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Half Year 2019 Westpac Banking Corp Earnings Call Transcript
Well, good morning, everyone, and welcome to the presentation of Westpac's 2019 Interim Financial Results. My name is Andrew Bowden, and I'm Head of Westpac's Investor Relations. I'd like to acknowledge the traditional land on which we speak today, the Gadigal people of the Eora nation, and pay my respects to elders, both past, present and emerging.
Present today of course is our CEO, Brian Hartzer; and our CFO, Peter King.
And without any further ado, let's get started. Thanks, Brian.
Thank you, Andrew. Good morning, everybody. Right. Well, this half, we have taken action to deal with a number of legacy issues in an environment where regulatory activity is intense, economic growth has slowed, consumer and business demand have softened, house prices have fallen, and competition has increased. All of this has put pressure on earnings and given us a list of issues to manage.
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