Gosa FOM a.d (XBEL:GFOM) Altman Z-Score: 0.87 (As of Jul. 13, 2026) — Near Median


XBEL:GFOM Gosa FOM a.d XBEL:GFOM
95 GF Score
Price RSD1,400.00
GF Value RSD1,577.21
Valuation Modestly Undervalued
! 5 Warning Signs
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What is Gosa FOM a.d Altman Z-Score?

Gosa FOM a.d XBEL:GFOM 95 Altman Z-Score is 0.87 as of Jul. 13, 2026, which is 6% below its 10-year median of 0.93. GuruFocus rates XBEL:GFOM with a GF Score™ of 95/100 and a GF Value™ of RSD1,577.21 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 3,007 Industrial Products companies, Gosa FOM a.d ranks worse than 89.96% on this metric.

The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.

Warning Sign:

Altman Z-score of 0.87 is in distress zone. This implies bankruptcy possibility in the next two years.

Gosa FOM a.d has a Altman Z-Score of 0.87, indicating it is in Distress Zones. This implies bankrupcy possibility in the next two years.

The zones of discrimination were as such:

When Altman Z-Score <= 1.8, it is in Distress Zones.
When Altman Z-Score >= 3, it is in Safe Zones.
When Altman Z-Score is between 1.8 and 3, it is in Grey Zones.

The historical rank and industry rank for Gosa FOM a.d's Altman Z-Score or its related term are showing as below:

XBEL:GFOM' s Altman Z-Score Range Over the Past 10 Years
Min: 0.71   Med: 0.93   Max: 1.49
Current: 0.87

During the past 13 years, Gosa FOM a.d's highest Altman Z-Score was 1.49. The lowest was 0.71. And the median was 0.93.


Gosa FOM a.d  (XBEL:GFOM) Altman Z-Score Explanation

X1: The Working Capital/Total Assets (WC/TA) ratio is a measure of the net liquid assets of the firm relative to the total capitalization. Working capital is defined as the difference between current assets and current liabilities. Ordinarily, a firm experiencing consistent operating losses will have shrinking current assets in relation to total assets. Altman found this one proved to be the most valuable liquidity ratio comparing with the current ratio and the quick ratio. This is however the least significant of the five factors.

X2: Retained Earnings/Total Assets: the RE/TA ratio measures the leverage of a firm. Retained earnings is the account which reports the total amount of reinvested earnings and/or losses of a firm over its entire life. Those firms with high RE, relative to TA, have financed their assets through retention of profits and have not utilized as much debt.

X3, Earnings Before Interest and Taxes/Total Assets (EBIT/TA): This ratio is a measure of the true productivity of the firm's assets, independent of any tax or leverage factors. Since a firm's ultimate existence is based on the earning power of its assets, this ratio appears to be particularly appropriate for studies dealing with corporate failure. This ratio continually outperforms other profitability measures, including cash flow.

X4, Market Value of Equity/Book Value of Total Liabilities (MVE/TL): The measure shows how much the firm's assets can decline in value (measured by market value of equity plus debt) before the liabilities exceed the assets and the firm becomes insolvent.

X5, Revenue/Total Assets (S/TA): The capital-turnover ratio is a standard financial ratio illustrating the sales generating ability of the firm's assets.

Read more about Altman Z-Score and the original research.


Be Aware

Altman Z-Score does not apply to financial companies.


Gosa FOM a.d Altman Z-Score Related Terms


Gosa FOM a.d Altman Z-Score Historical Data

* Premium members only.

The historical data trend for Gosa FOM a.d's Altman Z-Score can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Gosa FOM a.d Altman Z-Score Chart

Gosa FOM a.d Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Altman Z-Score
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.78 1.10 0.97 1.09 0.90

Gosa FOM a.d Semi-Annual Data
Dec12 Jun13 Dec13 Jun14 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Altman Z-Score Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.97 0.00 1.09 0.00 0.90

XBEL:GFOM vs GEV, ETN, PH: Altman Z-Score Comparison

For the Specialty Industrial Machinery subindustry, Gosa FOM a.d's Altman Z-Score, along with its competitors' market caps and Altman Z-Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Gosa FOM a.d Altman Z-Score vs Industrial Products Industry

For the Industrial Products industry and Industrials sector, Gosa FOM a.d's Altman Z-Score distribution charts can be found below:

* The bar in red indicates where Gosa FOM a.d's Altman Z-Score falls into.


XBEL:GFOM
95GF Score
Gosa FOM a.d XBEL:GFOM
Altman Z-Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Gosa FOM a.d Altman Z-Score Calculation

Altman Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

Gosa FOM a.d's Altman Z-Score for today is calculated with this formula:

Z=1.2*X1+1.4*X2+3.3*X3+0.6*X4+1.0*X5
=1.2*-0.0126+1.4*0.0379+3.3*0.042+0.6*0.2207+1.0*0.5627
=0.87

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency. GuruFocus does not calculate Altman Z-Score when X4 or X5 value is 0.

Trailing Twelve Months (TTM) ended in Dec. 2025:
Total Assets was RSD10,736 Mil.
Total Current Assets was RSD8,426 Mil.
Total Current Liabilities was RSD8,561 Mil.
Retained Earnings was RSD407 Mil.
Pre-Tax Income was RSD413 Mil.
Interest Expense was RSD-38 Mil.
Revenue was RSD6,041 Mil.
Market Cap (Today) was RSD1,916 Mil.
Total Liabilities was RSD8,680 Mil.

* Note that for stock reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data.

