Salt Trading (XNEP:STC) Altman Z-Score: 1.51 (As of Jul. 20, 2026) — 26% Below Median

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XNEP:STC Salt Trading Corp XNEP:STC
79 GF Score
Price NPR5,169.00
GF Value NPR4,290.89
Valuation Modestly Overvalued
! 7 Warning Signs
View Full Analysis

What is Salt Trading Altman Z-Score?

Salt Trading XNEP:STC 79 Altman Z-Score is 1.51 as of Jul. 20, 2026, which is 26% below its 10-year median of 2.04. GuruFocus rates XNEP:STC with a GF Score™ of 79/100 and a GF Value™ of NPR4,290.89 (Modestly Overvalued). The stock has 7 warning signs investors should review. Among 1,932 Consumer Packaged Goods companies, Salt Trading ranks worse than 77.28% on this metric.

The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.

Warning Sign:

Altman Z-score of 1.51 is in distress zone. This implies bankruptcy possibility in the next two years.

Salt Trading has a Altman Z-Score of 1.51, indicating it is in Distress Zones. This implies bankrupcy possibility in the next two years.

The zones of discrimination were as such:

When Altman Z-Score <= 1.8, it is in Distress Zones.
When Altman Z-Score >= 3, it is in Safe Zones.
When Altman Z-Score is between 1.8 and 3, it is in Grey Zones.

The historical rank and industry rank for Salt Trading's Altman Z-Score or its related term are showing as below:

XNEP:STC' s Altman Z-Score Range Over the Past 10 Years
Min: 1.3   Med: 2.04   Max: 4.04
Current: 1.51

During the past 7 years, Salt Trading's highest Altman Z-Score was 4.04. The lowest was 1.30. And the median was 2.04.


Salt Trading  (XNEP:STC) Altman Z-Score Explanation

X1: The Working Capital/Total Assets (WC/TA) ratio is a measure of the net liquid assets of the firm relative to the total capitalization. Working capital is defined as the difference between current assets and current liabilities. Ordinarily, a firm experiencing consistent operating losses will have shrinking current assets in relation to total assets. Altman found this one proved to be the most valuable liquidity ratio comparing with the current ratio and the quick ratio. This is however the least significant of the five factors.

X2: Retained Earnings/Total Assets: the RE/TA ratio measures the leverage of a firm. Retained earnings is the account which reports the total amount of reinvested earnings and/or losses of a firm over its entire life. Those firms with high RE, relative to TA, have financed their assets through retention of profits and have not utilized as much debt.

X3, Earnings Before Interest and Taxes/Total Assets (EBIT/TA): This ratio is a measure of the true productivity of the firm's assets, independent of any tax or leverage factors. Since a firm's ultimate existence is based on the earning power of its assets, this ratio appears to be particularly appropriate for studies dealing with corporate failure. This ratio continually outperforms other profitability measures, including cash flow.

X4, Market Value of Equity/Book Value of Total Liabilities (MVE/TL): The measure shows how much the firm's assets can decline in value (measured by market value of equity plus debt) before the liabilities exceed the assets and the firm becomes insolvent.

X5, Revenue/Total Assets (S/TA): The capital-turnover ratio is a standard financial ratio illustrating the sales generating ability of the firm's assets.

Read more about Altman Z-Score and the original research.


Be Aware

Altman Z-Score does not apply to financial companies.


Salt Trading Altman Z-Score Related Terms


Salt Trading Altman Z-Score Historical Data

* Premium members only.

The historical data trend for Salt Trading's Altman Z-Score can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Salt Trading Altman Z-Score Chart

Salt Trading Annual Data
Trend Jul19 Jul20 Jul21 Jul22 Jul23 Jul24 Jul25
Altman Z-Score
Get a 7-Day Free Trial 4.04 2.04 2.24 2.91 1.57

Salt Trading Semi-Annual Data
Jul19 Jul20 Jul21 Jul22 Jul23 Jul24 Jul25
Altman Z-Score Get a 7-Day Free Trial 4.04 2.04 2.24 2.91 1.57

XNEP:STC vs KHC, GIS, HRL: Altman Z-Score Comparison

For the Packaged Foods subindustry, Salt Trading's Altman Z-Score, along with its competitors' market caps and Altman Z-Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Salt Trading Altman Z-Score vs Consumer Packaged Goods Industry

For the Consumer Packaged Goods industry and Consumer Defensive sector, Salt Trading's Altman Z-Score distribution charts can be found below:

* The bar in red indicates where Salt Trading's Altman Z-Score falls into.


XNEP:STC
79GF Score
Salt Trading Corp XNEP:STC
Altman Z-Score is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Salt Trading Altman Z-Score Calculation

Altman Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

Salt Trading's Altman Z-Score for today is calculated with this formula:

Z=1.2*X1+1.4*X2+3.3*X3+0.6*X4+1.0*X5
=1.2*-0.1434+1.4*0.0172+3.3*0.0378+0.6*1.4007+1.0*0.6968
=1.51

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency. GuruFocus does not calculate Altman Z-Score when X4 or X5 value is 0.

Trailing Twelve Months (TTM) ended in Jul. 2025:
Total Assets was NPR13,465 Mil.
Total Current Assets was NPR9,513 Mil.
Total Current Liabilities was NPR11,443 Mil.
Retained Earnings was NPR232 Mil.
Pre-Tax Income was NPR94 Mil.
Interest Expense was NPR-414 Mil.
Revenue was NPR9,382 Mil.
Market Cap (Today) was NPR16,578 Mil.
Total Liabilities was NPR11,835 Mil.

* Note that for stock reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data.

