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4Cs HD CoTSE:3726 +1.36%58 Altman Z-Score is 3.02 as of Jul. 16, 2026, which is 19% above its 10-year median of 2.53. GuruFocus rates TSE:3726 with a GF Score™ of 58/100 and a GF Value™ of 円384.24 (Fairly Valued). The stock has 6 warning signs investors should review. Among 1,114 Retail - Cyclical companies, 4Cs HD Co ranks better than 56.01% on this metric.
The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.
Warning Sign:
Altman Z-score of 2.99 is in the grey area. This implies that the company is under some kind of financial stress. If it is below 1.8, the company may face bankruptcy risk.
4Cs HD Co has a Altman Z-Score of 3.02, indicating it is in Safe Zones. This implies the Altman Z-Score is strong.
The zones of discrimination were as such:
When Altman Z-Score <= 1.8, it is in Distress Zones.
When Altman Z-Score >= 3, it is in Safe Zones.
When Altman Z-Score is between 1.8 and 3, it is in Grey Zones.
The historical rank and industry rank for 4Cs HD Co's Altman Z-Score or its related term are showing as below:
TSE:3726'
s Altman Z-Score Range Over the Past 10 Years
Min: 1.68 Med: 2.53 Max: 3.46
Current: 2.99
During the past 13 years, 4Cs HD Co's highest Altman Z-Score was 3.46. The lowest was 1.68. And the median was 2.53.
4Cs HD Co (TSE:3726) Altman Z-Score Explanation
X1: The Working Capital/Total Assets (WC/TA) ratio is a measure of the net liquid assets of the firm relative to the total capitalization. Working capital is defined as the difference between current assets and current liabilities. Ordinarily, a firm experiencing consistent operating losses will have shrinking current assets in relation to total assets. Altman found this one proved to be the most valuable liquidity ratio comparing with the current ratio and the quick ratio. This is however the least significant of the five factors.
X2: Retained Earnings/Total Assets: the RE/TA ratio measures the leverage of a firm. Retained earnings is the account which reports the total amount of reinvested earnings and/or losses of a firm over its entire life. Those firms with high RE, relative to TA, have financed their assets through retention of profits and have not utilized as much debt.
X3, Earnings Before Interest and Taxes/Total Assets (EBIT/TA): This ratio is a measure of the true productivity of the firm's assets, independent of any tax or leverage factors. Since a firm's ultimate existence is based on the earning power of its assets, this ratio appears to be particularly appropriate for studies dealing with corporate failure. This ratio continually outperforms other profitability measures, including cash flow.
X4, Market Value of Equity/Book Value of Total Liabilities (MVE/TL): The measure shows how much the firm's assets can decline in value (measured by market value of equity plus debt) before the liabilities exceed the assets and the firm becomes insolvent.
X5, Revenue/Total Assets (S/TA): The capital-turnover ratio is a standard financial ratio illustrating the sales generating ability of the firm's assets.
Altman Z-Score does not apply to financial companies.
4Cs HD Co Altman Z-Score Related Terms
4Cs HD Co Altman Z-Score Historical Data
* Premium members only.
The historical data trend for 4Cs HD Co's Altman Z-Score can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
TSE:3726 vs AMZN, BABA, PDD: Altman Z-Score Comparison
For the Internet Retail subindustry, 4Cs HD Co's Altman Z-Score, along with its competitors' market caps and Altman Z-Score data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
4Cs HD Co Altman Z-Score vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, 4Cs HD Co's Altman Z-Score distribution charts can be found below:
* The bar in red indicates where 4Cs HD Co's Altman Z-Score falls into.
Altman Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.
4Cs HD Co's Altman Z-Score for today is calculated with this formula:
Z
=
1.2
*
X1
+
1.4
*
X2
+
3.3
*
X3
+
0.6
*
X4
+
1.0
*
X5
=
1.2
*
0.6226
+
1.4
*
-0.6723
+
3.3
*
-0.1488
+
0.6
*
4.947
+
1.0
*
0.7373
=
3.02
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency. GuruFocus does not calculate Altman Z-Score when X4 or X5 value is 0.