X1=Working Capital/Total Assets
=(Total Current Assets - Total Current Liabilities)/Total Assets
=(8426.088 - 8560.967)/10736.445
=-0.0126

X2=Retained Earnings/Total Assets
=406.697/10736.445
=0.0379

X3=Earnings Before Interest and Taxes/Total Assets
=(Pre-Tax Income - Interest Expense)/Total Assets
=(413.163 - -37.625)/10736.445
=0.042

X4=Market Value Equity/Book Value of Total Liabilities
=Market Cap/Total Liabilities
=1915.546/8679.576
=0.2207

X5=Revenue/Total Assets
=6041.378/10736.445
=0.5627

The zones of discrimination were as such:

Distress Zones - 1.81 < Grey Zones < 2.99 - Safe Zones

Gosa FOM a.d has a Altman Z-Score of 0.87 indicating it is in Distress Zones.

Study by Altman found that companies that are in Distress Zone have more than 80% of chances of bankruptcy in two years.

Frequently Asked Questions Learn more about Altman Z-Score →
What does a Altman Z-Score of 0.87 mean?
Gosa FOM a.d (XBEL:GFOM) has a Altman Z-Score of 0.87 as of Jul. 13, 2026. The Altman Z-score measures a company's bankruptcy risk. View historical data on Gosa FOM a.d and its competitors. This is near median its historical median of 0.93. Over the past decade, Gosa FOM a.d's Altman Z-Score has ranged from 0.71 to 1.49. According to the industry distribution chart, Gosa FOM a.d ranks #2705 out of 3007 companies in the Industrial Products industry, placing it in the top 90%.
Is Gosa FOM a.d's Altman Z-Score too high?
Gosa FOM a.d's current Altman Z-Score of 0.87 is near median its 10-year median of 0.93. Over the past 10 years, this metric has ranged from a low of 0.71 to a high of 1.49. The Industrial Products industry median Altman Z-Score is 3.32. Gosa FOM a.d's value of 0.87 is 73.8% below this industry median. Based on the distribution chart, Gosa FOM a.d ranks #2705 out of 3007 companies in the Industrial Products industry, which is in the bottom quartile relative to peers. Overall, Gosa FOM a.d has a GF Score™ of 95/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Gosa FOM a.d's Altman Z-Score compare to GEV and ETN?
According to the Industrial Products industry distribution chart, Gosa FOM a.d ranks #2705 out of 3007 companies for Altman Z-Score. This places Gosa FOM a.d in the lower half of its industry. The industry median Altman Z-Score is 3.32. Gosa FOM a.d's value of 0.87 is 73.8% below this benchmark. Historically, Gosa FOM a.d's own Altman Z-Score has ranged from 0.71 to 1.49 over the past decade. While the company's 10-year median is 0.93 vs. the industry median of 3.32, Gosa FOM a.d has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Altman Z-Score for an Industrial Products company?
The median Altman Z-Score among Industrial Products companies is 3.32, based on 3,007 companies in the industry. Companies in the top quartile (top 25%) have a Altman Z-Score significantly above this median, while those in the bottom quartile fall well below. However, Altman Z-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Gosa FOM a.d's current Altman Z-Score of 0.87 is 73.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Altman Z-Score mean?
A high Altman Z-Score can signal that a stock is expensive relative to its fundamentals. The Altman Z-score measures a company's bankruptcy risk. View historical data on Gosa FOM a.d and its competitors. For the Industrial Products industry, the median Altman Z-Score is 3.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Gosa FOM a.d's current Altman Z-Score is 0.87, which is near median its own 10-year median of 0.93. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Gosa FOM a.d stock overvalued right now?
Based on GuruFocus' analysis, Gosa FOM a.d (XBEL:GFOM) is currently considered Modestly Undervalued. The stock's GF Value™ is RSD1,577.21, compared to a current price of RSD1,400.00 — trading 11.2% below its estimated fair value. The current Altman Z-Score is 0.87, which is near median its 10-year median of 0.93 and 73.8% below the Industrial Products industry median of 3.32. Gosa FOM a.d's overall GF Score™ is 95/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Altman Z-Score calculated?
Altman Z-Score is calculated from a company's financial statements. For Gosa FOM a.d (XBEL:GFOM), the current Altman Z-Score is 0.87 as of Jul. 13, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Gosa FOM a.d (XBEL:GFOM) Overvalued in 2026?

Based on GuruFocus' analysis, Gosa FOM a.d stock appears to be undervalued. The current stock price of RSD1,400.00 is trading 11.2% below its estimated GF Value™ of RSD1,577.21. GuruFocus considers Gosa FOM a.d to be Modestly Undervalued.

Key valuation signals for XBEL:GFOM:

  • Altman Z-Score: 0.87 (near median its 10-year median of 0.93)
  • GF Value™: RSD1,577.21 vs. price of RSD1,400.00 (11.2% below fair value)
  • GF Score™: 95/100 with 5 warning signs
  • Industry Position: 73.8% below the Industrial Products median (#2705 of 3007)

No single metric tells the full story. See the XBEL:GFOM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Gosa FOM a.d Business Description

Address Industrial 70, Smederevo Palanka, SRB, 11420
Gosa FOM a.d is a manufacturer of Lifting and Handling equipment. The company is engaged in the development, design, manufacture, erection, and services of machines and equipment. It serves energy, metallurgy and mining industry. The company produces coke mining, metallurgy, and hydro-mechanical equipment, cranes and hoists, gearboxes, steel structures and bridges, civil steel structures and vessels under pressure.
95GF Score

Get the complete analysis for XBEL:GFOM

Altman Z-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

RSD1,400.00
Price
RSD1,577.21
GF Value