Infomina BhdXKLS:0265 +6.36%82 Altman Z-Score is 3.38 as of Jun. 30, 2026, which is 40% below its 10-year median of 5.65. GuruFocus rates XKLS:0265 with a GF Score™ of 82/100 and a GF Value™ of RM1.50 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 2,764 Software companies, Infomina Bhd ranks better than 52.6% on this metric.
The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.
Good Sign:
Altman Z-score of 3.28 is strong.
Infomina Bhd has a Altman Z-Score of 3.38, indicating it is in Safe Zones. This implies the Altman Z-Score is strong.
The zones of discrimination were as such:
When Altman Z-Score <= 1.8, it is in Distress Zones.
When Altman Z-Score >= 3, it is in Safe Zones.
When Altman Z-Score is between 1.8 and 3, it is in Grey Zones.
The historical rank and industry rank for Infomina Bhd's Altman Z-Score or its related term are showing as below:
XKLS:0265'
s Altman Z-Score Range Over the Past 10 Years
Min: 3.28 Med: 5.65 Max: 7.12
Current: 3.28
During the past 7 years, Infomina Bhd's highest Altman Z-Score was 7.12. The lowest was 3.28. And the median was 5.65.
Infomina Bhd (XKLS:0265) Altman Z-Score Explanation
X1: The Working Capital/Total Assets (WC/TA) ratio is a measure of the net liquid assets of the firm relative to the total capitalization. Working capital is defined as the difference between current assets and current liabilities. Ordinarily, a firm experiencing consistent operating losses will have shrinking current assets in relation to total assets. Altman found this one proved to be the most valuable liquidity ratio comparing with the current ratio and the quick ratio. This is however the least significant of the five factors.
X2: Retained Earnings/Total Assets: the RE/TA ratio measures the leverage of a firm. Retained earnings is the account which reports the total amount of reinvested earnings and/or losses of a firm over its entire life. Those firms with high RE, relative to TA, have financed their assets through retention of profits and have not utilized as much debt.
X3, Earnings Before Interest and Taxes/Total Assets (EBIT/TA): This ratio is a measure of the true productivity of the firm's assets, independent of any tax or leverage factors. Since a firm's ultimate existence is based on the earning power of its assets, this ratio appears to be particularly appropriate for studies dealing with corporate failure. This ratio continually outperforms other profitability measures, including cash flow.
X4, Market Value of Equity/Book Value of Total Liabilities (MVE/TL): The measure shows how much the firm's assets can decline in value (measured by market value of equity plus debt) before the liabilities exceed the assets and the firm becomes insolvent.
X5, Revenue/Total Assets (S/TA): The capital-turnover ratio is a standard financial ratio illustrating the sales generating ability of the firm's assets.
Altman Z-Score does not apply to financial companies.
Infomina Bhd Altman Z-Score Related Terms
Infomina Bhd Altman Z-Score Historical Data
* Premium members only.
The historical data trend for Infomina Bhd's Altman Z-Score can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XKLS:0265 vs IBM, ACN, FISV: Altman Z-Score Comparison
For the Information Technology Services subindustry, Infomina Bhd's Altman Z-Score, along with its competitors' market caps and Altman Z-Score data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Infomina Bhd Altman Z-Score vs Software Industry
For the Software industry and Technology sector, Infomina Bhd's Altman Z-Score distribution charts can be found below:
* The bar in red indicates where Infomina Bhd's Altman Z-Score falls into.
Altman Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.
Infomina Bhd's Altman Z-Score for today is calculated with this formula:
Z
=
1.2
*
X1
+
1.4
*
X2
+
3.3
*
X3
+
0.6
*
X4
+
1.0
*
X5
=
1.2
*
0.3454
+
1.4
*
0.3477
+
3.3
*
0.074
+
0.6
*
2.7009
+
1.0
*
0.6186
=
3.38
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency. GuruFocus does not calculate Altman Z-Score when X4 or X5 value is 0.
