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Chime FinancialCHYM +1.01%12 Forward PE Ratio is 37.33 as of Sep. 11, 2026. GuruFocus rates CHYM with a GF Score™ of 12/100. The stock has 6 warning signs investors should review. Among 1,185 Software companies, Chime Financial ranks worse than 81.69% on this metric.
Chime Financial (NAS:CHYM) Forward PE Ratio Explanation
The Forward PE Ratio of a company is often used to compare current earnings to estimated future earnings, as well as gaining a clearer picture of what earnings will look like without charges and other accounting adjustments. If earnings are expected to grow in the future, the Forward PE Ratio will be lower than the current PE Ratio. This measure is also used to compare one company to another with a forward-looking focus.
Trailing PE Ratio relies on what is already done. It uses the current share price and divides by the total EPS (Basic) over the past 12 months. PE Ratio can be affected by Non Operating Income such as the sale of part of businesses. This may increase for the current year or quarter dramatically. But it cannot be repeated over and over. Therefore PE Ratio without NRI is a more accurate indication of valuation than PE Ratio .
Chime Financial Forward PE Ratio Related Terms
Chime Financial Forward PE Ratio Historical Data
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The historical data trend for Chime Financial's Forward PE Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Chime Financial Forward PE Ratio Chart
Chime Financial Annual Data
Trend
2025-12
Forward PE Ratio
557.23
Chime Financial Quarterly Data
2025-09
2025-12
2026-03
2026-06
Forward PE Ratio
64.36
557.23
116.37
62.52
CHYM vs DOCU, FROG, HUBS: Forward PE Ratio Comparison
For the Software - Application subindustry, Chime Financial's Forward PE Ratio, along with its competitors' market caps and Forward PE Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Chime Financial Forward PE Ratio vs Software Industry
For the Software industry and Technology sector, Chime Financial's Forward PE Ratio distribution charts can be found below:
* The bar in red indicates where Chime Financial's Forward PE Ratio falls into.
It's a measure of the price-to-earnings ratio (PE Ratio) using forecasted earnings for the calculation. While the earnings used are just an estimate and are not as reliable as current earnings data, there is still benefit in estimated P/E analysis. The forecasted earnings used in the formula can either be for the next 12 months or for the next full-year fiscal period.
Chime Financial (CHYM) has a Forward PE Ratio of 37.33 as of Sep. 11, 2026. Forward P/E ratio is the share price dividend by the expected per-share earnings in the next 12 months. View historical data on Chime Financial and its competitors. According to the industry distribution chart, Chime Financial ranks #968 out of 1185 companies in the Software industry, placing it in the top 81.7%.
Is Chime Financial's Forward PE Ratio too high?
Chime Financial's current Forward PE Ratio is 37.33. The Software industry median Forward PE Ratio is 16.77. Chime Financial's value of 37.33 is 122.6% above this industry median. Based on the distribution chart, Chime Financial ranks #968 out of 1185 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Chime Financial has a GF Score™ of 12/100, reflecting its overall financial health beyond just this single metric.
How does Chime Financial's Forward PE Ratio compare to DOCU and FROG?
According to the Software industry distribution chart, Chime Financial ranks #968 out of 1185 companies for Forward PE Ratio. This places Chime Financial in the lower half of its industry. The industry median Forward PE Ratio is 16.77. Chime Financial's value of 37.33 is 122.6% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Forward PE Ratio for a Software company?
The median Forward PE Ratio among Software companies is 16.77, based on 1,185 companies in the industry. Companies in the top quartile (top 25%) have a Forward PE Ratio significantly above this median, while those in the bottom quartile fall well below. However, Forward PE Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Chime Financial's current Forward PE Ratio of 37.33 is 122.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Forward PE Ratio mean?
A high Forward PE Ratio can signal that a stock is expensive relative to its fundamentals. Forward P/E ratio is the share price dividend by the expected per-share earnings in the next 12 months. View historical data on Chime Financial and its competitors. For the Software industry, the median Forward PE Ratio is 16.77 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Chime Financial's current Forward PE Ratio is 37.33. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Chime Financial stock overvalued right now?
Chime Financial (CHYM) has a current Forward PE Ratio of 37.33. The current Forward PE Ratio is 37.33 and 122.6% above the Software industry median of 16.77. Chime Financial's overall GF Score™ is 12/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Forward PE Ratio calculated?
Forward PE Ratio is calculated from a company's financial statements. For Chime Financial (CHYM), the current Forward PE Ratio is 37.33 as of Sep. 11, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Chime Financial Inc is a financial technology company that provides digital banking services through its proprietary technology platform in partnership with third-party banks. The company offers various financial products and services designed to meet members' financial needs, including spending accounts, liquidity solutions, credit-building tools, savings products, and community-focused financial services.
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Forward PE Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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