Business Description
OSB Group PLC
ISIN : GB00BLDRH360
Total Employee Number:
2,483Compare
Compare
Traded in other countries / regions
OSB.UK2UK.GermanyOSBGF.USA IPO Date
2014-06-11Description
OSB Group PLC is a specialist mortgage lender, focused on selected sub-segments of the mortgage market. Its lending business is supported by various funding platforms, including retail savings deposits sourced under two brands: Kent Reliance and Charter Savings Bank (CSB), securitisation platforms, debt issuance, and Bank of England schemes. The Group operates under two segments: OneSavings Bank (OSB) and Charter Court Financial Services (CCFS). The majority of its revenue is generated from the OSB segment, which includes first charge residential mortgages for owner-occupiers, under shared ownership schemes, Buy-to-Let mortgages secured on residential property held for investment purposes by landlords, and commercial mortgages secured on commercial and semi-commercial properties.
Financial Strength
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 1.33 | |||||
Equity-to-Asset | 0.07 | |||||
Debt-to-Equity | 0.87 | |||||
Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
Interest Coverage | N/A |
N/A
|
N/A
| |||
Piotroski F-Score | 5/9 | |||||
Beneish M-Score | -2.5 | |||||
WACC vs ROIC | ||||||
Growth Rank
8/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | 1.4 | |||||
3-Year EPS without NRI Growth Rate | -6.4 | |||||
3-Year FCF Growth Rate | -15.5 | |||||
3-Year Book Growth Rate | 8 | |||||
Future 3-5Y EPS without NRI Growth Rate Estimate Industry Rank | 11.12 | |||||
Future 3-5Y Total Revenue Growth Rate Estimate | 5.76 |
Momentum Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 64.93 | |||||
9-Day RSI | 64.23 | |||||
14-Day RSI | 62.61 | |||||
3-1 Month Momentum % | -8.24 | |||||
6-1 Month Momentum % | -20.31 | |||||
12-1 Month Momentum % | -10.65 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Dividend Yield % | 6.47 | |||||
Dividend Payout Ratio | 0.46 | |||||
3-Year Dividend Growth Rate | 4.6 | |||||
Forward Dividend Yield % | 6.47 | |||||
5-Year Yield-on-Cost % | 6.47 | |||||
3-Year Average Share Buyback Ratio | 6.1 | |||||
Shareholder Yield % | 17.21 |
Profitability Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Net Margin % | 42.77 | |||||
FCF Margin % | 31.54 | |||||
OCF Margin % | 36.47 | |||||
ROE % | 12.79 | |||||
ROA % | 0.94 | |||||
Years of Profitability over Past 10-Year | 10 | |||||
Moat Score | 5 | |||||
Tariff Resilience Score | 7 |
GF Value Rank
7/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 7.48 | |||||
Forward PE Ratio | 6.97 | |||||
PE Ratio without NRI | 7.48 | |||||
Shiller PE Ratio | 7.42 | |||||
Price-to-Owner-Earnings | 41.39 | |||||
PEG Ratio | 0.65 | |||||
PS Ratio | 3.08 | |||||
PB Ratio | 0.85 | |||||
Price-to-Tangible-Book | 0.88 | |||||
Price-to-Free-Cash-Flow | 10.39 | |||||
Price-to-Operating-Cash-Flow | 8.89 | |||||
EV-to-Forward-EBIT | 5.42 | |||||
EV-to-Forward-EBITDA | 4.2 | |||||
EV-to-Revenue | 1.83 | |||||
EV-to-Forward-Revenue | 5.58 | |||||
EV-to-FCF | 5.8 | |||||
Price-to-GF-Value | 1.06 | |||||
Price-to-Projected-FCF | 0.56 | |||||
Price-to-DCF (Earnings Based) | 0.54 | |||||
Price-to-DCF (FCF Based) | 0.89 | |||||
Price-to-Median-PS-Value | 0.87 | |||||
Price-to-Peter-Lynch-Fair-Value | 0.65 | |||||
Price-to-Graham-Number | 0.54 | |||||
FCF Yield % | 11.21 | |||||
Forward Rate of Return (Yacktman) % | 24.34 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
Guru Trades
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Performance
Dividend
Log
Bar
Annualized Return % Â
Total Annual Return % Â
OSB Group PLC Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil £) | 668 | ||
| EPS (TTM) (£) | 0.736 | ||
| Beta | 1.2353 | ||
| 3-Year Sharpe Ratio | 0.16 | ||
| 3-Year Sortino Ratio | 0.23 | ||
| Volatility % | 24.73 | ||
| 14-Day RSI | 62.61 | ||
| 14-Day ATR (£) | 0.112921 | ||
| 20-Day SMA (£) | 5.318 | ||
| 12-1 Month Momentum % | -10.65 | ||
| 52-Week Range (£) | 4.79 - 6.46 | ||
| Shares Outstanding (Mil) | 341.43 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 5 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
OSB Group PLC Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
OSB Group PLC Stock Events
| Event | Date | Price (£) | ||
|---|---|---|---|---|
| Second quarter earnings results for 2026 | 2026-08-06 | In 24 days | ||
| General meeting for 2026 | 2026-05-07 10:00 | 5.18 (-0.48%) | ||
| GBP 0.241000 Cash Dividend | 2026-04-02 | 5.41 (+0.56%) | ||
| Annual report for 2025 | 2026-03-26 | 5.49 (+0.46%) | ||
| Fourth quarter earnings results for 2025 | 2026-03-05 | 5.68 (-0.61%) | ||
| GBP 0.112000 Cash Dividend | 2025-08-28 | 5.55 (-1.07%) | ||
| Second quarter earnings results for 2025 | 2025-08-20 | 5.49 (-0.90%) | ||
| General meeting for 2025 | 2025-05-08 11:00 | 4.79 (-0.33%) | ||
| Annual report for 2024 | 2025-04-02 | 4.33 (-0.37%) | ||
| GBP 0.229000 Cash Dividend | 2025-03-27 | 4.57 (-0.87%) |
Show
Entries
OSB Group PLC Frequently Asked Questions
What is OSB Group PLC(CHIX:OSBl)'s stock price today?
The current price of CHIX:OSBl is £5.46. The 52 week high of CHIX:OSBl is £6.46 and 52 week low is £4.79.
When is next earnings date of OSB Group PLC(CHIX:OSBl)?
The next earnings date of OSB Group PLC(CHIX:OSBl) is 2026-08-06.
Does OSB Group PLC(CHIX:OSBl) pay dividends? If so, how much?
The Dividend Yield %  of OSB Group PLC(CHIX:OSBl) is 6.47% (As of Today), Highest Dividend Payout Ratio of OSB Group PLC(CHIX:OSBl) was 0.49. The lowest was 0.22. And the median was 0.3. The  Forward Dividend Yield % of OSB Group PLC(CHIX:OSBl) is 6.47%. For more information regarding to dividend, please check our Dividend Page.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
Articles on OSB Group PLC
No articles.
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