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The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.
Warning Sign:
Altman Z-score of 2.91 is in the grey area. This implies that the company is under some kind of financial stress. If it is below 1.8, the company may face bankruptcy risk.
CRV Real Estate Group JSC has a Altman Z-Score of 2.91, indicating it is in Grey Zones. This implies that CRV Real Estate Group JSC is in some kind of financial stress. If it is below 1.81, the company may face bankrupcy risk.
The zones of discrimination were as such:
When Altman Z-Score <= 1.8, it is in Distress Zones.
When Altman Z-Score >= 3, it is in Safe Zones.
When Altman Z-Score is between 1.8 and 3, it is in Grey Zones.
The historical rank and industry rank for CRV Real Estate Group JSC's Altman Z-Score or its related term are showing as below:
STC:CRV'
s Altman Z-Score Range Over the Past 10 Years
Min: 0 Med: 0 Max: 2.91
Current: 2.91
During the past 2 years, CRV Real Estate Group JSC's highest Altman Z-Score was 2.91. The lowest was 0.00. And the median was 0.00.
CRV Real Estate Group JSC (STC:CRV) Altman Z-Score Explanation
X1: The Working Capital/Total Assets (WC/TA) ratio is a measure of the net liquid assets of the firm relative to the total capitalization. Working capital is defined as the difference between current assets and current liabilities. Ordinarily, a firm experiencing consistent operating losses will have shrinking current assets in relation to total assets. Altman found this one proved to be the most valuable liquidity ratio comparing with the current ratio and the quick ratio. This is however the least significant of the five factors.
X2: Retained Earnings/Total Assets: the RE/TA ratio measures the leverage of a firm. Retained earnings is the account which reports the total amount of reinvested earnings and/or losses of a firm over its entire life. Those firms with high RE, relative to TA, have financed their assets through retention of profits and have not utilized as much debt.
X3, Earnings Before Interest and Taxes/Total Assets (EBIT/TA): This ratio is a measure of the true productivity of the firm's assets, independent of any tax or leverage factors. Since a firm's ultimate existence is based on the earning power of its assets, this ratio appears to be particularly appropriate for studies dealing with corporate failure. This ratio continually outperforms other profitability measures, including cash flow.
X4, Market Value of Equity/Book Value of Total Liabilities (MVE/TL): The measure shows how much the firm's assets can decline in value (measured by market value of equity plus debt) before the liabilities exceed the assets and the firm becomes insolvent.
X5, Revenue/Total Assets (S/TA): The capital-turnover ratio is a standard financial ratio illustrating the sales generating ability of the firm's assets.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CRV Real Estate Group JSC Altman Z-Score Competitor Comparison
For the Real Estate - Development subindustry, CRV Real Estate Group JSC's Altman Z-Score, along with its competitors' market caps and Altman Z-Score data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
CRV Real Estate Group JSC Altman Z-Score vs Real Estate Industry
For the Real Estate industry and Real Estate sector, CRV Real Estate Group JSC's Altman Z-Score distribution charts can be found below:
* The bar in red indicates where CRV Real Estate Group JSC's Altman Z-Score falls into.
CRV Real Estate Group JSC Altman Z-Score Calculation
Altman Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency. GuruFocus does not calculate Altman Z-Score when X4 or X5 value is 0.
CRV Real Estate Group JSC (STC:CRV) has a Altman Z-Score of 2.91 as of Aug. 08, 2026. The Altman Z-score measures a company's bankruptcy risk. View historical data on CRV Real Estate Group JSC and its competitors. According to the industry distribution chart, CRV Real Estate Group JSC ranks #999999 out of 1730 companies in the Real Estate industry.
Is CRV Real Estate Group JSC's Altman Z-Score too high?
CRV Real Estate Group JSC's current Altman Z-Score is 2.91. The Real Estate industry median Altman Z-Score is 1.30. CRV Real Estate Group JSC's value of 2.91 is 123.8% above this industry median. Based on the distribution chart, CRV Real Estate Group JSC ranks #999999 out of 1730 companies in the Real Estate industry, which is in the bottom quartile relative to peers. Overall, CRV Real Estate Group JSC has a GF Score™ of 37/100, reflecting its overall financial health beyond just this single metric.
How does CRV Real Estate Group JSC's Altman Z-Score compare to competitors?
According to the Real Estate industry distribution chart, CRV Real Estate Group JSC ranks #999999 out of 1730 companies for Altman Z-Score. This places CRV Real Estate Group JSC in the lower half of its industry. The industry median Altman Z-Score is 1.30. CRV Real Estate Group JSC's value of 2.91 is 123.8% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Altman Z-Score for a Real Estate company?
The median Altman Z-Score among Real Estate companies is 1.30, based on 1,730 companies in the industry. Companies in the top quartile (top 25%) have a Altman Z-Score significantly above this median, while those in the bottom quartile fall well below. However, Altman Z-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CRV Real Estate Group JSC's current Altman Z-Score of 2.91 is 123.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Altman Z-Score mean?
A high Altman Z-Score can signal that a stock is expensive relative to its fundamentals. The Altman Z-score measures a company's bankruptcy risk. View historical data on CRV Real Estate Group JSC and its competitors. For the Real Estate industry, the median Altman Z-Score is 1.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CRV Real Estate Group JSC's current Altman Z-Score is 2.91. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CRV Real Estate Group JSC stock overvalued right now?
CRV Real Estate Group JSC (STC:CRV) has a current Altman Z-Score of 2.91. The current Altman Z-Score is 2.91 and 123.8% above the Real Estate industry median of 1.30. CRV Real Estate Group JSC's overall GF Score™ is 37/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Altman Z-Score calculated?
Altman Z-Score is calculated from a company's financial statements. For CRV Real Estate Group JSC (STC:CRV), the current Altman Z-Score is 2.91 as of Aug. 08, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
CRV Real Estate Group JSC is engaged in real estate development. The company delivers quality projects such as commercial complexes, offices, and housing with a focus on innovation and sustainability. It focuses on enhancing quality of life, CRV balances economic interests with community and environmental benefits, ensuring professional services and timely project completion.
37GF Score
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