Climb Global SolutionsSTU:PYA 94 Altman Z-Score is 2.89 as of Jul. 02, 2026, which is 0% above its 10-year median of 2.88. GuruFocus rates STU:PYA with a GF Score™ of 94/100 and a GF Value™ of €7.66. The stock has 3 warning signs investors should review. Among 2,456 Hardware companies, Climb Global Solutions ranks worse than 60.75% on this metric.
The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.
Warning Sign:
Altman Z-score of 2.89 is in the grey area. This implies that the company is under some kind of financial stress. If it is below 1.8, the company may face bankruptcy risk.
Climb Global Solutions has a Altman Z-Score of 2.89, indicating it is in Grey Zones. This implies that Climb Global Solutions is in some kind of financial stress. If it is below 1.81, the company may face bankrupcy risk.
The zones of discrimination were as such:
When Altman Z-Score <= 1.8, it is in Distress Zones.
When Altman Z-Score >= 3, it is in Safe Zones.
When Altman Z-Score is between 1.8 and 3, it is in Grey Zones.
The historical rank and industry rank for Climb Global Solutions's Altman Z-Score or its related term are showing as below:
STU:PYA'
s Altman Z-Score Range Over the Past 10 Years
Min: 1.49 Med: 2.88 Max: 5.97
Current: 2.89
During the past 13 years, Climb Global Solutions's highest Altman Z-Score was 5.97. The lowest was 1.49. And the median was 2.88.
Climb Global Solutions (STU:PYA) Altman Z-Score Explanation
X1: The Working Capital/Total Assets (WC/TA) ratio is a measure of the net liquid assets of the firm relative to the total capitalization. Working capital is defined as the difference between current assets and current liabilities. Ordinarily, a firm experiencing consistent operating losses will have shrinking current assets in relation to total assets. Altman found this one proved to be the most valuable liquidity ratio comparing with the current ratio and the quick ratio. This is however the least significant of the five factors.
X2: Retained Earnings/Total Assets: the RE/TA ratio measures the leverage of a firm. Retained earnings is the account which reports the total amount of reinvested earnings and/or losses of a firm over its entire life. Those firms with high RE, relative to TA, have financed their assets through retention of profits and have not utilized as much debt.
X3, Earnings Before Interest and Taxes/Total Assets (EBIT/TA): This ratio is a measure of the true productivity of the firm's assets, independent of any tax or leverage factors. Since a firm's ultimate existence is based on the earning power of its assets, this ratio appears to be particularly appropriate for studies dealing with corporate failure. This ratio continually outperforms other profitability measures, including cash flow.
X4, Market Value of Equity/Book Value of Total Liabilities (MVE/TL): The measure shows how much the firm's assets can decline in value (measured by market value of equity plus debt) before the liabilities exceed the assets and the firm becomes insolvent.
X5, Revenue/Total Assets (S/TA): The capital-turnover ratio is a standard financial ratio illustrating the sales generating ability of the firm's assets.
Altman Z-Score does not apply to financial companies.
Climb Global Solutions Altman Z-Score Related Terms
Climb Global Solutions Altman Z-Score Historical Data
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The historical data trend for Climb Global Solutions's Altman Z-Score can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
STU:PYA vs EACO, SPRS, TAIT: Altman Z-Score Comparison
For the Electronics & Computer Distribution subindustry, Climb Global Solutions's Altman Z-Score, along with its competitors' market caps and Altman Z-Score data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Climb Global Solutions Altman Z-Score vs Hardware Industry
For the Hardware industry and Technology sector, Climb Global Solutions's Altman Z-Score distribution charts can be found below:
* The bar in red indicates where Climb Global Solutions's Altman Z-Score falls into.
Altman Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency. GuruFocus does not calculate Altman Z-Score when X4 or X5 value is 0.
