Fountaine Pajot (XPAR:ALFPC) Altman Z-Score: 2.33 (As of Jul. 01, 2026) — Near Median


XPAR:ALFPC Fountaine Pajot SA XPAR:ALFPC
47 GF Score
Price €91.10
GF Value €0.14
Valuation Significantly Overvalued
! 4 Warning Signs
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What is Fountaine Pajot Altman Z-Score?

Fountaine Pajot XPAR:ALFPC -0.98% 47 Altman Z-Score is 2.33 as of Jul. 01, 2026, which is 9% below its 10-year median of 2.56. GuruFocus rates XPAR:ALFPC with a GF Score™ of 47/100 and a GF Value™ of €0.14 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 1,311 Vehicles & Parts companies, Fountaine Pajot ranks worse than 54.46% on this metric.

The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.

Warning Sign:

Altman Z-score of 2.34 is in the grey area. This implies that the company is under some kind of financial stress. If it is below 1.8, the company may face bankruptcy risk.

Fountaine Pajot has a Altman Z-Score of 2.33, indicating it is in Grey Zones. This implies that Fountaine Pajot is in some kind of financial stress. If it is below 1.81, the company may face bankrupcy risk.

The zones of discrimination were as such:

When Altman Z-Score <= 1.8, it is in Distress Zones.
When Altman Z-Score >= 3, it is in Safe Zones.
When Altman Z-Score is between 1.8 and 3, it is in Grey Zones.

The historical rank and industry rank for Fountaine Pajot's Altman Z-Score or its related term are showing as below:

XPAR:ALFPC' s Altman Z-Score Range Over the Past 10 Years
Min: 1.84   Med: 2.56   Max: 559.07
Current: 2.34

During the past 13 years, Fountaine Pajot's highest Altman Z-Score was 559.07. The lowest was 1.84. And the median was 2.56.


Fountaine Pajot  (XPAR:ALFPC) Altman Z-Score Explanation

X1: The Working Capital/Total Assets (WC/TA) ratio is a measure of the net liquid assets of the firm relative to the total capitalization. Working capital is defined as the difference between current assets and current liabilities. Ordinarily, a firm experiencing consistent operating losses will have shrinking current assets in relation to total assets. Altman found this one proved to be the most valuable liquidity ratio comparing with the current ratio and the quick ratio. This is however the least significant of the five factors.

X2: Retained Earnings/Total Assets: the RE/TA ratio measures the leverage of a firm. Retained earnings is the account which reports the total amount of reinvested earnings and/or losses of a firm over its entire life. Those firms with high RE, relative to TA, have financed their assets through retention of profits and have not utilized as much debt.

X3, Earnings Before Interest and Taxes/Total Assets (EBIT/TA): This ratio is a measure of the true productivity of the firm's assets, independent of any tax or leverage factors. Since a firm's ultimate existence is based on the earning power of its assets, this ratio appears to be particularly appropriate for studies dealing with corporate failure. This ratio continually outperforms other profitability measures, including cash flow.

X4, Market Value of Equity/Book Value of Total Liabilities (MVE/TL): The measure shows how much the firm's assets can decline in value (measured by market value of equity plus debt) before the liabilities exceed the assets and the firm becomes insolvent.

X5, Revenue/Total Assets (S/TA): The capital-turnover ratio is a standard financial ratio illustrating the sales generating ability of the firm's assets.

Read more about Altman Z-Score and the original research.


Be Aware

Altman Z-Score does not apply to financial companies.


Fountaine Pajot Altman Z-Score Related Terms


Fountaine Pajot Altman Z-Score Historical Data

* Premium members only.

The historical data trend for Fountaine Pajot's Altman Z-Score can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Fountaine Pajot Altman Z-Score Chart

Fountaine Pajot Annual Data
Trend Aug16 Aug17 Aug18 Aug19 Aug20 Aug21 Aug22 Aug23 Aug24 Aug25
Altman Z-Score
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.10 1.84 556.55 2.67 559.07

Fountaine Pajot Semi-Annual Data
Feb16 Aug16 Feb17 Aug17 Feb18 Aug18 Feb19 Aug19 Feb20 Aug20 Feb21 Aug21 Feb22 Aug22 Feb23 Aug23 Feb24 Aug24 Feb25 Aug25
Altman Z-Score Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 556.55 0.00 2.67 0.00 559.07

XPAR:ALFPC vs BC, PII, THO: Altman Z-Score Comparison

For the Recreational Vehicles subindustry, Fountaine Pajot's Altman Z-Score, along with its competitors' market caps and Altman Z-Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Fountaine Pajot Altman Z-Score vs Vehicles & Parts Industry

For the Vehicles & Parts industry and Consumer Cyclical sector, Fountaine Pajot's Altman Z-Score distribution charts can be found below:

* The bar in red indicates where Fountaine Pajot's Altman Z-Score falls into.


XPAR:ALFPC
47GF Score
Fountaine Pajot SA XPAR:ALFPC
Altman Z-Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Fountaine Pajot Altman Z-Score Calculation

Altman Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

Fountaine Pajot's Altman Z-Score for today is calculated with this formula:

Z=1.2*X1+1.4*X2+3.3*X3+0.6*X4+1.0*X5
=1.2*0.2581+1.4*0.0929+3.3*0.1209+0.6*0.8168+1.0*1.0029
=2.33

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency. GuruFocus does not calculate Altman Z-Score when X4 or X5 value is 0.

Trailing Twelve Months (TTM) ended in Aug. 2025:
Total Assets was €322.3 Mil.
Total Current Assets was €229.2 Mil.
Total Current Liabilities was €146.0 Mil.
Retained Earnings was €29.9 Mil.
Pre-Tax Income was €37.5 Mil.
Interest Expense was €-1.5 Mil.
Revenue was €323.2 Mil.
Market Cap (Today) was €151.9 Mil.
Total Liabilities was €185.9 Mil.

