Early Age Co (TSE:3248) Altman Z-Score: 0.93 (As of Jul. 03, 2026) — 30% Below Median


TSE:3248 Early Age Co Ltd TSE:3248
39 GF Score
Price 円851.00
GF Value 円730.28
Valuation Modestly Overvalued
! 8 Warning Signs
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What is Early Age Co Altman Z-Score?

Early Age Co TSE:3248 -2.96% 39 Altman Z-Score is 0.93 as of Jul. 03, 2026, which is 30% below its 10-year median of 1.32. GuruFocus rates TSE:3248 with a GF Score™ of 39/100 and a GF Value™ of 円730.28 (Modestly Overvalued). The stock has 8 warning signs investors should review. Among 1,729 Real Estate companies, Early Age Co ranks worse than 63.91% on this metric.

The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.

Warning Sign:

Altman Z-score of 0.93 is in distress zone. This implies bankruptcy possibility in the next two years.

Early Age Co has a Altman Z-Score of 0.93, indicating it is in Distress Zones. This implies bankrupcy possibility in the next two years.

The zones of discrimination were as such:

When Altman Z-Score <= 1.8, it is in Distress Zones.
When Altman Z-Score >= 3, it is in Safe Zones.
When Altman Z-Score is between 1.8 and 3, it is in Grey Zones.

The historical rank and industry rank for Early Age Co's Altman Z-Score or its related term are showing as below:

TSE:3248' s Altman Z-Score Range Over the Past 10 Years
Min: 0.93   Med: 1.32   Max: 1.8
Current: 0.93

During the past 13 years, Early Age Co's highest Altman Z-Score was 1.80. The lowest was 0.93. And the median was 1.32.


Early Age Co  (TSE:3248) Altman Z-Score Explanation

X1: The Working Capital/Total Assets (WC/TA) ratio is a measure of the net liquid assets of the firm relative to the total capitalization. Working capital is defined as the difference between current assets and current liabilities. Ordinarily, a firm experiencing consistent operating losses will have shrinking current assets in relation to total assets. Altman found this one proved to be the most valuable liquidity ratio comparing with the current ratio and the quick ratio. This is however the least significant of the five factors.

X2: Retained Earnings/Total Assets: the RE/TA ratio measures the leverage of a firm. Retained earnings is the account which reports the total amount of reinvested earnings and/or losses of a firm over its entire life. Those firms with high RE, relative to TA, have financed their assets through retention of profits and have not utilized as much debt.

X3, Earnings Before Interest and Taxes/Total Assets (EBIT/TA): This ratio is a measure of the true productivity of the firm's assets, independent of any tax or leverage factors. Since a firm's ultimate existence is based on the earning power of its assets, this ratio appears to be particularly appropriate for studies dealing with corporate failure. This ratio continually outperforms other profitability measures, including cash flow.

X4, Market Value of Equity/Book Value of Total Liabilities (MVE/TL): The measure shows how much the firm's assets can decline in value (measured by market value of equity plus debt) before the liabilities exceed the assets and the firm becomes insolvent.

X5, Revenue/Total Assets (S/TA): The capital-turnover ratio is a standard financial ratio illustrating the sales generating ability of the firm's assets.

Read more about Altman Z-Score and the original research.


Be Aware

Altman Z-Score does not apply to financial companies.


Early Age Co Altman Z-Score Related Terms


Early Age Co Altman Z-Score Historical Data

* Premium members only.

The historical data trend for Early Age Co's Altman Z-Score can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Early Age Co Altman Z-Score Chart

Early Age Co Annual Data
Trend Oct16 Oct17 Oct18 Oct19 Oct20 Oct21 Oct22 Oct23 Oct24 Oct25
Altman Z-Score
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.24 1.21 1.11 1.28 0.93

Early Age Co Semi-Annual Data
Oct16 Apr17 Oct17 Apr18 Oct18 Apr19 Oct19 Apr20 Oct20 Apr21 Oct21 Apr22 Oct22 Apr23 Oct23 Apr24 Oct24 Apr25 Oct25 Apr26
Altman Z-Score Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.32 1.28 1.09 0.93 0.00

Early Age Co Altman Z-Score Competitor Comparison

For the Real Estate - Diversified subindustry, Early Age Co's Altman Z-Score, along with its competitors' market caps and Altman Z-Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Early Age Co Altman Z-Score vs Real Estate Industry

For the Real Estate industry and Real Estate sector, Early Age Co's Altman Z-Score distribution charts can be found below:

* The bar in red indicates where Early Age Co's Altman Z-Score falls into.


TSE:3248
39GF Score
Early Age Co Ltd TSE:3248
Altman Z-Score is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Early Age Co Altman Z-Score Calculation

Altman Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

Early Age Co's Altman Z-Score for today is calculated with this formula:

Z=1.2*X1+1.4*X2+3.3*X3+0.6*X4+1.0*X5
=1.2*0.0304+1.4*0.2957+3.3*0.0336+0.6*0.2588+1.0*0.2166
=0.93

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency. GuruFocus does not calculate Altman Z-Score when X4 or X5 value is 0.

Trailing Twelve Months (TTM) ended in Oct. 2025:
Total Assets was 円15,186 Mil.
Total Current Assets was 円2,018 Mil.
Total Current Liabilities was 円1,557 Mil.
Retained Earnings was 円4,491 Mil.
Pre-Tax Income was 円404 Mil.
Interest Expense was 円-106 Mil.
Revenue was 円3,290 Mil.
Market Cap (Today) was 円2,707 Mil.
Total Liabilities was 円10,459 Mil.

