Binh Dinh Pharmaceutical And Medical Equipment JSC (STC:DBD) Altman Z-Score: 5.36 (As of Jun. 27, 2026) — 13% Below Median


STC:DBD Binh Dinh Pharmaceutical And Medical Equipment JSC STC:DBD
82 GF Score
Price ₫53,200.00
GF Value ₫52,212.47
Valuation Fairly Valued
! 3 Warning Signs
View Full Analysis

What is Binh Dinh Pharmaceutical And Medical Equipment JSC Altman Z-Score?

Binh Dinh Pharmaceutical And Medical Equipment JSC STC:DBD +2.90% 82 Altman Z-Score is 5.36 as of Jun. 27, 2026, which is 13% below its 10-year median of 6.15. GuruFocus rates STC:DBD with a GF Score™ of 82/100 and a GF Value™ of ₫52,212.47 (Fairly Valued). The stock has 3 warning signs investors should review. Among 952 Drug Manufacturers companies, Binh Dinh Pharmaceutical And Medical Equipment JSC ranks better than 68.59% on this metric.

The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.

Good Sign:

Altman Z-score of 5.36 is strong.

Binh Dinh Pharmaceutical And Medical Equipment JSC has a Altman Z-Score of 5.36, indicating it is in Safe Zones. This implies the Altman Z-Score is strong.

The zones of discrimination were as such:

When Altman Z-Score <= 1.8, it is in Distress Zones.
When Altman Z-Score >= 3, it is in Safe Zones.
When Altman Z-Score is between 1.8 and 3, it is in Grey Zones.

The historical rank and industry rank for Binh Dinh Pharmaceutical And Medical Equipment JSC's Altman Z-Score or its related term are showing as below:

STC:DBD' s Altman Z-Score Range Over the Past 10 Years
Min: 4.23   Med: 6.15   Max: 8.47
Current: 5.36

During the past 8 years, Binh Dinh Pharmaceutical And Medical Equipment JSC's highest Altman Z-Score was 8.47. The lowest was 4.23. And the median was 6.15.


Binh Dinh Pharmaceutical And Medical Equipment JSC  (STC:DBD) Altman Z-Score Explanation

X1: The Working Capital/Total Assets (WC/TA) ratio is a measure of the net liquid assets of the firm relative to the total capitalization. Working capital is defined as the difference between current assets and current liabilities. Ordinarily, a firm experiencing consistent operating losses will have shrinking current assets in relation to total assets. Altman found this one proved to be the most valuable liquidity ratio comparing with the current ratio and the quick ratio. This is however the least significant of the five factors.

X2: Retained Earnings/Total Assets: the RE/TA ratio measures the leverage of a firm. Retained earnings is the account which reports the total amount of reinvested earnings and/or losses of a firm over its entire life. Those firms with high RE, relative to TA, have financed their assets through retention of profits and have not utilized as much debt.

X3, Earnings Before Interest and Taxes/Total Assets (EBIT/TA): This ratio is a measure of the true productivity of the firm's assets, independent of any tax or leverage factors. Since a firm's ultimate existence is based on the earning power of its assets, this ratio appears to be particularly appropriate for studies dealing with corporate failure. This ratio continually outperforms other profitability measures, including cash flow.

X4, Market Value of Equity/Book Value of Total Liabilities (MVE/TL): The measure shows how much the firm's assets can decline in value (measured by market value of equity plus debt) before the liabilities exceed the assets and the firm becomes insolvent.

X5, Revenue/Total Assets (S/TA): The capital-turnover ratio is a standard financial ratio illustrating the sales generating ability of the firm's assets.

Read more about Altman Z-Score and the original research.


Be Aware

Altman Z-Score does not apply to financial companies.


Binh Dinh Pharmaceutical And Medical Equipment JSC Altman Z-Score Related Terms


Binh Dinh Pharmaceutical And Medical Equipment JSC Altman Z-Score Historical Data

* Premium members only.