Climb Global Solutions (STU:PYA) has a Altman Z-Score of 2.89 as of Jul. 02, 2026. The Altman Z-score measures a company's bankruptcy risk. View historical data on Climb Global Solutions and its competitors. This is near median its historical median of 2.88. Over the past decade, Climb Global Solutions' Altman Z-Score has ranged from 1.49 to 5.97. According to the industry distribution chart, Climb Global Solutions ranks #1492 out of 2456 companies in the Hardware industry, placing it in the top 60.7%.
Is Climb Global Solutions' Altman Z-Score too high?
Climb Global Solutions' current Altman Z-Score of 2.89 is near median its 10-year median of 2.88. Over the past 10 years, this metric has ranged from a low of 1.49 to a high of 5.97. The Hardware industry median Altman Z-Score is 3.60. Climb Global Solutions' value of 2.89 is 19.7% below this industry median. Based on the distribution chart, Climb Global Solutions ranks #1492 out of 2456 companies in the Hardware industry, which is below the industry midpoint. Overall, Climb Global Solutions has a GF Score™ of 94/100, reflecting its overall financial health beyond just this single metric.
How does Climb Global Solutions' Altman Z-Score compare to EACO and SPRS?
According to the Hardware industry distribution chart, Climb Global Solutions ranks #1492 out of 2456 companies for Altman Z-Score. This places Climb Global Solutions in the lower half of its industry. The industry median Altman Z-Score is 3.60. Climb Global Solutions' value of 2.89 is 19.7% below this benchmark. Historically, Climb Global Solutions' own Altman Z-Score has ranged from 1.49 to 5.97 over the past decade. While the company's 10-year median is 2.88 vs. the industry median of 3.60, Climb Global Solutions has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Altman Z-Score for a Hardware company?
The median Altman Z-Score among Hardware companies is 3.60, based on 2,456 companies in the industry. Companies in the top quartile (top 25%) have a Altman Z-Score significantly above this median, while those in the bottom quartile fall well below. However, Altman Z-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Climb Global Solutions's current Altman Z-Score of 2.89 is 19.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Altman Z-Score mean?
A high Altman Z-Score can signal that a stock is expensive relative to its fundamentals. The Altman Z-score measures a company's bankruptcy risk. View historical data on Climb Global Solutions and its competitors. For the Hardware industry, the median Altman Z-Score is 3.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Climb Global Solutions's current Altman Z-Score is 2.89, which is near median its own 10-year median of 2.88. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Climb Global Solutions stock overvalued right now?
Climb Global Solutions (STU:PYA) has a current Altman Z-Score of 2.89. The stock's GF Value™ is €7.66, compared to a current price of €5.70 — trading 25.6% below its estimated fair value. The current Altman Z-Score is 2.89, which is near median its 10-year median of 2.88 and 19.7% below the Hardware industry median of 3.60. Climb Global Solutions' overall GF Score™ is 94/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Altman Z-Score calculated?
Altman Z-Score is calculated from a company's financial statements. For Climb Global Solutions (STU:PYA), the current Altman Z-Score is 2.89 as of Jul. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Climb Global Solutions (STU:PYA) Overvalued in 2026?
Based on GuruFocus' analysis, Climb Global Solutions stock appears to be undervalued.
The current stock price of €5.70 is trading 25.6% below its estimated GF Value™ of €7.66.
Key valuation signals for STU:PYA:
Altman Z-Score: 2.89 (near median its 10-year median of 2.88)
GF Value™: €7.66 vs. price of €5.70 (25.6% below fair value)
Industry Position: 19.7% below the Hardware median (#1492 of 2456)
No single metric tells the full story. See the STU:PYA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Climb Global Solutions Inc is a cloud-based, value-added IT distribution and solutions company specializing in emerging technologies. It operates across the USA, Canada, United Kingdom, and Europe through multiple business units, including Climb Channel Solutions, Sigma, Grey Matter, Interwork, and TechXtend. The company is organized into two reportable operating segments. The Distribution segment distributes technical software to corporate resellers, value-added resellers (VARs), consultants, and systems integrators under the name Climb Channel Solutions. The Solutions segment is a cloud solutions provider and value-added reseller of software, hardware, and services to customers under the name Grey Matter.
94GF Score
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