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Chime FinancialCHYM +1.01%12 3-1 Month Momentum % is 87.65% as of Sep. 11, 2026. GuruFocus rates CHYM with a GF Score™ of 12/100. The stock has 6 warning signs investors should review. Among 2,820 Software companies, Chime Financial ranks better than 98.83% on this metric.
3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-09-11), Chime Financial's 3-1 Month Momentum % is 87.65%.
The industry rank for Chime Financial's 3-1 Month Momentum % or its related term are showing as below:
CHYM's 3-1 Month Momentum % is ranked better than 98.83% of 2820
companies
in the Software industry
Industry Median: 0.415
vs CHYM: 87.65
Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.
The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.
Chime Financial 3-1 Month Momentum % Related Terms
CHYM vs DOCU, FROG, HUBS: 3-1 Month Momentum % Comparison
For the Software - Application subindustry, Chime Financial's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Chime Financial 3-1 Month Momentum % vs Software Industry
For the Software industry and Technology sector, Chime Financial's 3-1 Month Momentum % distribution charts can be found below:
* The bar in red indicates where Chime Financial's 3-1 Month Momentum % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Chime Financial (CHYM) has a 3-1 Month Momentum % of 87.65% as of Sep. 11, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Chime Financial and its competitors. According to the industry distribution chart, Chime Financial ranks #33 out of 2820 companies in the Software industry, placing it in the top 1.2%.
Is Chime Financial's 3-1 Month Momentum % too high?
Chime Financial's current 3-1 Month Momentum % is 87.65%. The Software industry median 3-1 Month Momentum % is 0.42. Chime Financial's value of 87.65% is 21020.5% above this industry median. Based on the distribution chart, Chime Financial ranks #33 out of 2820 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, Chime Financial has a GF Score™ of 12/100, reflecting its overall financial health beyond just this single metric.
How does Chime Financial's 3-1 Month Momentum % compare to DOCU and FROG?
According to the Software industry distribution chart, Chime Financial ranks #33 out of 2820 companies for 3-1 Month Momentum %. This places Chime Financial in the top 1% of its industry — outperforming the majority of peers. The industry median 3-1 Month Momentum % is 0.42. Chime Financial's value of 87.65% is 21020.5% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for a Software company?
The median 3-1 Month Momentum % among Software companies is 0.42, based on 2,820 companies in the industry. Companies in the top quartile (top 25%) have a 3-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Chime Financial's current 3-1 Month Momentum % of 87.65% is 21020.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Chime Financial and its competitors. For the Software industry, the median 3-1 Month Momentum % is 0.42 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Chime Financial's current 3-1 Month Momentum % is 87.65%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Chime Financial stock overvalued right now?
Chime Financial (CHYM) has a current 3-1 Month Momentum % of 87.65%. The current 3-1 Month Momentum % is 87.65% and 21020.5% above the Software industry median of 0.42. Chime Financial's overall GF Score™ is 12/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For Chime Financial (CHYM), the current 3-1 Month Momentum % is 87.65% as of Sep. 11, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Chime Financial Inc is a financial technology company that provides digital banking services through its proprietary technology platform in partnership with third-party banks. The company offers various financial products and services designed to meet members' financial needs, including spending accounts, liquidity solutions, credit-building tools, savings products, and community-focused financial services.
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