The historical data trend for Binh Dinh Pharmaceutical And Medical Equipment JSC's Altman Z-Score can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Binh Dinh Pharmaceutical And Medical Equipment JSC Altman Z-Score Chart

Binh Dinh Pharmaceutical And Medical Equipment JSC Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Altman Z-Score
Get a 7-Day Free Trial 6.66 5.48 6.60 7.45 5.08

Binh Dinh Pharmaceutical And Medical Equipment JSC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Altman Z-Score Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 8.47 6.10 6.20 5.08 5.26

STC:DBD vs ZTS: Altman Z-Score Comparison

For the Drug Manufacturers - Specialty & Generic subindustry, Binh Dinh Pharmaceutical And Medical Equipment JSC's Altman Z-Score, along with its competitors' market caps and Altman Z-Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Binh Dinh Pharmaceutical And Medical Equipment JSC Altman Z-Score vs Drug Manufacturers Industry

For the Drug Manufacturers industry and Healthcare sector, Binh Dinh Pharmaceutical And Medical Equipment JSC's Altman Z-Score distribution charts can be found below:

* The bar in red indicates where Binh Dinh Pharmaceutical And Medical Equipment JSC's Altman Z-Score falls into.


STC:DBD
82GF Score
Binh Dinh Pharmaceutical And Medical Equipment JSC STC:DBD
Altman Z-Score is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Binh Dinh Pharmaceutical And Medical Equipment JSC Altman Z-Score Calculation

Altman Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

Binh Dinh Pharmaceutical And Medical Equipment JSC's Altman Z-Score for today is calculated with this formula:

Z=1.2*X1+1.4*X2+3.3*X3+0.6*X4+1.0*X5
=1.2*0.3806+1.4*0.2268+3.3*0.1295+0.6*5.7739+1.0*0.6967
=5.36

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency. GuruFocus does not calculate Altman Z-Score when X4 or X5 value is 0.

Trailing Twelve Months (TTM) ended in Mar. 2026:
Total Assets was ₫2,687,422 Mil.
Total Current Assets was ₫1,536,021 Mil.
Total Current Liabilities was ₫513,118 Mil.
Retained Earnings was ₫609,512 Mil.
Pre-Tax Income was 95084.852 + 70391.286 + 71468.045 + 107100.517 = ₫344,045 Mil.
Interest Expense was -840.196 + -1001.961 + -1339.973 + -785.039 = ₫-3,967 Mil.
Revenue was 448086.937 + 509951.738 + 439698.372 + 474537.017 = ₫1,872,274 Mil.
Market Cap (Today) was ₫5,026,829 Mil.
Total Liabilities was ₫870,618 Mil.

* Note that for stock reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data.

X1=Working Capital/Total Assets
=(Total Current Assets - Total Current Liabilities)/Total Assets
=(1536020.824 - 513118.349)/2687421.935
=0.3806

X2=Retained Earnings/Total Assets
=609512.361/2687421.935
=0.2268

X3=Earnings Before Interest and Taxes/Total Assets
=(Pre-Tax Income - Interest Expense)/Total Assets
=(344044.7 - -3967.169)/2687421.935
=0.1295

X4=Market Value Equity/Book Value of Total Liabilities
=Market Cap/Total Liabilities
=5026828.738/870617.875
=5.7739

X5=Revenue/Total Assets
=1872274.064/2687421.935
=0.6967

The zones of discrimination were as such:

Distress Zones - 1.81 < Grey Zones < 2.99 - Safe Zones

Binh Dinh Pharmaceutical And Medical Equipment JSC has a Altman Z-Score of 5.36 indicating it is in Safe Zones.

Study by Altman found that companies that are in Distress Zone have more than 80% of chances of bankruptcy in two years.