Infomina Bhd (XKLS:0265) has a Altman Z-Score of 3.38 as of Jun. 30, 2026. The Altman Z-score measures a company's bankruptcy risk. View historical data on Infomina Bhd and its competitors. This is 40% below median its historical median of 5.65. Over the past decade, Infomina Bhd's Altman Z-Score has ranged from 3.28 to 7.12. According to the industry distribution chart, Infomina Bhd ranks #1310 out of 2764 companies in the Software industry, placing it in the top 47.4%.
Is Infomina Bhd's Altman Z-Score too high?
Infomina Bhd's current Altman Z-Score of 3.38 is 40% below median its 10-year median of 5.65. Over the past 10 years, this metric has ranged from a low of 3.28 to a high of 7.12. The Software industry median Altman Z-Score is 3.10. Infomina Bhd's value of 3.38 is 9% above this industry median. Based on the distribution chart, Infomina Bhd ranks #1310 out of 2764 companies in the Software industry, which is above the industry midpoint. Overall, Infomina Bhd has a GF Score™ of 82/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Infomina Bhd's Altman Z-Score compare to IBM and ACN?
According to the Software industry distribution chart, Infomina Bhd ranks #1310 out of 2764 companies for Altman Z-Score. This puts Infomina Bhd in the upper half of its industry. The industry median Altman Z-Score is 3.10. Infomina Bhd's value of 3.38 is 9% above this benchmark. Historically, Infomina Bhd's own Altman Z-Score has ranged from 3.28 to 7.12 over the past decade. While the company's 10-year median is 5.65 vs. the industry median of 3.10, Infomina Bhd has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Altman Z-Score for a Software company?
The median Altman Z-Score among Software companies is 3.10, based on 2,764 companies in the industry. Companies in the top quartile (top 25%) have a Altman Z-Score significantly above this median, while those in the bottom quartile fall well below. However, Altman Z-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Infomina Bhd's current Altman Z-Score of 3.38 is 9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Altman Z-Score mean?
A high Altman Z-Score can signal that a stock is expensive relative to its fundamentals. The Altman Z-score measures a company's bankruptcy risk. View historical data on Infomina Bhd and its competitors. For the Software industry, the median Altman Z-Score is 3.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Infomina Bhd's current Altman Z-Score is 3.38, which is 40% below median its own 10-year median of 5.65. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Infomina Bhd stock overvalued right now?
Based on GuruFocus' analysis, Infomina Bhd (XKLS:0265) is currently considered Modestly Undervalued. The stock's GF Value™ is RM1.50, compared to a current price of RM1.17 — trading 22% below its estimated fair value. The current Altman Z-Score is 3.38, which is 40% below median its 10-year median of 5.65 and 9% above the Software industry median of 3.10. Infomina Bhd's overall GF Score™ is 82/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Altman Z-Score calculated?
Altman Z-Score is calculated from a company's financial statements. For Infomina Bhd (XKLS:0265), the current Altman Z-Score is 3.38 as of Jun. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Infomina Bhd (XKLS:0265) Overvalued in 2026?
Based on GuruFocus' analysis, Infomina Bhd stock appears to be undervalued.
The current stock price of RM1.17 is trading 22% below its estimated GF Value™ of RM1.50.
GuruFocus considers Infomina Bhd to be Modestly Undervalued.
Key valuation signals for XKLS:0265:
Altman Z-Score: 3.38 (40% below median its 10-year median of 5.65)
GF Value™: RM1.50 vs. price of RM1.17 (22% below fair value)
Industry Position: 9% above the Software median (#1310 of 2764)
No single metric tells the full story. See the XKLS:0265 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Infomina Bhd and its subsidiaries provide technology hardware, software, consultancy, and support services, with operations across Malaysia, Singapore, Thailand, the Philippines, Indonesia, and Japan, with Thailand contributing the majority share of revenue. The company's operations are based on two main segments, Turnkey and Renewal, with the majority of revenue coming from the Renewal segment. The Company focuses on AI development, digital transformation, and compliance through units such as Infomina AI and the AiMod AI platform. It also offers fintech and proptech solutions like ValuationXchange for real estate financing and the SSM Search corporate data platform. With government contracts in Malaysia, the Company operates across ASEAN and North Asia in various technology sectors.
82GF Score
Get the complete analysis for XKLS:0265
Altman Z-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
XKLS:0265 has been successfully added to your 
