Business Description
SBI Cards and Payment Services Ltd
DLF Cyber City, Block 2 Building 3, DLF Phase 2, 2nd Floor, Tower-B, Infinity Towers, Gurugram, HR, IND, 122 002
Compare
Compare
Traded in other countries / regions
543066.India
Description
SBI Cards and Payment Services Ltd is a credit card issuer in India. The company offers a credit card portfolio to individual cardholders and corporate clients which includes lifestyle, rewards, travel and fuel, shopping, banking partnership cards, and corporate cards covering all cardholder segments in terms of income profiles and lifestyles. It offers a broad credit card portfolio that includes SBI Card-branded credit cards as well as co-branded credit cards that bear both the SBI Card brand and its co-brand partners brands. It offers four primary SBI Card-branded credit cards SimplySave, SimplyClick, Prime, and Elite, each catering to a varying set of cardholder needs.
Financial Strength
2/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | 0.03 | |||||
| Equity-to-Asset | 0.22 | |||||
| Debt-to-Equity | 3 | |||||
| Debt-to-EBITDA | 2.58 | |||||
| Interest Coverage | N/A |
N/A
|
N/A
| |||
| Piotroski F-Score | 4/9 | |||||
| Altman Z-Score | 0 | |||||
| Beneish M-Score | 1.07 | |||||
| WACC vs ROIC | ||||||
Growth Rank
7/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | 15.2 | |||||
| 3-Year EPS without NRI Growth Rate | 21.7 | |||||
| 3-Year FCF Growth Rate | -21.3 | |||||
| 3-Year Book Growth Rate | 28 | |||||
| Future 3-5Y Total Revenue Growth Rate Industry Rank | 23.78 |
Momentum Rank
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 5-Day RSI | 41.18 | |||||
| 9-Day RSI | 57.27 | |||||
| 14-Day RSI | 62.84 | |||||
| 6-1 Month Momentum % | 3.86 | |||||
| 12-1 Month Momentum % | -16.45 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Dividend Yield % | 0.27 | |||||
| Dividend Payout Ratio | 0.12 | |||||
| Forward Dividend Yield % | 0.27 | |||||
| 5-Year Yield-on-Cost % | 0.27 | |||||
| 3-Year Average Share Buyback Ratio | -1 |
Profitability Rank
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Net Margin % | 21.44 | |||||
| ROE % | 27.64 | |||||
| ROA % | 6.4 | |||||
| Years of Profitability over Past 10-Year | 6 |
GF Value Rank
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| PE Ratio | 44.9 | |||||
| Forward PE Ratio | 37.31 | |||||
| PE Ratio without NRI | 44.9 | |||||
| PEG Ratio | 1.14 | |||||
| PS Ratio | 9.62 | |||||
| PB Ratio | 11.14 | |||||
| Price-to-Tangible-Book | 11.33 | |||||
| EV-to-Revenue | 12.05 | |||||
| EV-to-Forward-Revenue | 8.73 | |||||
| EV-to-FCF | -24.26 | |||||
| Price-to-Peter-Lynch-Fair-Value | 2.15 | |||||
| Price-to-Graham-Number | 5.21 | |||||
| Forward Rate of Return (Yacktman) % | 16.97 |
Guru Trades
See DetailsEMBED
SAVE
Insider Trades
See DetailsEMBED
SAVE
Executives
EMBED
Analyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil ₹) | 90,403.3 | ||
| EPS (TTM) (₹) | 20.39 | ||
| Beta | 0 | ||
| Volatility % | 33.91 | ||
| 14-Day RSI | 62.84 | ||
| 14-Day ATR (₹) | 22.319484 | ||
| 20-Day SMA (₹) | 893.7725 | ||
| 12-1 Month Momentum % | -16.45 | ||
| 52-Week Range (₹) | 656.1 - 1164.65 | ||
| Shares Outstanding (Mil) | 943.29 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 4 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
SBI Cards and Payment Services Ltd Filings
| Document | Form | Filing Date | ||
|---|---|---|---|---|
| No Filing Data | ||||