VOSSF (Vossloh AG) Altman Z-Score: 1.65 (As of Jun. 25, 2026) — 16% Below Median


VOSSF Vossloh AG VOSSF
86 GF Score
Price $74.22
GF Value $61.32
Valuation Modestly Overvalued
! 3 Warning Signs
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What is Vossloh AG Altman Z-Score?

Vossloh AG VOSSF 86 Altman Z-Score is 1.65 as of Jun. 25, 2026, which is 16% below its 10-year median of 1.97. GuruFocus rates VOSSF with a GF Score™ of 86/100 and a GF Value™ of $61.32 (Modestly Overvalued). The stock has 3 warning signs investors should review. Among 1,000 Transportation companies, Vossloh AG ranks worse than 65.2% on this metric.

The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.

Warning Sign:

Altman Z-score of 1.64 is in distress zone. This implies bankruptcy possibility in the next two years.

Vossloh AG has a Altman Z-Score of 1.65, indicating it is in Distress Zones. This implies bankrupcy possibility in the next two years.

The zones of discrimination were as such:

When Altman Z-Score <= 1.8, it is in Distress Zones.
When Altman Z-Score >= 3, it is in Safe Zones.
When Altman Z-Score is between 1.8 and 3, it is in Grey Zones.

The historical rank and industry rank for Vossloh AG's Altman Z-Score or its related term are showing as below:

VOSSF' s Altman Z-Score Range Over the Past 10 Years
Min: 1.28   Med: 1.97   Max: 2.92
Current: 1.64

During the past 13 years, Vossloh AG's highest Altman Z-Score was 2.92. The lowest was 1.28. And the median was 1.97.


Vossloh AG  (OTCPK:VOSSF) Altman Z-Score Explanation

X1: The Working Capital/Total Assets (WC/TA) ratio is a measure of the net liquid assets of the firm relative to the total capitalization. Working capital is defined as the difference between current assets and current liabilities. Ordinarily, a firm experiencing consistent operating losses will have shrinking current assets in relation to total assets. Altman found this one proved to be the most valuable liquidity ratio comparing with the current ratio and the quick ratio. This is however the least significant of the five factors.

X2: Retained Earnings/Total Assets: the RE/TA ratio measures the leverage of a firm. Retained earnings is the account which reports the total amount of reinvested earnings and/or losses of a firm over its entire life. Those firms with high RE, relative to TA, have financed their assets through retention of profits and have not utilized as much debt.

X3, Earnings Before Interest and Taxes/Total Assets (EBIT/TA): This ratio is a measure of the true productivity of the firm's assets, independent of any tax or leverage factors. Since a firm's ultimate existence is based on the earning power of its assets, this ratio appears to be particularly appropriate for studies dealing with corporate failure. This ratio continually outperforms other profitability measures, including cash flow.

X4, Market Value of Equity/Book Value of Total Liabilities (MVE/TL): The measure shows how much the firm's assets can decline in value (measured by market value of equity plus debt) before the liabilities exceed the assets and the firm becomes insolvent.

X5, Revenue/Total Assets (S/TA): The capital-turnover ratio is a standard financial ratio illustrating the sales generating ability of the firm's assets.

Read more about Altman Z-Score and the original research.


Be Aware

Altman Z-Score does not apply to financial companies.


Vossloh AG Altman Z-Score Related Terms


Vossloh AG Altman Z-Score Historical Data

* Premium members only.

The historical data trend for Vossloh AG's Altman Z-Score can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Vossloh AG Altman Z-Score Chart

Vossloh AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Altman Z-Score
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.92 1.90 1.97 2.11 1.73

Vossloh AG Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Altman Z-Score Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.40 2.78 2.92 1.73 1.67

VOSSF vs UNP, CSX, NSC: Altman Z-Score Comparison

For the Railroads subindustry, Vossloh AG's Altman Z-Score, along with its competitors' market caps and Altman Z-Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Vossloh AG Altman Z-Score vs Transportation Industry

For the Transportation industry and Industrials sector, Vossloh AG's Altman Z-Score distribution charts can be found below:

* The bar in red indicates where Vossloh AG's Altman Z-Score falls into.


VOSSF
86GF Score
Vossloh AG VOSSF
Altman Z-Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Vossloh AG Altman Z-Score Calculation

Altman Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

Vossloh AG's Altman Z-Score for today is calculated with this formula:

Z=1.2*X1+1.4*X2+3.3*X3+0.6*X4+1.0*X5
=1.2*0.1259+1.4*0.1324+3.3*0.0475+0.6*0.8913+1.0*0.6173
=1.65

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency. GuruFocus does not calculate Altman Z-Score when X4 or X5 value is 0.

Trailing Twelve Months (TTM) ended in Mar. 2026:
Total Assets was $2,653 Mil.
Total Current Assets was $1,050 Mil.
Total Current Liabilities was $716 Mil.
Retained Earnings was $351 Mil.
Pre-Tax Income was -9.48 + 29.742 + 30.634 + 38.639 = $90 Mil.
Interest Expense was -11.676 + -14.169 + 0.352 + -11.073 = $-37 Mil.
Revenue was 363.699 + 509.016 + 382.512 + 382.353 = $1,638 Mil.
Market Cap (Today) was $1,426 Mil.
Total Liabilities was $1,600 Mil.

* Note that for stock reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data.

