The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Union Insurance Co's Dividend Payout Ratio for the
months ended in Mar. 2026 was 0.71.
The historical rank and industry rank for Union Insurance Co's Dividend Payout Ratio or its related term are showing as below:
ADX:UNION'
s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0 Med: 0 Max: 0.22
Current: 0.22
During the past 13 years, the highest Dividend Payout Ratio of Union Insurance Co was 0.22. The lowest was 0.00. And the median was 0.00.
ADX:UNION's Dividend Payout Ratio is ranked better than 73.59% of 337
companies
in the Insurance industry
Industry Median: 0.38
vs ADX:UNION: 0.22
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
Union Insurance Co (ADX:UNION) Dividend Payout Ratio Explanation
In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
Union Insurance Co Dividend Payout Ratio Related Terms
Union Insurance Co Dividend Payout Ratio Historical Data
* Premium members only.
The historical data trend for Union Insurance Co's Dividend Payout Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ADX:UNION vs BRK.A, AIG, HIG: Dividend Payout Ratio Comparison
For the Insurance - Diversified subindustry, Union Insurance Co's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Union Insurance Co Dividend Payout Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, Union Insurance Co's Dividend Payout Ratio distribution charts can be found below:
* The bar in red indicates where Union Insurance Co's Dividend Payout Ratio falls into.
Union Insurance Co Dividend Payout Ratio Calculation
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.
Union Insurance Co's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Union Insurance Co (ADX:UNION) has a Dividend Payout Ratio of 0.71 as of Mar. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Union Insurance Co and its competitors. According to the industry distribution chart, Union Insurance Co ranks #89 out of 337 companies in the Insurance industry, placing it in the top 26.4%.
Is Union Insurance Co's Dividend Payout Ratio too high?
Union Insurance Co's current Dividend Payout Ratio is 0.71. The Insurance industry median Dividend Payout Ratio is 0.38. Union Insurance Co's value of 0.71 is 86.8% above this industry median. Based on the distribution chart, Union Insurance Co ranks #89 out of 337 companies in the Insurance industry, which is above the industry midpoint. Overall, Union Insurance Co has a GF Score™ of 51/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Union Insurance Co's Dividend Payout Ratio compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Union Insurance Co ranks #89 out of 337 companies for Dividend Payout Ratio. This puts Union Insurance Co in the upper half of its industry. The industry median Dividend Payout Ratio is 0.38. Union Insurance Co's value of 0.71 is 86.8% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for an Insurance company?
The median Dividend Payout Ratio among Insurance companies is 0.38, based on 337 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Union Insurance Co's current Dividend Payout Ratio of 0.71 is 86.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Union Insurance Co and its competitors. For the Insurance industry, the median Dividend Payout Ratio is 0.38 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Union Insurance Co's current Dividend Payout Ratio is 0.71. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Union Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Union Insurance Co (ADX:UNION) is currently considered Fairly Valued. The stock's GF Value™ is د.إ1.21, compared to a current price of د.إ1.32 — trading 9.1% above its estimated fair value. The current Dividend Payout Ratio is 0.71 and 86.8% above the Insurance industry median of 0.38. Union Insurance Co's overall GF Score™ is 51/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Union Insurance Co (ADX:UNION), the current Dividend Payout Ratio is 0.71 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Union Insurance Co (ADX:UNION) Overvalued in 2026?
Based on GuruFocus' analysis, Union Insurance Co stock appears to be overvalued.
The current stock price of د.إ1.32 is trading 9.1% above its estimated GF Value™ of د.إ1.21.
GuruFocus considers Union Insurance Co to be Fairly Valued.
Key valuation signals for ADX:UNION:
Dividend Payout Ratio: 0.71
GF Value™: د.إ1.21 vs. price of د.إ1.32 (9.1% above fair value)
Industry Position: 86.8% above the Insurance median (#89 of 337)
No single metric tells the full story. See the ADX:UNION stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Union Insurance Co is a UAE-based insurance company engaged in the underwriting of various insurance products. The company provides retail and commercial insurance solutions across the United Arab Emirates and the Middle East. It operates through two segments: General Insurance and Life Assurance. The General Insurance segment includes auto, marine, engineering, healthcare, fire, travel, employee benefits, and general accident insurance, while the Life Assurance segment offers short-term and long-term life insurance. The company generates the majority of its revenue from the General Insurance segment. Its geographical segments include the United Arab Emirates, GCC Countries, and Others.
51GF Score
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