Aroundtown (XSWX:AT1) Altman Z-Score: 0.54 (As of Jun. 28, 2026) — 39% Below Median


XSWX:AT1 Aroundtown SA XSWX:AT1
69 GF Score
Price CHF2.14
GF Value CHF2.42
! 4 Warning Signs
View Full Analysis

What is Aroundtown Altman Z-Score?

Aroundtown XSWX:AT1 69 Altman Z-Score is 0.54 as of Jun. 28, 2026, which is 39% below its 10-year median of 0.89. GuruFocus rates XSWX:AT1 with a GF Score™ of 69/100 and a GF Value™ of CHF2.42. The stock has 4 warning signs investors should review. Among 1,733 Real Estate companies, Aroundtown ranks worse than 78.77% on this metric.

The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.

Warning Sign:

Altman Z-score of 0.54 is in distress zone. This implies bankruptcy possibility in the next two years.

Aroundtown has a Altman Z-Score of 0.54, indicating it is in Distress Zones. This implies bankrupcy possibility in the next two years.

The zones of discrimination were as such:

When Altman Z-Score <= 1.8, it is in Distress Zones.
When Altman Z-Score >= 3, it is in Safe Zones.
When Altman Z-Score is between 1.8 and 3, it is in Grey Zones.

The historical rank and industry rank for Aroundtown's Altman Z-Score or its related term are showing as below:

XSWX:AT1' s Altman Z-Score Range Over the Past 10 Years
Min: 0.18   Med: 0.89   Max: 1.75
Current: 0.54

During the past 13 years, Aroundtown's highest Altman Z-Score was 1.75. The lowest was 0.18. And the median was 0.89.


Aroundtown  (XSWX:AT1) Altman Z-Score Explanation

X1: The Working Capital/Total Assets (WC/TA) ratio is a measure of the net liquid assets of the firm relative to the total capitalization. Working capital is defined as the difference between current assets and current liabilities. Ordinarily, a firm experiencing consistent operating losses will have shrinking current assets in relation to total assets. Altman found this one proved to be the most valuable liquidity ratio comparing with the current ratio and the quick ratio. This is however the least significant of the five factors.

X2: Retained Earnings/Total Assets: the RE/TA ratio measures the leverage of a firm. Retained earnings is the account which reports the total amount of reinvested earnings and/or losses of a firm over its entire life. Those firms with high RE, relative to TA, have financed their assets through retention of profits and have not utilized as much debt.

X3, Earnings Before Interest and Taxes/Total Assets (EBIT/TA): This ratio is a measure of the true productivity of the firm's assets, independent of any tax or leverage factors. Since a firm's ultimate existence is based on the earning power of its assets, this ratio appears to be particularly appropriate for studies dealing with corporate failure. This ratio continually outperforms other profitability measures, including cash flow.

X4, Market Value of Equity/Book Value of Total Liabilities (MVE/TL): The measure shows how much the firm's assets can decline in value (measured by market value of equity plus debt) before the liabilities exceed the assets and the firm becomes insolvent.

X5, Revenue/Total Assets (S/TA): The capital-turnover ratio is a standard financial ratio illustrating the sales generating ability of the firm's assets.

Read more about Altman Z-Score and the original research.


Be Aware

Altman Z-Score does not apply to financial companies.


Aroundtown Altman Z-Score Related Terms


Aroundtown Altman Z-Score Historical Data

* Premium members only.

The historical data trend for Aroundtown's Altman Z-Score can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Aroundtown Altman Z-Score Chart

Aroundtown Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Altman Z-Score
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.74 0.48 0.21 0.53 0.58

Aroundtown Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Altman Z-Score Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.55 0.66 0.63 0.58 0.54

XSWX:AT1 vs CBRE, BEKE: Altman Z-Score Comparison

For the Real Estate Services subindustry, Aroundtown's Altman Z-Score, along with its competitors' market caps and Altman Z-Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Aroundtown Altman Z-Score vs Real Estate Industry

For the Real Estate industry and Real Estate sector, Aroundtown's Altman Z-Score distribution charts can be found below:

* The bar in red indicates where Aroundtown's Altman Z-Score falls into.


XSWX:AT1
69GF Score
Aroundtown SA XSWX:AT1
Altman Z-Score is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Aroundtown Altman Z-Score Calculation

Altman Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

Aroundtown's Altman Z-Score for today is calculated with this formula:

Z=1.2*X1+1.4*X2+3.3*X3+0.6*X4+1.0*X5
=1.2*0.0729+1.4*0.1817+3.3*0.0248+0.6*0.1293+1.0*0.0408
=0.54

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency. GuruFocus does not calculate Altman Z-Score when X4 or X5 value is 0.

Trailing Twelve Months (TTM) ended in Mar. 2026:
Total Assets was CHF31,000 Mil.
Total Current Assets was CHF5,259 Mil.
Total Current Liabilities was CHF3,000 Mil.
Retained Earnings was CHF5,632 Mil.
Pre-Tax Income was 133.249 + 48.057 + 11.586 + 335.316 = CHF528 Mil.
Interest Expense was -63.621 + -64.946 + -56.811 + -54.307 = CHF-240 Mil.
Revenue was 270.048 + 276.675 + 361.048 + 356.983 = CHF1,265 Mil.
Market Cap (Today) was CHF2,221 Mil.
Total Liabilities was CHF17,168 Mil.