* Note that for stock reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data.

X1=Working Capital/Total Assets
=(Total Current Assets - Total Current Liabilities)/Total Assets
=(2018.339 - 1557.255)/15186.478
=0.0304

X2=Retained Earnings/Total Assets
=4490.92/15186.478
=0.2957

X3=Earnings Before Interest and Taxes/Total Assets
=(Pre-Tax Income - Interest Expense)/Total Assets
=(404.171 - -106.092)/15186.478
=0.0336

X4=Market Value Equity/Book Value of Total Liabilities
=Market Cap/Total Liabilities
=2706.863/10458.712
=0.2588

X5=Revenue/Total Assets
=3289.922/15186.478
=0.2166

The zones of discrimination were as such:

Distress Zones - 1.81 < Grey Zones < 2.99 - Safe Zones

Early Age Co has a Altman Z-Score of 0.93 indicating it is in Distress Zones.

Study by Altman found that companies that are in Distress Zone have more than 80% of chances of bankruptcy in two years.

Frequently Asked Questions Learn more about Altman Z-Score →
What does a Altman Z-Score of 0.93 mean?
Early Age Co (TSE:3248) has a Altman Z-Score of 0.93 as of Jul. 03, 2026. The Altman Z-score measures a company's bankruptcy risk. View historical data on Early Age Co and its competitors. This is 30% below median its historical median of 1.32. Over the past decade, Early Age Co's Altman Z-Score has ranged from 0.93 to 1.80. According to the industry distribution chart, Early Age Co ranks #1105 out of 1729 companies in the Real Estate industry, placing it in the top 63.9%.
Is Early Age Co's Altman Z-Score too high?
Early Age Co's current Altman Z-Score of 0.93 is 30% below median its 10-year median of 1.32. Over the past 10 years, this metric has ranged from a low of 0.93 to a high of 1.80. The Real Estate industry median Altman Z-Score is 1.30. Early Age Co's value of 0.93 is 28.5% below this industry median. Based on the distribution chart, Early Age Co ranks #1105 out of 1729 companies in the Real Estate industry, which is below the industry midpoint. Overall, Early Age Co has a GF Score™ of 39/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Early Age Co's Altman Z-Score compare to competitors?
According to the Real Estate industry distribution chart, Early Age Co ranks #1105 out of 1729 companies for Altman Z-Score. This places Early Age Co in the lower half of its industry. The industry median Altman Z-Score is 1.30. Early Age Co's value of 0.93 is 28.5% below this benchmark. Historically, Early Age Co's own Altman Z-Score has ranged from 0.93 to 1.80 over the past decade. While the company's 10-year median is 1.32 vs. the industry median of 1.30, Early Age Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Altman Z-Score for a Real Estate company?
The median Altman Z-Score among Real Estate companies is 1.30, based on 1,729 companies in the industry. Companies in the top quartile (top 25%) have a Altman Z-Score significantly above this median, while those in the bottom quartile fall well below. However, Altman Z-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Early Age Co's current Altman Z-Score of 0.93 is 28.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Altman Z-Score mean?
A high Altman Z-Score can signal that a stock is expensive relative to its fundamentals. The Altman Z-score measures a company's bankruptcy risk. View historical data on Early Age Co and its competitors. For the Real Estate industry, the median Altman Z-Score is 1.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Early Age Co's current Altman Z-Score is 0.93, which is 30% below median its own 10-year median of 1.32. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Early Age Co stock overvalued right now?
Based on GuruFocus' analysis, Early Age Co (TSE:3248) is currently considered Modestly Overvalued. The stock's GF Value™ is 円730.28, compared to a current price of 円851.00 — trading 16.5% above its estimated fair value. The current Altman Z-Score is 0.93, which is 30% below median its 10-year median of 1.32 and 28.5% below the Real Estate industry median of 1.30. Early Age Co's overall GF Score™ is 39/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Altman Z-Score calculated?
Altman Z-Score is calculated from a company's financial statements. For Early Age Co (TSE:3248), the current Altman Z-Score is 0.93 as of Jul. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Early Age Co (TSE:3248) Overvalued in 2026?

Based on GuruFocus' analysis, Early Age Co stock appears to be overvalued. The current stock price of 円851.00 is trading 16.5% above its estimated GF Value™ of 円730.28. GuruFocus considers Early Age Co to be Modestly Overvalued.

Key valuation signals for TSE:3248:

  • Altman Z-Score: 0.93 (30% below median its 10-year median of 1.32)
  • GF Value™: 円730.28 vs. price of 円851.00 (16.5% above fair value)
  • GF Score™: 39/100 with 8 warning signs
  • Industry Position: 28.5% below the Real Estate median (#1105 of 1729)

No single metric tells the full story. See the TSE:3248 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Early Age Co Business Description

Address 2-11-7 Akasaka, Akasaka 5th floor twin towers new building, Minato-ku, Tokyo, JPN, 107-0052
Early Age Co Ltd is engaged in real estate business. The business of the company includes planning and developing condominiums, and leasing intermediary services for residential real estate, shops, and offices.
39GF Score

Get the complete analysis for TSE:3248

Altman Z-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円851.00
Price
円730.28
GF Value