Cincinnati FinancialCINF +0.52%69 Shareholder Yield % is 3.14% as of Mar. 2026, which is 3% below its 10-year median of 3.23. GuruFocus rates CINF with a GF Score™ of 69/100 and a GF Value™ of $164.46 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 495 Insurance companies, Cincinnati Financial ranks better than 53.13% on this metric.
Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. It is a measure of shareholder return.
As of today, Cincinnati Financial's Shareholder Yield % was 3.14%.
Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. The term was coined by William W. Priest of Epoch Investment Partners in a paper in 2005 entitled The Case for Shareholder Yield as a Dominant Driver of Future Equity Returns. William Priest indicated that "shareholder yield is a term that we came up with to reflect the various ways dividends can be paid to owners of a business in a publicly-traded company."
Dividend Yield % shows how much a company pays out in dividends each year relative to its stock price, which is most obvious form of shareholder return.
Buyback Yield % is the net repurchase of shares outstanding over the market capital of the company. Shares repurchases also increase shareholder value by returning the money back to shareholders.
Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced.
Cincinnati Financial Shareholder Yield % Related Terms
Cincinnati Financial Shareholder Yield % Historical Data
* Premium members only.
The historical data trend for Cincinnati Financial's Shareholder Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CINF vs WRB, MKL, L: Shareholder Yield % Comparison
For the Insurance - Property & Casualty subindustry, Cincinnati Financial's Shareholder Yield %, along with its competitors' market caps and Shareholder Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Cincinnati Financial Shareholder Yield % vs Insurance Industry
For the Insurance industry and Financial Services sector, Cincinnati Financial's Shareholder Yield % distribution charts can be found below:
* The bar in red indicates where Cincinnati Financial's Shareholder Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Shareholder Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.
Cincinnati Financial (CINF) has a Shareholder Yield % of 3.14% as of Mar. 2026. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on Cincinnati Financial and its competitors. This is near median its historical median of 3.23. Over the past decade, Cincinnati Financial's Shareholder Yield % has ranged from 1.81 to 6.68. According to the industry distribution chart, Cincinnati Financial ranks #232 out of 495 companies in the Insurance industry, placing it in the top 46.9%.
Is Cincinnati Financial's Shareholder Yield % too high?
Cincinnati Financial's current Shareholder Yield % of 3.14% is near median its 10-year median of 3.23. Over the past 10 years, this metric has ranged from a low of 1.81 to a high of 6.68. The Insurance industry median Shareholder Yield % is 2.70. Cincinnati Financial's value of 3.14% is 16.3% above this industry median. Based on the distribution chart, Cincinnati Financial ranks #232 out of 495 companies in the Insurance industry, which is above the industry midpoint. Overall, Cincinnati Financial has a GF Score™ of 69/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Cincinnati Financial's Shareholder Yield % compare to WRB and MKL?
According to the Insurance industry distribution chart, Cincinnati Financial ranks #232 out of 495 companies for Shareholder Yield %. This puts Cincinnati Financial in the upper half of its industry. The industry median Shareholder Yield % is 2.70. Cincinnati Financial's value of 3.14% is 16.3% above this benchmark. Historically, Cincinnati Financial's own Shareholder Yield % has ranged from 1.81 to 6.68 over the past decade. While the company's 10-year median is 3.23 vs. the industry median of 2.70, Cincinnati Financial has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shareholder Yield % for an Insurance company?
The median Shareholder Yield % among Insurance companies is 2.70, based on 495 companies in the industry. Companies in the top quartile (top 25%) have a Shareholder Yield % significantly above this median, while those in the bottom quartile fall well below. However, Shareholder Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Cincinnati Financial's current Shareholder Yield % of 3.14% is 16.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shareholder Yield % mean?
A high Shareholder Yield % can signal that a stock is expensive relative to its fundamentals. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on Cincinnati Financial and its competitors. For the Insurance industry, the median Shareholder Yield % is 2.70 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Cincinnati Financial's current Shareholder Yield % is 3.14%, which is near median its own 10-year median of 3.23. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cincinnati Financial stock overvalued right now?
Based on GuruFocus' analysis, Cincinnati Financial (CINF) is currently considered Modestly Overvalued. The stock's GF Value™ is $164.46, compared to a current price of $187.13 — trading 13.8% above its estimated fair value. The current Shareholder Yield % is 3.14%, which is near median its 10-year median of 3.23 and 16.3% above the Insurance industry median of 2.70. Cincinnati Financial's overall GF Score™ is 69/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shareholder Yield % calculated?
Shareholder Yield % is calculated from a company's financial statements. For Cincinnati Financial (CINF), the current Shareholder Yield % is 3.14% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Cincinnati Financial (CINF) Overvalued in 2026?
Based on GuruFocus' analysis, Cincinnati Financial stock appears to be overvalued.
The current stock price of $187.13 is trading 13.8% above its estimated GF Value™ of $164.46.
GuruFocus considers Cincinnati Financial to be Modestly Overvalued.
Key valuation signals for CINF:
Shareholder Yield %: 3.14% (near median its 10-year median of 3.23)
GF Value™: $164.46 vs. price of $187.13 (13.8% above fair value)
Industry Position: 16.3% above the Insurance median (#232 of 495)
No single metric tells the full story. See the CINF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Cincinnati Financial Corp is a property and casualty insurance company that generates income through written premiums. A select group of independent agencies actively markets the company's business, home, and automotive insurance within their communities. These agents offer the company's personal lines as well as its standard market, excess, and surplus commercial line policies in many regions in the United States. Cincinnati Financial also offers leasing and financing services. The company operates in segments: Commercial lines insurance, Personal lines insurance, Excess and surplus lines insurance, Life insurance, and Investments. The vast majority of the company's revenue is generated through commercial lines, followed by personal lines.
69GF Score
Get the complete analysis for CINF
Shareholder Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
CINF has been successfully added to your 
