Union Insurance CoADX:UNION 51 FCF Yield % is 17.02 as of Jun. 27, 2026, which is 152% above its 10-year median of 6.75. GuruFocus rates ADX:UNION with a GF Score™ of 51/100 and a GF Value™ of د.إ1.21 (Fairly Valued). The stock has 4 warning signs investors should review. Among 504 Insurance companies, Union Insurance Co ranks better than 76.39% on this metric.
FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
Union Insurance Co FCF Yield % Related Terms
Union Insurance Co FCF Yield % Historical Data
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The historical data trend for Union Insurance Co's FCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ADX:UNION vs BRK.A, AIG, HIG: FCF Yield % Comparison
For the Insurance - Diversified subindustry, Union Insurance Co's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Union Insurance Co FCF Yield % vs Insurance Industry
For the Insurance industry and Financial Services sector, Union Insurance Co's FCF Yield % distribution charts can be found below:
* The bar in red indicates where Union Insurance Co's FCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Union Insurance Co (ADX:UNION) has a FCF Yield % of 17.02 as of Jun. 27, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Union Insurance Co and its competitors. This is 152% above median its historical median of 6.75. According to the industry distribution chart, Union Insurance Co ranks #119 out of 504 companies in the Insurance industry, placing it in the top 23.6%.
Is Union Insurance Co's FCF Yield % too high?
Union Insurance Co's current FCF Yield % of 17.02 is 152% above median its 10-year median of 6.75. The Insurance industry median FCF Yield % is 7.12. Union Insurance Co's value of 17.02 is 139.2% above this industry median. Based on the distribution chart, Union Insurance Co ranks #119 out of 504 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Union Insurance Co has a GF Score™ of 51/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Union Insurance Co's FCF Yield % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Union Insurance Co ranks #119 out of 504 companies for FCF Yield %. This places Union Insurance Co in the top 24% of its industry — outperforming the majority of peers. The industry median FCF Yield % is 7.12. Union Insurance Co's value of 17.02 is 139.2% above this benchmark. While the company's 10-year median is 6.75 vs. the industry median of 7.12, Union Insurance Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for an Insurance company?
The median FCF Yield % among Insurance companies is 7.12, based on 504 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Union Insurance Co's current FCF Yield % of 17.02 is 139.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Union Insurance Co and its competitors. For the Insurance industry, the median FCF Yield % is 7.12 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Union Insurance Co's current FCF Yield % is 17.02, which is 152% above median its own 10-year median of 6.75. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Union Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Union Insurance Co (ADX:UNION) is currently considered Fairly Valued. The stock's GF Value™ is د.إ1.21, compared to a current price of د.إ1.32 — trading 9.1% above its estimated fair value. The current FCF Yield % is 17.02, which is 152% above median its 10-year median of 6.75 and 139.2% above the Insurance industry median of 7.12. Union Insurance Co's overall GF Score™ is 51/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Union Insurance Co (ADX:UNION), the current FCF Yield % is 17.02 as of Jun. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Union Insurance Co (ADX:UNION) Overvalued in 2026?
Based on GuruFocus' analysis, Union Insurance Co stock appears to be overvalued.
The current stock price of د.إ1.32 is trading 9.1% above its estimated GF Value™ of د.إ1.21.
GuruFocus considers Union Insurance Co to be Fairly Valued.
Key valuation signals for ADX:UNION:
FCF Yield %: 17.02 (152% above median its 10-year median of 6.75)
GF Value™: د.إ1.21 vs. price of د.إ1.32 (9.1% above fair value)
Industry Position: 139.2% above the Insurance median (#119 of 504)
No single metric tells the full story. See the ADX:UNION stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Union Insurance Co is a UAE-based insurance company engaged in the underwriting of various insurance products. The company provides retail and commercial insurance solutions across the United Arab Emirates and the Middle East. It operates through two segments: General Insurance and Life Assurance. The General Insurance segment includes auto, marine, engineering, healthcare, fire, travel, employee benefits, and general accident insurance, while the Life Assurance segment offers short-term and long-term life insurance. The company generates the majority of its revenue from the General Insurance segment. Its geographical segments include the United Arab Emirates, GCC Countries, and Others.
51GF Score
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