Business Description
SALAFIN (Groupe BMCE)
ISIN : MA0000011744
Total Employee Number:
300Compare
Compare
Traded in other countries / regions
SLF.Morocco IPO Date
2007-12-17Description
SALAFIN (Groupe BMCE) is a Morocco-based company. It is a finance company. It offers consumer credit services. The company operates through various business segments that are Personal Credit, which include personal loan, and mortgage credit; Auto Financing, which provides car loans; and Revolving Credit.
Financial Strength
1/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Equity-to-Asset | 0.23 | |||||
Debt-to-Equity | 1.81 | |||||
Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
Interest Coverage | N/A |
N/A
|
N/A
| |||
Piotroski F-Score | 7/9 | |||||
Beneish M-Score | -2.68 | |||||
WACC vs ROIC | ||||||
Growth Rank
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | -0.6 | |||||
3-Year EPS without NRI Growth Rate | 4.9 | |||||
3-Year FCF Growth Rate | 4.2 | |||||
3-Year Book Growth Rate | 0.6 |
Momentum Rank
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 29.57 | |||||
9-Day RSI | 31.74 | |||||
14-Day RSI | 36.5 | |||||
3-1 Month Momentum % | -7.13 | |||||
6-1 Month Momentum % | -14.8 | |||||
12-1 Month Momentum % | -24.89 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Dividend Yield % | 6.82 | |||||
Dividend Payout Ratio | 0.45 | |||||
3-Year Dividend Growth Rate | -17.8 | |||||
Forward Dividend Yield % | 6.82 | |||||
5-Year Yield-on-Cost % | 6.82 | |||||
Shareholder Yield % | -14.16 |
Profitability Rank
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Net Margin % | 24.25 | |||||
FCF Margin % | 58.61 | |||||
OCF Margin % | 59.63 | |||||
ROE % | 11.27 | |||||
ROA % | 2.56 | |||||
Years of Profitability over Past 10-Year | 9 |
GF Value Rank
8/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 14.28 | |||||
PE Ratio without NRI | 13.45 | |||||
Shiller PE Ratio | 11.13 | |||||
Price-to-Owner-Earnings | 14.17 | |||||
PS Ratio | 3.46 | |||||
PB Ratio | 1.58 | |||||
Price-to-Tangible-Book | 2.2 | |||||
Price-to-Free-Cash-Flow | 5.89 | |||||
Price-to-Operating-Cash-Flow | 5.8 | |||||
EV-to-Revenue | 7.45 | |||||
EV-to-FCF | 12.99 | |||||
Price-to-GF-Value | 0.76 | |||||
Price-to-Projected-FCF | 0.7 | |||||
Price-to-Graham-Number | 1.15 | |||||
FCF Yield % | 16.89 | |||||
Forward Rate of Return (Yacktman) % | 6.28 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
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Performance
Dividend
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Annualized Return % Â
Total Annual Return % Â
SALAFIN (Groupe BMCE) Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil MAD) | 396.333 | ||
| EPS (TTM) (MAD) | 30.809 | ||
| Beta | - | ||
| 3-Year Sharpe Ratio | -0.18 | ||
| 3-Year Sortino Ratio | -0.25 | ||
| Volatility % | 37.55 | ||
| 14-Day RSI | 36.5 | ||
| 14-Day ATR (MAD) | 8.34194 | ||
| 20-Day SMA (MAD) | 476.385 | ||
| 12-1 Month Momentum % | -24.89 | ||
| 52-Week Range (MAD) | 424.9 - 700 | ||
| Shares Outstanding (Mil) | 3.12 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 7 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
SALAFIN (Groupe BMCE) Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
SALAFIN (Groupe BMCE) Stock Events
| Event | Date | Price (MAD) | ||
|---|---|---|---|---|
| MAD 30.000000 Cash Dividend | 2026-06-04 | 500.00 (+0.00%) | ||
| MAD 14.750000 Cash Dividend | 2025-06-06 | 647.00 (+0.00%) | ||
| MAD 14.750000 Cash Dividend | 2025-06-06 | 647.00 (+0.00%) |
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SALAFIN (Groupe BMCE) Frequently Asked Questions
What is SALAFIN (Groupe BMCE)(CAS:SLF)'s stock price today?
The current price of CAS:SLF is MAD440.00. The 52 week high of CAS:SLF is MAD700.00 and 52 week low is MAD424.90.
When is next earnings date of SALAFIN (Groupe BMCE)(CAS:SLF)?
The next earnings date of SALAFIN (Groupe BMCE)(CAS:SLF) is .
Does SALAFIN (Groupe BMCE)(CAS:SLF) pay dividends? If so, how much?
The Dividend Yield %  of SALAFIN (Groupe BMCE)(CAS:SLF) is 6.82% (As of Today), Highest Dividend Payout Ratio of SALAFIN (Groupe BMCE)(CAS:SLF) was 0.98. The lowest was 0.44. And the median was 0.58. The  Forward Dividend Yield % of SALAFIN (Groupe BMCE)(CAS:SLF) is 6.82%. For more information regarding to dividend, please check our Dividend Page.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
Articles on SALAFIN (Groupe BMCE)
No articles.
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