Frequently Asked Questions Learn more about Altman Z-Score →
What does a Altman Z-Score of 5.36 mean?
Binh Dinh Pharmaceutical And Medical Equipment JSC (STC:DBD) has a Altman Z-Score of 5.36 as of Jun. 27, 2026. The Altman Z-score measures a company's bankruptcy risk. View historical data on Binh Dinh Pharmaceutical And Medical Equipment JSC and its competitors. This is 13% below median its historical median of 6.15. Over the past decade, Binh Dinh Pharmaceutical And Medical Equipment JSC's Altman Z-Score has ranged from 4.23 to 8.47. According to the industry distribution chart, Binh Dinh Pharmaceutical And Medical Equipment JSC ranks #299 out of 952 companies in the Drug Manufacturers industry, placing it in the top 31.4%.
Is Binh Dinh Pharmaceutical And Medical Equipment JSC's Altman Z-Score too high?
Binh Dinh Pharmaceutical And Medical Equipment JSC's current Altman Z-Score of 5.36 is 13% below median its 10-year median of 6.15. Over the past 10 years, this metric has ranged from a low of 4.23 to a high of 8.47. The Drug Manufacturers industry median Altman Z-Score is 3.30. Binh Dinh Pharmaceutical And Medical Equipment JSC's value of 5.36 is 62.7% above this industry median. Based on the distribution chart, Binh Dinh Pharmaceutical And Medical Equipment JSC ranks #299 out of 952 companies in the Drug Manufacturers industry, which is above the industry midpoint. Overall, Binh Dinh Pharmaceutical And Medical Equipment JSC has a GF Score™ of 82/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Binh Dinh Pharmaceutical And Medical Equipment JSC's Altman Z-Score compare to ZTS?
According to the Drug Manufacturers industry distribution chart, Binh Dinh Pharmaceutical And Medical Equipment JSC ranks #299 out of 952 companies for Altman Z-Score. This puts Binh Dinh Pharmaceutical And Medical Equipment JSC in the upper half of its industry. The industry median Altman Z-Score is 3.30. Binh Dinh Pharmaceutical And Medical Equipment JSC's value of 5.36 is 62.7% above this benchmark. Historically, Binh Dinh Pharmaceutical And Medical Equipment JSC's own Altman Z-Score has ranged from 4.23 to 8.47 over the past decade. While the company's 10-year median is 6.15 vs. the industry median of 3.30, Binh Dinh Pharmaceutical And Medical Equipment JSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Altman Z-Score for a Drug Manufacturers company?
The median Altman Z-Score among Drug Manufacturers companies is 3.30, based on 952 companies in the industry. Companies in the top quartile (top 25%) have a Altman Z-Score significantly above this median, while those in the bottom quartile fall well below. However, Altman Z-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Binh Dinh Pharmaceutical And Medical Equipment JSC's current Altman Z-Score of 5.36 is 62.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Altman Z-Score mean?
A high Altman Z-Score can signal that a stock is expensive relative to its fundamentals. The Altman Z-score measures a company's bankruptcy risk. View historical data on Binh Dinh Pharmaceutical And Medical Equipment JSC and its competitors. For the Drug Manufacturers industry, the median Altman Z-Score is 3.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Binh Dinh Pharmaceutical And Medical Equipment JSC's current Altman Z-Score is 5.36, which is 13% below median its own 10-year median of 6.15. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Binh Dinh Pharmaceutical And Medical Equipment JSC stock overvalued right now?
Based on GuruFocus' analysis, Binh Dinh Pharmaceutical And Medical Equipment JSC (STC:DBD) is currently considered Fairly Valued. The stock's GF Value™ is ₫52,212.47, compared to a current price of ₫53,200.00 — trading 1.9% above its estimated fair value. The current Altman Z-Score is 5.36, which is 13% below median its 10-year median of 6.15 and 62.7% above the Drug Manufacturers industry median of 3.30. Binh Dinh Pharmaceutical And Medical Equipment JSC's overall GF Score™ is 82/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Altman Z-Score calculated?
Altman Z-Score is calculated from a company's financial statements. For Binh Dinh Pharmaceutical And Medical Equipment JSC (STC:DBD), the current Altman Z-Score is 5.36 as of Jun. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Binh Dinh Pharmaceutical And Medical Equipment JSC (STC:DBD) Overvalued in 2026?

Based on GuruFocus' analysis, Binh Dinh Pharmaceutical And Medical Equipment JSC stock appears to be overvalued. The current stock price of ₫53,200.00 is trading 1.9% above its estimated GF Value™ of ₫52,212.47. GuruFocus considers Binh Dinh Pharmaceutical And Medical Equipment JSC to be Fairly Valued.

Key valuation signals for STC:DBD:

  • Altman Z-Score: 5.36 (13% below median its 10-year median of 6.15)
  • GF Value™: ₫52,212.47 vs. price of ₫53,200.00 (1.9% above fair value)
  • GF Score™: 82/100 with 3 warning signs
  • Industry Position: 62.7% above the Drug Manufacturers median (#299 of 952)

No single metric tells the full story. See the STC:DBD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Binh Dinh Pharmaceutical And Medical Equipment JSC Business Description

Address 498 Nguyen Thai Hoc Street, Quang Trung Ward, Binh Dinh Province, Quy Nhon, VNM
Binh Dinh Pharmaceutical And Medical Equipment JSC is a pharmaceutical company. The company is engaged in production and trade of pharmaceutical products, medicinal herbs, pharmaceutical and medical equipment.
82GF Score

Get the complete analysis for STC:DBD

Altman Z-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫53,200.00
Price
₫52,212.47
GF Value