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3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-07-23), OSB Group's 3-1 Month Momentum % is -6.08%.
The industry rank for OSB Group's 3-1 Month Momentum % or its related term are showing as below:
CHIX:OSBl's 3-1 Month Momentum % is ranked worse than 83.24% of 1569
companies
in the Banks industry
Industry Median: 2.03
vs CHIX:OSBl: -6.08
OSB Group (CHIX:OSBl) 3-1 Month Momentum % Explanation
Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.
The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.
OSB Group 3-1 Month Momentum % Related Terms
CHIX:OSBL vs RKT, FNMA, PFSI: 3-1 Month Momentum % Comparison
For the Mortgage Finance subindustry, OSB Group's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
OSB Group 3-1 Month Momentum % vs Banks Industry
For the Banks industry and Financial Services sector, OSB Group's 3-1 Month Momentum % distribution charts can be found below:
* The bar in red indicates where OSB Group's 3-1 Month Momentum % falls into.
OSB Group (CHIX:OSBl) 3-1 Month Momentum % Calculation
3-1 Month Momentum % is calculated as following:
3-1 Month Momentum %
=
( Price 1-month ago
/
Price 3-month ago
- 1 )
*
100 %
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
OSB Group (CHIX:OSBL) has a 3-1 Month Momentum % of -6.08% as of Jul. 23, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on OSB Group and its competitors. According to the industry distribution chart, OSB Group ranks #1306 out of 1569 companies in the Banks industry, placing it in the top 83.2%.
Is OSB Group's 3-1 Month Momentum % too high?
OSB Group's current 3-1 Month Momentum % is -6.08%. Based on the distribution chart, OSB Group ranks #1306 out of 1569 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, OSB Group has a GF Score™ of 80/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does OSB Group's 3-1 Month Momentum % compare to RKT and FNMA?
According to the Banks industry distribution chart, OSB Group ranks #1306 out of 1569 companies for 3-1 Month Momentum %. This places OSB Group in the lower half of its industry. The industry median 3-1 Month Momentum % is 2.03. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for a Banks company?
The median 3-1 Month Momentum % among Banks companies is 2.03, based on 1,569 companies in the industry. Companies in the top quartile (top 25%) have a 3-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on OSB Group and its competitors. For the Banks industry, the median 3-1 Month Momentum % is 2.03 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. OSB Group's current 3-1 Month Momentum % is -6.08%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is OSB Group stock overvalued right now?
Based on GuruFocus' analysis, OSB Group (CHIX:OSBL) is currently considered Fairly Valued. The stock's GF Value™ is £5.18, compared to a current price of £5.61 — trading 8.2% above its estimated fair value. The current 3-1 Month Momentum % is -6.08%. OSB Group's overall GF Score™ is 80/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For OSB Group (CHIX:OSBL), the current 3-1 Month Momentum % is -6.08% as of Jul. 23, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is OSB Group (CHIX:OSBL) Overvalued in 2026?
Based on GuruFocus' analysis, OSB Group stock appears to be overvalued.
The current stock price of £5.61 is trading 8.2% above its estimated GF Value™ of £5.18.
GuruFocus considers OSB Group to be Fairly Valued.
Key valuation signals for CHIX:OSBL:
3-1 Month Momentum %: -6.08%
GF Value™: £5.18 vs. price of £5.61 (8.2% above fair value)
No single metric tells the full story. See the CHIX:OSBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
OSB Group PLC is a specialist mortgage lender, focused on selected sub-segments of the mortgage market. Its lending business is supported by various funding platforms, including retail savings deposits sourced under two brands: Kent Reliance and Charter Savings Bank (CSB), securitisation platforms, debt issuance, and Bank of England schemes. The Group operates under two segments: OneSavings Bank (OSB) and Charter Court Financial Services (CCFS). The majority of its revenue is generated from the OSB segment, which includes first charge residential mortgages for owner-occupiers, under shared ownership schemes, Buy-to-Let mortgages secured on residential property held for investment purposes by landlords, and commercial mortgages secured on commercial and semi-commercial properties.
80GF Score
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3-1 Month Momentum % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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