* Note that for stock reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data.

X1=Working Capital/Total Assets
=(Total Current Assets - Total Current Liabilities)/Total Assets
=(229.227 - 146.035)/322.271
=0.2581

X2=Retained Earnings/Total Assets
=29.934/322.271
=0.0929

X3=Earnings Before Interest and Taxes/Total Assets
=(Pre-Tax Income - Interest Expense)/Total Assets
=(37.46 - -1.493)/322.271
=0.1209

X4=Market Value Equity/Book Value of Total Liabilities
=Market Cap/Total Liabilities
=151.856/185.924
=0.8168

X5=Revenue/Total Assets
=323.192/322.271
=1.0029

The zones of discrimination were as such:

Distress Zones - 1.81 < Grey Zones < 2.99 - Safe Zones

Fountaine Pajot has a Altman Z-Score of 2.33 indicating it is in Grey Zones.

Study by Altman found that companies that are in Distress Zone have more than 80% of chances of bankruptcy in two years.

Frequently Asked Questions Learn more about Altman Z-Score →
What does a Altman Z-Score of 2.33 mean?
Fountaine Pajot (XPAR:ALFPC) has a Altman Z-Score of 2.33 as of Jul. 01, 2026. The Altman Z-score measures a company's bankruptcy risk. View historical data on Fountaine Pajot and its competitors. This is near median its historical median of 2.56. Over the past decade, Fountaine Pajot's Altman Z-Score has ranged from 1.84 to 559.07. According to the industry distribution chart, Fountaine Pajot ranks #714 out of 1311 companies in the Vehicles & Parts industry, placing it in the top 54.5%.
Is Fountaine Pajot's Altman Z-Score too high?
Fountaine Pajot's current Altman Z-Score of 2.33 is near median its 10-year median of 2.56. Over the past 10 years, this metric has ranged from a low of 1.84 to a high of 559.07. The Vehicles & Parts industry median Altman Z-Score is 2.54. Fountaine Pajot's value of 2.33 is 8.3% below this industry median. Based on the distribution chart, Fountaine Pajot ranks #714 out of 1311 companies in the Vehicles & Parts industry, which is below the industry midpoint. Overall, Fountaine Pajot has a GF Score™ of 47/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Fountaine Pajot's Altman Z-Score compare to BC and PII?
According to the Vehicles & Parts industry distribution chart, Fountaine Pajot ranks #714 out of 1311 companies for Altman Z-Score. This places Fountaine Pajot in the lower half of its industry. The industry median Altman Z-Score is 2.54. Fountaine Pajot's value of 2.33 is 8.3% below this benchmark. Historically, Fountaine Pajot's own Altman Z-Score has ranged from 1.84 to 559.07 over the past decade. While the company's 10-year median is 2.56 vs. the industry median of 2.54, Fountaine Pajot has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Altman Z-Score for a Vehicles & Parts company?
The median Altman Z-Score among Vehicles & Parts companies is 2.54, based on 1,311 companies in the industry. Companies in the top quartile (top 25%) have a Altman Z-Score significantly above this median, while those in the bottom quartile fall well below. However, Altman Z-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Fountaine Pajot's current Altman Z-Score of 2.33 is 8.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Altman Z-Score mean?
A high Altman Z-Score can signal that a stock is expensive relative to its fundamentals. The Altman Z-score measures a company's bankruptcy risk. View historical data on Fountaine Pajot and its competitors. For the Vehicles & Parts industry, the median Altman Z-Score is 2.54 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Fountaine Pajot's current Altman Z-Score is 2.33, which is near median its own 10-year median of 2.56. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fountaine Pajot stock overvalued right now?
Based on GuruFocus' analysis, Fountaine Pajot (XPAR:ALFPC) is currently considered Significantly Overvalued. The stock's GF Value™ is €0.14, compared to a current price of €91.10 — trading 64971.4% above its estimated fair value. The current Altman Z-Score is 2.33, which is near median its 10-year median of 2.56 and 8.3% below the Vehicles & Parts industry median of 2.54. Fountaine Pajot's overall GF Score™ is 47/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Altman Z-Score calculated?
Altman Z-Score is calculated from a company's financial statements. For Fountaine Pajot (XPAR:ALFPC), the current Altman Z-Score is 2.33 as of Jul. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Fountaine Pajot (XPAR:ALFPC) Overvalued in 2026?

Based on GuruFocus' analysis, Fountaine Pajot stock appears to be overvalued. The current stock price of €91.10 is trading 64971.4% above its estimated GF Value™ of €0.14. GuruFocus considers Fountaine Pajot to be Significantly Overvalued.

Key valuation signals for XPAR:ALFPC:

  • Altman Z-Score: 2.33 (near median its 10-year median of 2.56)
  • GF Value™: €0.14 vs. price of €91.10 (64971.4% above fair value)
  • GF Score™: 47/100 with 4 warning signs
  • Industry Position: 8.3% below the Vehicles & Parts median (#714 of 1311)

No single metric tells the full story. See the XPAR:ALFPC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Fountaine Pajot Business Description

Other Exchanges 65T:Germany
Address Zone Industrielle du Fief Girard, Aigrefeuille d'Aunis, FRA, 17290
Fountaine Pajot SA is a France-based company engaged in designing and building boats. The company is into the manufacturing and selling of catamarans and Motor Yachts.
47GF Score

Get the complete analysis for XPAR:ALFPC

Altman Z-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€91.10
Price
€0.14
GF Value