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Q1 2021 Westpac Banking Corp Capital, Funding and Asset Quality update Transcript
Good morning, and welcome to Westpac's First Quarter 2021 Update. I'm Andrew Bowden, Head of Investor Relations. And joining me on the call today is our CEO, Peter King; our CFO, Michael Rowland; and our Chief Risk Officer, David Stephen.
This morning, we released 3 disclosures: a media release, an investor discussion pack and our Pillar 3 report for the 3 months of December 2020. It'd be great if you could have a copy of the discussion pack available as we'll refer to some of those slides. We'll start by making some opening comments first and before we take open for questions.
But with that, let me hand over to Peter.
Well, good morning, and thanks for dialing in. Sentiment has shifted since our results last year, and I'm pleased to be talking to you from a more optimistic standpoint. This year, the better economy, global progress on vaccines and improving position of customers has made us more positive. And since we
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