CMHF (Community Heritage Financial) Market Cap: $123.17 Mil (As of Aug. 02, 2026)

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CMHF Community Heritage Financial Inc CMHF
52 GF Score
Price $42.00
GF Value $27.62
Valuation Significantly Overvalued
! 7 Warning Signs
View Full Analysis

What is Community Heritage Financial Market Cap?

Community Heritage Financial CMHF 52 Market Cap is $123.17 Mil as of Aug. 02, 2026. GuruFocus rates CMHF with a GF Score™ of 52/100 and a GF Value™ of $27.62 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,543 Banks companies, Community Heritage Financial ranks worse than 77.51% on this metric.

Market cap is the total market value to buy the whole company. It is equal to the share price times the number of Shares Outstanding (EOP). Community Heritage Financial's share price for the quarter that ended in Dec. 2025 was $26.9. Community Heritage Financial's Shares Outstanding (EOP) for the quarter that ended in Dec. 2025 was 2.93 Mil. Therefore, Community Heritage Financial's market cap for the quarter that ended in Dec. 2025 was $78.90 Mil.

Community Heritage Financial's quarterly market cap increased from Dec. 2023 ($48.78 Mil) to Dec. 2024 ($70.08 Mil) and increased from Dec. 2024 ($70.08 Mil) to Dec. 2025 ($78.90 Mil).

Community Heritage Financial's annual market cap increased from Dec. 2023 ($48.78 Mil) to Dec. 2024 ($70.08 Mil) and increased from Dec. 2024 ($70.08 Mil) to Dec. 2025 ($78.90 Mil).

Enterprise Value is the theoretical takeover price. It is more comprehensive than market capitalization (market cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash and cash equivalents. Community Heritage Financial's Enterprise Value for Today is $142.61 Mil.


Community Heritage Financial  (OTCPK:CMHF) Market Cap Explanation

Market cap is not the real price you pay for a company. If you buy the company and become its owner, you become the owner of the cash the company has, and you also assume the company’s debt. The real price you pay is the Enterprise Value.

Warren Buffett uses the ratio of total market cap of all public traded companies over GDP to measure if the market is expensive. As of April 2012, the US total market cap is about $14.7 trillion, while the US GDP is about $15 trillion. The market was modestly overvalued.


Community Heritage Financial Market Cap Related Terms


Community Heritage Financial Market Cap Historical Data

* Premium members only.

The historical data trend for Community Heritage Financial's Market Cap can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Community Heritage Financial Market Cap Chart

Community Heritage Financial Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Market Cap
Get a 7-Day Free Trial 54.70 57.77 48.78 70.08 78.90

Community Heritage Financial Semi-Annual Data
Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Market Cap Get a 7-Day Free Trial 54.70 57.77 48.78 70.08 78.90

CMHF vs HYNE, BOTJ, FMBN: Market Cap Comparison

For the Banks - Regional subindustry, Community Heritage Financial's Market Cap, along with its competitors' market caps and Market Cap data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Community Heritage Financial Market Cap vs Banks Industry

For the Banks industry and Financial Services sector, Community Heritage Financial's Market Cap distribution charts can be found below:

* The bar in red indicates where Community Heritage Financial's Market Cap falls into.


CMHF
52GF Score
Community Heritage Financial Inc CMHF
Market Cap is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Community Heritage Financial Market Cap Calculation

Market cap is the short version of market capitalization. It is the total market value to buy the whole company. It is equal to the share price times the number of shares outstanding.