X1=Working Capital/Total Assets
=(Total Current Assets - Total Current Liabilities)/Total Assets
=(9512.83 - 11443.443)/13464.651
=-0.1434

X2=Retained Earnings/Total Assets
=232.05/13464.651
=0.0172

X3=Earnings Before Interest and Taxes/Total Assets
=(Pre-Tax Income - Interest Expense)/Total Assets
=(93.952 - -414.493)/13464.651
=0.0378

X4=Market Value Equity/Book Value of Total Liabilities
=Market Cap/Total Liabilities
=16577.857/11834.995
=1.4007

X5=Revenue/Total Assets
=9381.829/13464.651
=0.6968

The zones of discrimination were as such:

Distress Zones - 1.81 < Grey Zones < 2.99 - Safe Zones

Salt Trading has a Altman Z-Score of 1.51 indicating it is in Distress Zones.

Study by Altman found that companies that are in Distress Zone have more than 80% of chances of bankruptcy in two years.

Frequently Asked Questions Learn more about Altman Z-Score →
What does a Altman Z-Score of 1.51 mean?
Salt Trading (XNEP:STC) has a Altman Z-Score of 1.51 as of Jul. 20, 2026. The Altman Z-score measures a company's bankruptcy risk. View historical data on Salt Trading and its competitors. This is 26% below median its historical median of 2.04. Over the past decade, Salt Trading's Altman Z-Score has ranged from 1.30 to 4.04. According to the industry distribution chart, Salt Trading ranks #1493 out of 1932 companies in the Consumer Packaged Goods industry, placing it in the top 77.3%.
Is Salt Trading's Altman Z-Score too high?
Salt Trading's current Altman Z-Score of 1.51 is 26% below median its 10-year median of 2.04. Over the past 10 years, this metric has ranged from a low of 1.30 to a high of 4.04. The Consumer Packaged Goods industry median Altman Z-Score is 2.86. Salt Trading's value of 1.51 is 47.1% below this industry median. Based on the distribution chart, Salt Trading ranks #1493 out of 1932 companies in the Consumer Packaged Goods industry, which is in the bottom quartile relative to peers. Overall, Salt Trading has a GF Score™ of 79/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Salt Trading's Altman Z-Score compare to KHC and GIS?
According to the Consumer Packaged Goods industry distribution chart, Salt Trading ranks #1493 out of 1932 companies for Altman Z-Score. This places Salt Trading in the lower half of its industry. The industry median Altman Z-Score is 2.86. Salt Trading's value of 1.51 is 47.1% below this benchmark. Historically, Salt Trading's own Altman Z-Score has ranged from 1.30 to 4.04 over the past decade. While the company's 10-year median is 2.04 vs. the industry median of 2.86, Salt Trading has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Altman Z-Score for a Consumer Packaged Goods company?
The median Altman Z-Score among Consumer Packaged Goods companies is 2.86, based on 1,932 companies in the industry. Companies in the top quartile (top 25%) have a Altman Z-Score significantly above this median, while those in the bottom quartile fall well below. However, Altman Z-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Salt Trading's current Altman Z-Score of 1.51 is 47.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Altman Z-Score mean?
A high Altman Z-Score can signal that a stock is expensive relative to its fundamentals. The Altman Z-score measures a company's bankruptcy risk. View historical data on Salt Trading and its competitors. For the Consumer Packaged Goods industry, the median Altman Z-Score is 2.86 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Salt Trading's current Altman Z-Score is 1.51, which is 26% below median its own 10-year median of 2.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Salt Trading stock overvalued right now?
Based on GuruFocus' analysis, Salt Trading (XNEP:STC) is currently considered Modestly Overvalued. The stock's GF Value™ is NPR4,290.89, compared to a current price of NPR5,169.00 — trading 20.5% above its estimated fair value. The current Altman Z-Score is 1.51, which is 26% below median its 10-year median of 2.04 and 47.1% below the Consumer Packaged Goods industry median of 2.86. Salt Trading's overall GF Score™ is 79/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Altman Z-Score calculated?
Altman Z-Score is calculated from a company's financial statements. For Salt Trading (XNEP:STC), the current Altman Z-Score is 1.51 as of Jul. 20, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Salt Trading (XNEP:STC) Overvalued in 2026?

Based on GuruFocus' analysis, Salt Trading stock appears to be overvalued. The current stock price of NPR5,169.00 is trading 20.5% above its estimated GF Value™ of NPR4,290.89. GuruFocus considers Salt Trading to be Modestly Overvalued.

Key valuation signals for XNEP:STC:

  • Altman Z-Score: 1.51 (26% below median its 10-year median of 2.04)
  • GF Value™: NPR4,290.89 vs. price of NPR5,169.00 (20.5% above fair value)
  • GF Score™: 79/100 with 7 warning signs
  • Industry Position: 47.1% below the Consumer Packaged Goods median (#1493 of 1932)

No single metric tells the full story. See the XNEP:STC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Salt Trading Business Description

Address Kalimati, P.O.Box: 483, Kathmandu, NPL
Salt Trading Corp operates as the sole supplier of salt within Nepal. Its key business segments include: i) Salt Sales: Free flow salt, washed salt, Phoda salt, ii) Fertilizer Sales: Subsidised-Diammonium Phosphate, Urea, Potash, iii) Gas: STC Gas, and iv)Others: Sugar, seed, wheat, Cement, Iron steel, Rice, Flour, Gas, Ghee Oil, Paper, Kitchen appliances and Others. The majority of revenue is derived from the Salt segment.
79GF Score

Get the complete analysis for XNEP:STC

Altman Z-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR5,169.00
Price
NPR4,290.89
GF Value