4Cs HD Co (TSE:3726) has a Altman Z-Score of 3.02 as of Jul. 16, 2026. The Altman Z-score measures a company's bankruptcy risk. View historical data on 4Cs HD Co and its competitors. This is 19% above median its historical median of 2.53. Over the past decade, 4Cs HD Co's Altman Z-Score has ranged from 1.68 to 3.46. According to the industry distribution chart, 4Cs HD Co ranks #490 out of 1114 companies in the Retail - Cyclical industry, placing it in the top 44%.
Is 4Cs HD Co's Altman Z-Score too high?
4Cs HD Co's current Altman Z-Score of 3.02 is 19% above median its 10-year median of 2.53. Over the past 10 years, this metric has ranged from a low of 1.68 to a high of 3.46. The Retail - Cyclical industry median Altman Z-Score is 2.75. 4Cs HD Co's value of 3.02 is 9.8% above this industry median. Based on the distribution chart, 4Cs HD Co ranks #490 out of 1114 companies in the Retail - Cyclical industry, which is above the industry midpoint. Overall, 4Cs HD Co has a GF Score™ of 58/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does 4Cs HD Co's Altman Z-Score compare to AMZN and BABA?
According to the Retail - Cyclical industry distribution chart, 4Cs HD Co ranks #490 out of 1114 companies for Altman Z-Score. This puts 4Cs HD Co in the upper half of its industry. The industry median Altman Z-Score is 2.75. 4Cs HD Co's value of 3.02 is 9.8% above this benchmark. Historically, 4Cs HD Co's own Altman Z-Score has ranged from 1.68 to 3.46 over the past decade. While the company's 10-year median is 2.53 vs. the industry median of 2.75, 4Cs HD Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Altman Z-Score for a Retail - Cyclical company?
The median Altman Z-Score among Retail - Cyclical companies is 2.75, based on 1,114 companies in the industry. Companies in the top quartile (top 25%) have a Altman Z-Score significantly above this median, while those in the bottom quartile fall well below. However, Altman Z-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. 4Cs HD Co's current Altman Z-Score of 3.02 is 9.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Altman Z-Score mean?
A high Altman Z-Score can signal that a stock is expensive relative to its fundamentals. The Altman Z-score measures a company's bankruptcy risk. View historical data on 4Cs HD Co and its competitors. For the Retail - Cyclical industry, the median Altman Z-Score is 2.75 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. 4Cs HD Co's current Altman Z-Score is 3.02, which is 19% above median its own 10-year median of 2.53. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is 4Cs HD Co stock overvalued right now?
Based on GuruFocus' analysis, 4Cs HD Co (TSE:3726) is currently considered Fairly Valued. The stock's GF Value™ is 円384.24, compared to a current price of 円372.00 — trading 3.2% below its estimated fair value. The current Altman Z-Score is 3.02, which is 19% above median its 10-year median of 2.53 and 9.8% above the Retail - Cyclical industry median of 2.75. 4Cs HD Co's overall GF Score™ is 58/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Altman Z-Score calculated?
Altman Z-Score is calculated from a company's financial statements. For 4Cs HD Co (TSE:3726), the current Altman Z-Score is 3.02 as of Jul. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is 4Cs HD Co (TSE:3726) Overvalued in 2026?
Based on GuruFocus' analysis, 4Cs HD Co stock appears to be undervalued.
The current stock price of 円372.00 is trading 3.2% below its estimated GF Value™ of 円384.24.
GuruFocus considers 4Cs HD Co to be Fairly Valued.
Key valuation signals for TSE:3726:
Altman Z-Score: 3.02 (19% above median its 10-year median of 2.53)
GF Value™: 円384.24 vs. price of 円372.00 (3.2% below fair value)
Industry Position: 9.8% above the Retail - Cyclical median (#490 of 1114)
No single metric tells the full story. See the TSE:3726 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
4Cs HD Co Ltd is a Japan-based company mainly engaged in the online sale of basic cosmetic products, base and makeup products and healthy food products. Products offered by the company include water cleasing gel. foaming net, natural soap, Hadarifuto essence oil, beauty lotion, aging care cream, whitening cream, face mask, foundation, face powder, mascara, body cream, lip cream, hand cream, and supplements. It sells skin care products under the name NANO ACQUA & base makeup products under the name ACQUA FAIRY, and health food products under brand BE ACQUA.
58GF Score
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