* Note that for stock reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data.

X1=Working Capital/Total Assets
=(Total Current Assets - Total Current Liabilities)/Total Assets
=(5259.437 - 3000.296)/31000.142
=0.0729

X2=Retained Earnings/Total Assets
=5632.153/31000.142
=0.1817

X3=Earnings Before Interest and Taxes/Total Assets
=(Pre-Tax Income - Interest Expense)/Total Assets
=(528.208 - -239.685)/31000.142
=0.0248

X4=Market Value Equity/Book Value of Total Liabilities
=Market Cap/Total Liabilities
=2220.631/17167.782
=0.1293

X5=Revenue/Total Assets
=1264.754/31000.142
=0.0408

The zones of discrimination were as such:

Distress Zones - 1.81 < Grey Zones < 2.99 - Safe Zones

Aroundtown has a Altman Z-Score of 0.54 indicating it is in Distress Zones.

Study by Altman found that companies that are in Distress Zone have more than 80% of chances of bankruptcy in two years.

Frequently Asked Questions Learn more about Altman Z-Score →
What does a Altman Z-Score of 0.54 mean?
Aroundtown (XSWX:AT1) has a Altman Z-Score of 0.54 as of Jun. 28, 2026. The Altman Z-score measures a company's bankruptcy risk. View historical data on Aroundtown and its competitors. This is 39% below median its historical median of 0.89. Over the past decade, Aroundtown's Altman Z-Score has ranged from 0.18 to 1.75. According to the industry distribution chart, Aroundtown ranks #1365 out of 1733 companies in the Real Estate industry, placing it in the top 78.8%.
Is Aroundtown's Altman Z-Score too high?
Aroundtown's current Altman Z-Score of 0.54 is 39% below median its 10-year median of 0.89. Over the past 10 years, this metric has ranged from a low of 0.18 to a high of 1.75. The Real Estate industry median Altman Z-Score is 1.30. Aroundtown's value of 0.54 is 58.5% below this industry median. Based on the distribution chart, Aroundtown ranks #1365 out of 1733 companies in the Real Estate industry, which is in the bottom quartile relative to peers. Overall, Aroundtown has a GF Score™ of 69/100, reflecting its overall financial health beyond just this single metric.
How does Aroundtown's Altman Z-Score compare to CBRE and BEKE?
According to the Real Estate industry distribution chart, Aroundtown ranks #1365 out of 1733 companies for Altman Z-Score. This places Aroundtown in the lower half of its industry. The industry median Altman Z-Score is 1.30. Aroundtown's value of 0.54 is 58.5% below this benchmark. Historically, Aroundtown's own Altman Z-Score has ranged from 0.18 to 1.75 over the past decade. While the company's 10-year median is 0.89 vs. the industry median of 1.30, Aroundtown has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Altman Z-Score for a Real Estate company?
The median Altman Z-Score among Real Estate companies is 1.30, based on 1,733 companies in the industry. Companies in the top quartile (top 25%) have a Altman Z-Score significantly above this median, while those in the bottom quartile fall well below. However, Altman Z-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Aroundtown's current Altman Z-Score of 0.54 is 58.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Altman Z-Score mean?
A high Altman Z-Score can signal that a stock is expensive relative to its fundamentals. The Altman Z-score measures a company's bankruptcy risk. View historical data on Aroundtown and its competitors. For the Real Estate industry, the median Altman Z-Score is 1.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Aroundtown's current Altman Z-Score is 0.54, which is 39% below median its own 10-year median of 0.89. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Aroundtown stock overvalued right now?
Aroundtown (XSWX:AT1) has a current Altman Z-Score of 0.54. The stock's GF Value™ is CHF2.42, compared to a current price of CHF2.14 — trading 11.6% below its estimated fair value. The current Altman Z-Score is 0.54, which is 39% below median its 10-year median of 0.89 and 58.5% below the Real Estate industry median of 1.30. Aroundtown's overall GF Score™ is 69/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Altman Z-Score calculated?
Altman Z-Score is calculated from a company's financial statements. For Aroundtown (XSWX:AT1), the current Altman Z-Score is 0.54 as of Jun. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Aroundtown (XSWX:AT1) Overvalued in 2026?

Based on GuruFocus' analysis, Aroundtown stock appears to be undervalued. The current stock price of CHF2.14 is trading 11.6% below its estimated GF Value™ of CHF2.42.

Key valuation signals for XSWX:AT1:

  • Altman Z-Score: 0.54 (39% below median its 10-year median of 0.89)
  • GF Value™: CHF2.42 vs. price of CHF2.14 (11.6% below fair value)
  • GF Score™: 69/100 with 4 warning signs
  • Industry Position: 58.5% below the Real Estate median (#1365 of 1733)

No single metric tells the full story. See the XSWX:AT1 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Aroundtown Business Description

Address 37, Boulevard Joseph II, Luxembourg, LUX, L-1840
Aroundtown SA is a Luxembourg-based specialist real estate investment group focusing on value-add income-generating properties in the German markets. The group covers commercial and residential real estate assets that benefit from fundamentals and growth prospects. The company operates in Germany, the Netherlands, the United Kingdom, Belgium, and other countries, out of which the majority of the revenue is generated from the German markets.
69GF Score

Get the complete analysis for XSWX:AT1

Altman Z-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CHF2.14
Price
CHF2.42
GF Value