What is a stock summary page? Click here for an overview.
Business Description
Temenos AG
ISIN : CH0012453913
Description
Temenos AG is a Switzerland-based provider of software systems for banking and other financial services. Its digital banking offerings include corporate banking, investor servicing, retail banking, Islamic banking, Internet and mobile banking, and micro-banking capabilities. Its other offerings include financial crime analysis, payment processing, risk and compliance, portfolio and fund accounting, customer relationship management, data warehousing, and reporting. The firm has operations in Switzerland, United States of America, Luxembourg, United Kingdom, Canada, Singapore, Australia.
Financial Strength
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | 0.23 | |||||
| Equity-to-Asset | 0.28 | |||||
| Debt-to-Equity | 1.14 | |||||
| Debt-to-EBITDA | 2.05 | |||||
| Interest Coverage | 13.05 | |||||
| Piotroski F-Score | 9/9 | |||||
| Altman Z-Score | 3.06 | |||||
| Beneish M-Score | -3.08 | |||||
| WACC vs ROIC | ||||||
Growth Rank
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | 1.3 | |||||
| 3-Year EBITDA Growth Rate | -3.3 | |||||
| 3-Year FCF Growth Rate | -8.5 | |||||
| 3-Year Book Growth Rate | 9.7 | |||||
| Future 3-5Y Total Revenue Growth Rate Estimate | 4.18 |
Momentum Rank
2/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 5-Day RSI | 19.44 | |||||
| 9-Day RSI | 23.22 | |||||
| 14-Day RSI | 26.52 | |||||
| 3-1 Month Momentum % | 3.26 | |||||
| 6-1 Month Momentum % | 14.38 | |||||
| 12-1 Month Momentum % | 14.75 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Current Ratio | 0.59 | |||||
| Quick Ratio | 0.59 | |||||
| Cash Ratio | 0.16 | |||||
| Days Sales Outstanding | 82.28 | |||||
| Days Payable | 140.83 |
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Dividend Yield % | 2 | |||||
| Dividend Payout Ratio | 0.55 | |||||
| 3-Year Dividend Growth Rate | 8.7 | |||||
| Forward Dividend Yield % | 2.16 | |||||
| 5-Year Yield-on-Cost % | 3.07 | |||||
| 3-Year Average Share Buyback Ratio | 0.4 | |||||
| Shareholder Yield % | 5.82 |
Profitability Rank
7/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Gross Margin % | 65.91 | |||||
| Operating Margin % | 22.19 | |||||
| Net Margin % | 17.02 | |||||
| FCF Margin % | 27.51 | |||||
| ROE % | 27.01 | |||||
| ROA % | 7.64 | |||||
| ROIC % | 8.07 | |||||
| 3-Year ROIIC % | -5.85 | |||||
| ROC (Joel Greenblatt) % | 411.95 | |||||
| ROCE % | 15.65 | |||||
| Years of Profitability over Past 10-Year | 10 |
GF Value Rank
7/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| PE Ratio | 27.67 | |||||
| Forward PE Ratio | 19.72 | |||||
| PE Ratio without NRI | 27.67 | |||||
| Shiller PE Ratio | 30.38 | |||||
| Price-to-Owner-Earnings | 24.82 | |||||
| PS Ratio | 4.72 | |||||
| PB Ratio | 7.43 | |||||
| Price-to-Free-Cash-Flow | 17.11 | |||||
| Price-to-Operating-Cash-Flow | 13.46 | |||||
| EV-to-EBIT | 23.45 | |||||
| EV-to-Forward-EBIT | 22.41 | |||||
| EV-to-EBITDA | 14.89 | |||||
| EV-to-Forward-EBITDA | 18.06 | |||||
| EV-to-Revenue | 5.12 | |||||
| EV-to-Forward-Revenue | 6.87 | |||||
| EV-to-FCF | 18.6 | |||||
| Price-to-GF-Value | 0.88 | |||||
| Price-to-Projected-FCF | 1.41 | |||||
| Price-to-Median-PS-Value | 0.55 | |||||
| Earnings Yield (Greenblatt) % | 4.26 | |||||
| FCF Yield % | 5.97 | |||||
| Forward Rate of Return (Yacktman) % | 1.36 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
Guru Trades
See DetailsInsider Trades
See DetailsPeter Lynch Chart
Performance
Dividend
Log
Bar
Annualized Return % Â
Total Annual Return % Â
Temenos AG Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil CHF) | 919.818 | ||
| EPS (TTM) (CHF) | 2.165 | ||
| Beta | -0.22 | ||
| 3-Year Sharpe Ratio | - | ||
| 3-Year Sortino Ratio | - | ||
| Volatility % | 31.64 | ||
| 14-Day RSI | 26.52 | ||
| 14-Day ATR (CHF) | 2.189057 | ||
| 20-Day SMA (CHF) | 68.38625 | ||
| 12-1 Month Momentum % | 14.75 | ||
| 52-Week Range (CHF) | 52.7 - 81.1 | ||
| Shares Outstanding (Mil) | 70.7 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 9 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Temenos AG Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Temenos AG Stock Events
| Event | Date | Price (CHF) | ||
|---|---|---|---|---|
| No Event Data | ||||
Temenos AG Frequently Asked Questions
What is Temenos AG(CHIX:TEMNz)'s stock price today?
The current price of CHIX:TEMNz is CHF60.08. The 52 week high of CHIX:TEMNz is CHF81.10 and 52 week low is CHF52.70.
When is next earnings date of Temenos AG(CHIX:TEMNz)?
The next earnings date of Temenos AG(CHIX:TEMNz) is .
Does Temenos AG(CHIX:TEMNz) pay dividends? If so, how much?
The Dividend Yield %  of Temenos AG(CHIX:TEMNz) is 2% (As of Today), Highest Dividend Payout Ratio of Temenos AG(CHIX:TEMNz) was 0.55. The lowest was 0.22. And the median was 0.25. The  Forward Dividend Yield % of Temenos AG(CHIX:TEMNz) is 2.16%. For more information regarding to dividend, please check our Dividend Page.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
Survey
We'd love to learn more about your experiences on GuruFocus.com and how we can improve!
Take Survey
Follow Us
Disclaimers