Community Heritage Financial's Market Cap for the fiscal year that ended in Dec. 2025 is calculated as

Market Cap (A: Dec. 2025 )=Share Price (A: Dec. 2025 )*Shares Outstanding (EOP) (A: Dec. 2025 )
=$26.9*2.933
=$78.90

Community Heritage Financial's Market Cap for the quarter that ended in Dec. 2025 is calculated as

Market Cap (Q: Dec. 2025 )=Share Price (Q: Dec. 2025 )*Shares Outstanding (EOP) (Q: Dec. 2025 )
=$26.9*2.933
=$78.90

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Market Cap →
What does a Market Cap of $123.17 Mil mean?
Community Heritage Financial (CMHF) has a Market Cap of $123.17 Mil as of Aug. 02, 2026. Market cap equals the total value of a company's shares: price times shares outstanding. View historical data on Community Heritage Financial and its competitors. According to the industry distribution chart, Community Heritage Financial ranks #1196 out of 1543 companies in the Banks industry, placing it in the top 77.5%.
Is Community Heritage Financial's Market Cap too high?
Community Heritage Financial's current Market Cap is $123.17 Mil. The Banks industry median Market Cap is 729.46. Community Heritage Financial's value of $123.17 Mil is 83.1% below this industry median. Based on the distribution chart, Community Heritage Financial ranks #1196 out of 1543 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Community Heritage Financial has a GF Score™ of 52/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Community Heritage Financial's Market Cap compare to HYNE and BOTJ?
According to the Banks industry distribution chart, Community Heritage Financial ranks #1196 out of 1543 companies for Market Cap. This places Community Heritage Financial in the lower half of its industry. The industry median Market Cap is 729.46. Community Heritage Financial's value of $123.17 Mil is 83.1% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Market Cap for a Banks company?
The median Market Cap among Banks companies is 729.46, based on 1,543 companies in the industry. Companies in the top quartile (top 25%) have a Market Cap significantly above this median, while those in the bottom quartile fall well below. However, Market Cap should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Community Heritage Financial's current Market Cap of $123.17 Mil is 83.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Market Cap mean?
A high Market Cap can signal that a stock is expensive relative to its fundamentals. Market cap equals the total value of a company's shares: price times shares outstanding. View historical data on Community Heritage Financial and its competitors. For the Banks industry, the median Market Cap is 729.46 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Community Heritage Financial's current Market Cap is $123.17 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Community Heritage Financial stock overvalued right now?
Based on GuruFocus' analysis, Community Heritage Financial (CMHF) is currently considered Significantly Overvalued. The stock's GF Value™ is $27.62, compared to a current price of $42.00 — trading 52.1% above its estimated fair value. The current Market Cap is $123.17 Mil and 83.1% below the Banks industry median of 729.46. Community Heritage Financial's overall GF Score™ is 52/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Market Cap calculated?
Market Cap is calculated from a company's financial statements. For Community Heritage Financial (CMHF), the current Market Cap is $123.17 Mil as of Aug. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Community Heritage Financial (CMHF) Overvalued in 2026?

Based on GuruFocus' analysis, Community Heritage Financial stock appears to be overvalued. The current stock price of $42.00 is trading 52.1% above its estimated GF Value™ of $27.62. GuruFocus considers Community Heritage Financial to be Significantly Overvalued.

Key valuation signals for CMHF:

  • Market Cap: $123.17 Mil
  • GF Value™: $27.62 vs. price of $42.00 (52.1% above fair value)
  • GF Score™: 52/100 with 7 warning signs
  • Industry Position: 83.1% below the Banks median (#1196 of 1543)

No single metric tells the full story. See the CMHF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Community Heritage Financial Business Description

Address 24 West Main Street, P.O. Box 75, Middletown, MD, USA, 21769
Community Heritage Financial Inc is an independent and community-oriented financial institution offering a full range of retail and commercial banking services to individuals and businesses in its market area. Its deposit products are demand, savings, and time deposits, and its lending products are real estate mortgages, commercial business loans and installment loans. In addition to retail and commercial banking services offered to individuals and businesses, common to community-oriented financial institutions, the company operates a mortgage banking business segment. The mortgage banking segment engages in the origination of residential mortgages for sale into the secondary market, unlike the company's other deposit and loan activities, which are conducted for Investment purposes.
52GF Score

Get the complete analysis for CMHF

Market Cap is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$42.00
Price
$27.62
GF Value