X1=Working Capital/Total Assets
=(Total Current Assets - Total Current Liabilities)/Total Assets
=(1050.289 - 716.416)/2652.717
=0.1259

X2=Retained Earnings/Total Assets
=351.329/2652.717
=0.1324

X3=Earnings Before Interest and Taxes/Total Assets
=(Pre-Tax Income - Interest Expense)/Total Assets
=(89.535 - -36.566)/2652.717
=0.0475

X4=Market Value Equity/Book Value of Total Liabilities
=Market Cap/Total Liabilities
=1425.697/1599.538
=0.8913

X5=Revenue/Total Assets
=1637.58/2652.717
=0.6173

The zones of discrimination were as such:

Distress Zones - 1.81 < Grey Zones < 2.99 - Safe Zones

Vossloh AG has a Altman Z-Score of 1.65 indicating it is in Distress Zones.

Study by Altman found that companies that are in Distress Zone have more than 80% of chances of bankruptcy in two years.

Frequently Asked Questions Learn more about Altman Z-Score →
What does a Altman Z-Score of 1.65 mean?
Vossloh AG (VOSSF) has a Altman Z-Score of 1.65 as of Jun. 25, 2026. The Altman Z-score measures a company's bankruptcy risk. View historical data on Vossloh AG and its competitors. This is 16% below median its historical median of 1.97. Over the past decade, Vossloh AG's Altman Z-Score has ranged from 1.28 to 2.92. According to the industry distribution chart, Vossloh AG ranks #652 out of 1000 companies in the Transportation industry, placing it in the top 65.2%.
Is Vossloh AG's Altman Z-Score too high?
Vossloh AG's current Altman Z-Score of 1.65 is 16% below median its 10-year median of 1.97. Over the past 10 years, this metric has ranged from a low of 1.28 to a high of 2.92. The Transportation industry median Altman Z-Score is 2.29. Vossloh AG's value of 1.65 is 27.9% below this industry median. Based on the distribution chart, Vossloh AG ranks #652 out of 1000 companies in the Transportation industry, which is below the industry midpoint. Overall, Vossloh AG has a GF Score™ of 86/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Vossloh AG's Altman Z-Score compare to UNP and CSX?
According to the Transportation industry distribution chart, Vossloh AG ranks #652 out of 1000 companies for Altman Z-Score. This places Vossloh AG in the lower half of its industry. The industry median Altman Z-Score is 2.29. Vossloh AG's value of 1.65 is 27.9% below this benchmark. Historically, Vossloh AG's own Altman Z-Score has ranged from 1.28 to 2.92 over the past decade. While the company's 10-year median is 1.97 vs. the industry median of 2.29, Vossloh AG has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Altman Z-Score for a Transportation company?
The median Altman Z-Score among Transportation companies is 2.29, based on 1,000 companies in the industry. Companies in the top quartile (top 25%) have a Altman Z-Score significantly above this median, while those in the bottom quartile fall well below. However, Altman Z-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Vossloh AG's current Altman Z-Score of 1.65 is 27.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Altman Z-Score mean?
A high Altman Z-Score can signal that a stock is expensive relative to its fundamentals. The Altman Z-score measures a company's bankruptcy risk. View historical data on Vossloh AG and its competitors. For the Transportation industry, the median Altman Z-Score is 2.29 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Vossloh AG's current Altman Z-Score is 1.65, which is 16% below median its own 10-year median of 1.97. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Vossloh AG stock overvalued right now?
Based on GuruFocus' analysis, Vossloh AG (VOSSF) is currently considered Modestly Overvalued. The stock's GF Value™ is $61.32, compared to a current price of $74.22 — trading 21% above its estimated fair value. The current Altman Z-Score is 1.65, which is 16% below median its 10-year median of 1.97 and 27.9% below the Transportation industry median of 2.29. Vossloh AG's overall GF Score™ is 86/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Altman Z-Score calculated?
Altman Z-Score is calculated from a company's financial statements. For Vossloh AG (VOSSF), the current Altman Z-Score is 1.65 as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Vossloh AG (VOSSF) Overvalued in 2026?

Based on GuruFocus' analysis, Vossloh AG stock appears to be overvalued. The current stock price of $74.22 is trading 21% above its estimated GF Value™ of $61.32. GuruFocus considers Vossloh AG to be Modestly Overvalued.

Key valuation signals for VOSSF:

  • Altman Z-Score: 1.65 (16% below median its 10-year median of 1.97)
  • GF Value™: $61.32 vs. price of $74.22 (21% above fair value)
  • GF Score™: 86/100 with 3 warning signs
  • Industry Position: 27.9% below the Transportation median (#652 of 1000)

No single metric tells the full story. See the VOSSF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Vossloh AG Business Description

Address Vosslohstrasse 4, Werdohl, NW, DEU, 58791
Vossloh AG is a rail infrastructure manufacturer domiciled in Germany. The company organizes itself into three segments: Customized Modules, Core Components, and Life Cycle Solutions (rail solutions). The Core Components segment provides rail fastening systems and manufactures concrete railway ties. The Customized Modules segment manufactures, installs, and maintains switch systems and monitoring equipment for rail networks, and the Life Cycle Solutions segment maintains, tracks, switches, and recycles old rails. The company also provides digital-based services for the entire lifecycle of rails and switches. It derives a majority of its revenue in Europe, and the rest from its operations in Asia, Africa including the Middle East, Australia, and the Americas.
86GF Score

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Altman Z-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$74.22
Price
$61.32
GF Value