Business Description
OSB Group PLC
ISIN : GB00BLDRH360
Total Employee Number:
2,483Compare
Compare
Traded in other countries / regions
OSB.UK2UK.GermanyOSBGF.USA IPO Date
2015-06-12Description
OSB Group PLC is a specialist mortgage lender, focused on selected sub-segments of the mortgage market. Its lending business is supported by various funding platforms, including retail savings deposits sourced under two brands: Kent Reliance and Charter Savings Bank (CSB), securitisation platforms, debt issuance, and Bank of England schemes. The Group operates under two segments: OneSavings Bank (OSB) and Charter Court Financial Services (CCFS). The majority of its revenue is generated from the OSB segment, which includes first charge residential mortgages for owner-occupiers, under shared ownership schemes, Buy-to-Let mortgages secured on residential property held for investment purposes by landlords, and commercial mortgages secured on commercial and semi-commercial properties.
Financial Strength
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 0.52 | |||||
Equity-to-Asset | 0.07 | |||||
Debt-to-Equity | 0.95 | |||||
Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
Interest Coverage | N/A |
N/A
|
N/A
| |||
Piotroski F-Score | 5/9 | |||||
Beneish M-Score | -2.5 | |||||
WACC vs ROIC | ||||||
Growth Rank
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | 1.4 | |||||
3-Year EPS without NRI Growth Rate | -6.4 | |||||
3-Year FCF Growth Rate | -15.5 | |||||
3-Year Book Growth Rate | 8 | |||||
Future 3-5Y EPS without NRI Growth Rate Estimate Industry Rank | 10.67 |
Momentum Rank
1/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 1.55 | |||||
9-Day RSI | 11.47 | |||||
14-Day RSI | 23.53 | |||||
3-1 Month Momentum % | 12.33 | |||||
6-1 Month Momentum % | -7.55 | |||||
12-1 Month Momentum % | -2.99 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Dividend Yield % | 7.07 | |||||
Dividend Payout Ratio | 0.47 | |||||
3-Year Dividend Growth Rate | 4.6 | |||||
Forward Dividend Yield % | 7.07 | |||||
5-Year Yield-on-Cost % | 7.07 | |||||
3-Year Average Share Buyback Ratio | 6.1 | |||||
Shareholder Yield % | 8.88 |
Profitability Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Net Margin % | 41.74 | |||||
FCF Margin % | 6.75 | |||||
OCF Margin % | 11.07 | |||||
ROE % | 12.74 | |||||
ROA % | 0.93 | |||||
Years of Profitability over Past 10-Year | 10 | |||||
Moat Score | 5 | |||||
Tariff Resilience Score | 7 |
GF Value Rank
9/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 6.9 | |||||
Forward PE Ratio | 6.86 | |||||
PE Ratio without NRI | 6.9 | |||||
Shiller PE Ratio | 6.94 | |||||
Price-to-Owner-Earnings | 38.68 | |||||
PEG Ratio | 0.6 | |||||
PS Ratio | 2.75 | |||||
PB Ratio | 0.78 | |||||
Price-to-Tangible-Book | 0.81 | |||||
Price-to-Free-Cash-Flow | 26.66 | |||||
Price-to-Operating-Cash-Flow | 18.78 | |||||
EV-to-Forward-EBIT | 5.42 | |||||
EV-to-Revenue | 4.03 | |||||
EV-to-Forward-Revenue | 5.68 | |||||
EV-to-FCF | 56.38 | |||||
Price-to-GF-Value | 1.03 | |||||
Price-to-Projected-FCF | 0.52 | |||||
Price-to-DCF (Earnings Based) | 0.5 | |||||
Price-to-DCF (FCF Based) | 2.4 | |||||
Price-to-Median-PS-Value | 0.81 | |||||
Price-to-Peter-Lynch-Fair-Value | 0.61 | |||||
Price-to-Graham-Number | 0.5 | |||||
FCF Yield % | 2.81 | |||||
Forward Rate of Return (Yacktman) % | 25.24 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
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Total Annual Return % Â
OSB Group PLC Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil $) | 911.832 | ||
| EPS (TTM) ($) | 0.997 | ||
| Beta | 0.105 | ||
| 3-Year Sharpe Ratio | 0.62 | ||
| 3-Year Sortino Ratio | 1.33 | ||
| Volatility % | 26.32 | ||
| 14-Day RSI | 23.53 | ||
| 14-Day ATR ($) | 0.03564 | ||
| 20-Day SMA ($) | 7.23 | ||
| 12-1 Month Momentum % | -2.99 | ||
| 52-Week Range ($) | 6.65 - 8.08 | ||
| Shares Outstanding (Mil) | 337.74 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 5 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
OSB Group PLC Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
OSB Group PLC Stock Events
| Event | Date | Price ($) | ||
|---|---|---|---|---|
| GBP 0.118000 Cash Dividend | 2026-08-13 | 7.47 (+0.00%) | ||
| Second quarter earnings results for 2026 | 2026-08-06 | 7.47 (+0.00%) | ||
| General meeting for 2026 | 2026-05-07 10:00 | 7.30 (+0.00%) | ||
| GBP 0.241000 Cash Dividend | 2026-04-02 | 7.30 (+0.00%) | ||
| Annual report for 2025 | 2026-03-26 | 7.30 (+0.00%) | ||
| Fourth quarter earnings results for 2025 | 2026-03-05 | 8.08 (+0.00%) | ||
| GBP 0.112000 Cash Dividend | 2025-08-28 | 7.95 (+0.13%) | ||
| Second quarter earnings results for 2025 | 2025-08-20 | 7.70 (+0.00%) | ||
| General meeting for 2025 | 2025-05-08 11:00 | 6.50 (-7.14%) | ||
| Annual report for 2024 | 2025-04-02 | 6.15 (+0.00%) |
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OSB Group PLC Frequently Asked Questions
What is OSB Group PLC(OSBGF)'s stock price today?
The current price of OSBGF is $6.87. The 52 week high of OSBGF is $8.08 and 52 week low is $6.65.
When is next earnings date of OSB Group PLC(OSBGF)?
The next earnings date of OSB Group PLC(OSBGF) is 2027-03-05 Est..
Does OSB Group PLC(OSBGF) pay dividends? If so, how much?
The Dividend Yield %  of OSB Group PLC(OSBGF) is 7.07% (As of Today), Highest Dividend Payout Ratio of OSB Group PLC(OSBGF) was 0.49. The lowest was 0.22. And the median was 0.3. The  Forward Dividend Yield % of OSB Group PLC(OSBGF) is 7.07%. For more information regarding to dividend, please check our Dividend Page.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
Articles on OSB Group PLC
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