92. According to the industry distribution chart, Al Moammar Information Systems Co ranks #1861 out of 2762 companies in the Software industry, placing it in the top 67.4%.
Is Al Moammar Information Systems Co's Altman Z-Score too high?
Al Moammar Information Systems Co's current Altman Z-Score of 1.79 is 27% below median its 10-year median of 2.45. Over the past 10 years, this metric has ranged from a low of 1.37 to a high of 3.92. The Software industry median Altman Z-Score is 3.18. Al Moammar Information Systems Co's value of 1.79 is 43.6% below this industry median. Based on the distribution chart, Al Moammar Information Systems Co ranks #1861 out of 2762 companies in the Software industry, which is below the industry midpoint. Overall, Al Moammar Information Systems Co has a GF Score™ of 69/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Al Moammar Information Systems Co's Altman Z-Score compare to IBM and ACN?
According to the Software industry distribution chart, Al Moammar Information Systems Co ranks #1861 out of 2762 companies for Altman Z-Score. This places Al Moammar Information Systems Co in the lower half of its industry. The industry median Altman Z-Score is 3.18. Al Moammar Information Systems Co's value of 1.79 is 43.6% below this benchmark. Historically, Al Moammar Information Systems Co's own Altman Z-Score has ranged from 1.37 to 3.92 over the past decade. While the company's 10-year median is 2.45 vs. the industry median of 3.18, Al Moammar Information Systems Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Altman Z-Score for a Software company?
The median Altman Z-Score among Software companies is 3.18, based on 2,762 companies in the industry. Companies in the top quartile (top 25%) have a Altman Z-Score significantly above this median, while those in the bottom quartile fall well below. However, Altman Z-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Al Moammar Information Systems Co's current Altman Z-Score of 1.79 is 43.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Altman Z-Score mean?
A high Altman Z-Score can signal that a stock is expensive relative to its fundamentals. The Altman Z-score measures a company's bankruptcy risk. View historical data on Al Moammar Information Systems Co and its competitors. For the Software industry, the median Altman Z-Score is 3.18 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Al Moammar Information Systems Co's current Altman Z-Score is 1.79, which is 27% below median its own 10-year median of 2.45. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Al Moammar Information Systems Co stock overvalued right now?
Based on GuruFocus' analysis, Al Moammar Information Systems Co (SAU:7200) is currently considered Significantly Overvalued. The stock's GF Value™ is ﷼173.94, compared to a current price of ﷼230.50 — trading 32.5% above its estimated fair value. The current Altman Z-Score is 1.79, which is 27% below median its 10-year median of 2.45 and 43.6% below the Software industry median of 3.18. Al Moammar Information Systems Co's overall GF Score™ is 69/100 with 17 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Altman Z-Score calculated?
Altman Z-Score is calculated from a company's financial statements. For Al Moammar Information Systems Co (SAU:7200), the current Altman Z-Score is 1.79 as of Jul. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Al Moammar Information Systems Co (SAU:7200) Overvalued in 2026?
Based on GuruFocus' analysis, Al Moammar Information Systems Co stock appears to be overvalued.
The current stock price of ﷼230.50 is trading 32.5% above its estimated GF Value™ of ﷼173.94.
GuruFocus considers Al Moammar Information Systems Co to be Significantly Overvalued.
Key valuation signals for SAU:7200:
Altman Z-Score: 1.79 (27% below median its 10-year median of 2.45)
GF Value™: ﷼173.94 vs. price of ﷼230.50 (32.5% above fair value)
Industry Position: 43.6% below the Software median (#1861 of 2762)
No single metric tells the full story. See the SAU:7200 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Al Moammar Information Systems Co Business Description
Al Moammar Information Systems Co is an Information Technology(IT) company. It offers operating systems, system analysis, software designing and programming, software maintenance, web design, web hosting, data processing, and other related services. The company's segments include Business Service Management Unit, Solutions Unit, Systems Unit, Information Technology Security Unit, Networking Unit, Operation and Maintenance Unit, and Data Center Unit.
69GF Score
Get the complete analysis for SAU:7200
Altman Z-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
SAU:7200 has been successfully added to your 
