Cincinnati FinancialCINF +1.49%71 Dividend Yield % is 2.03% as of Jun. 24, 2026, which is 19% below its 10-year median of 2.52. GuruFocus rates CINF with a GF Score™ of 71/100 and a GF Value™ of $164.42 (Fairly Valued). The stock has 5 warning signs investors should review. Among 424 Insurance companies, Cincinnati Financial ranks worse than 74.06% on this metric.
As of today (2026-06-24), the Trailing Annual Dividend Yield of Cincinnati Financial is 2.03%.
Warning Sign:
Cincinnati Financial Corp stock Dividend Yield % is close to 10-year low.
The historical rank and industry rank for Cincinnati Financial's Dividend Yield % or its related term are showing as below:
CINF'
s Dividend Yield % Range Over the Past 10 Years
Min: 1.84 Med: 2.52 Max: 4.63
Current: 2.03
During the past 13 years, the highest Dividend Yield of Cincinnati Financial was 4.63%. The lowest was 1.84%. And the median was 2.52%.
CINF's Dividend Yield % is ranked worse than 74.06% of 424
companies
in the Insurance industry
Industry Median: 3.28
vs CINF: 2.03
During the past 12 months, Cincinnati Financial's average Dividends Per Share Growth Rate was 7.60% per year.
During the past 3 years, the average Dividends Per Share Growth Rate was 8.00% per year.
During the past 5 years, the average Dividends Per Share Growth Rate was 8.00% per year.
During the past 10 years, the average Dividends Per Share Growth Rate was 6.70% per year.
During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Cincinnati Financial was 19.60% per year. The lowest was 1.00% per year. And the median was 9.40% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
Over the long term, the return from dividends has been a significant contributor to the total returns produced by equity securities. Studies by Elroy Dimson, Paul Marsh, and Mike Staunton of Princeton University (2002) found that a market-oriented portfolio, which included reinvested dividends, would have generated nearly 85 times the wealth generated by the same portfolio relying solely on capital gains.
Dividends may also qualify a lower tax rate for investors.
In dividends investing, Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
Cincinnati Financial Dividend Yield % Related Terms
Cincinnati Financial Dividend Yield % Historical Data
* Premium members only.
The historical data trend for Cincinnati Financial's Dividend Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Property & Casualty subindustry, Cincinnati Financial's Dividend Yield %, along with its competitors' market caps and Dividend Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Cincinnati Financial Dividend Yield % vs Insurance Industry
For the Insurance industry and Financial Services sector, Cincinnati Financial's Dividend Yield % distribution charts can be found below:
* The bar in red indicates where Cincinnati Financial's Dividend Yield % falls into.
Dividend Yield measures how much a company pays out in dividends each year relative to its share price.
Cincinnati Financial Recent Full-Year* Dividend History
Amount
Ex-date
Record Date
Pay Date
Type
Frequency
Forex Rate
USD 0.940000
2026-06-23
2026-06-23
2026-07-15
Cash Dividend
quarterly
USD:USD 1.000000
USD 0.940000
2026-03-24
2026-03-24
2026-04-15
Cash Dividend
quarterly
USD:USD 1.000000
USD 0.870000
2025-12-22
2025-12-22
2026-01-15
Cash Dividend
quarterly
USD:USD 1.000000
USD 0.870000
2025-09-22
2025-09-22
2025-10-15
Cash Dividend
quarterly
USD:USD 1.000000
* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.
Cincinnati Financial's Trailing Annual Dividend Yield (%) for Today is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Cincinnati Financial (CINF) has a Dividend Yield % of 2.03% as of Jun. 24, 2026. Dividend yield is the ratio of company dividends to the share price. View historical data on Cincinnati Financial and its competitors. This is 19% below median its historical median of 2.52. Over the past decade, Cincinnati Financial's Dividend Yield % has ranged from 1.84 to 4.63. According to the industry distribution chart, Cincinnati Financial ranks #314 out of 424 companies in the Insurance industry, placing it in the top 74.1%.
Is Cincinnati Financial's Dividend Yield % too high?
Cincinnati Financial's current Dividend Yield % of 2.03% is 19% below median its 10-year median of 2.52. Over the past 10 years, this metric has ranged from a low of 1.84 to a high of 4.63. The Insurance industry median Dividend Yield % is 3.28. Cincinnati Financial's value of 2.03% is 38.1% below this industry median. Based on the distribution chart, Cincinnati Financial ranks #314 out of 424 companies in the Insurance industry, which is below the industry midpoint. Overall, Cincinnati Financial has a GF Score™ of 71/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Cincinnati Financial's Dividend Yield % compare to WRB and MKL?
According to the Insurance industry distribution chart, Cincinnati Financial ranks #314 out of 424 companies for Dividend Yield %. This places Cincinnati Financial in the lower half of its industry. The industry median Dividend Yield % is 3.28. Cincinnati Financial's value of 2.03% is 38.1% below this benchmark. Historically, Cincinnati Financial's own Dividend Yield % has ranged from 1.84 to 4.63 over the past decade. While the company's 10-year median is 2.52 vs. the industry median of 3.28, Cincinnati Financial has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Yield % for an Insurance company?
The median Dividend Yield % among Insurance companies is 3.28, based on 424 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Yield % significantly above this median, while those in the bottom quartile fall well below. However, Dividend Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Cincinnati Financial's current Dividend Yield % of 2.03% is 38.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Yield % mean?
A high Dividend Yield % can signal that a stock is expensive relative to its fundamentals. Dividend yield is the ratio of company dividends to the share price. View historical data on Cincinnati Financial and its competitors. For the Insurance industry, the median Dividend Yield % is 3.28 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Cincinnati Financial's current Dividend Yield % is 2.03%, which is 19% below median its own 10-year median of 2.52. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cincinnati Financial stock overvalued right now?
Based on GuruFocus' analysis, Cincinnati Financial (CINF) is currently considered Fairly Valued. The stock's GF Value™ is $164.42, compared to a current price of $178.43 — trading 8.5% above its estimated fair value. The current Dividend Yield % is 2.03%, which is 19% below median its 10-year median of 2.52 and 38.1% below the Insurance industry median of 3.28. Cincinnati Financial's overall GF Score™ is 71/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Yield % calculated?
Dividend Yield % is calculated from a company's financial statements. For Cincinnati Financial (CINF), the current Dividend Yield % is 2.03% as of Jun. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Cincinnati Financial (CINF) Overvalued in 2026?
Based on GuruFocus' analysis, Cincinnati Financial stock appears to be overvalued.
The current stock price of $178.43 is trading 8.5% above its estimated GF Value™ of $164.42.
GuruFocus considers Cincinnati Financial to be Fairly Valued.
Key valuation signals for CINF:
Dividend Yield %: 2.03% (19% below median its 10-year median of 2.52)
GF Value™: $164.42 vs. price of $178.43 (8.5% above fair value)
Industry Position: 38.1% below the Insurance median (#314 of 424)
No single metric tells the full story. See the CINF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Cincinnati Financial Corp is a property and casualty insurance company that generates income through written premiums. A select group of independent agencies actively markets the company's business, home, and automotive insurance within their communities. These agents offer the company's personal lines as well as its standard market, excess, and surplus commercial line policies in many regions in the United States. Cincinnati Financial also offers leasing and financing services. The company operates in segments: Commercial lines insurance, Personal lines insurance, Excess and surplus lines insurance, Life insurance, and Investments. The vast majority of the company's revenue is generated through commercial lines, followed by personal lines.
71GF Score
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