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3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-09-01), Community Heritage Financial's 3-1 Month Momentum % is 21.74%.
The industry rank for Community Heritage Financial's 3-1 Month Momentum % or its related term are showing as below:
CMHF's 3-1 Month Momentum % is ranked better than 93.55% of 1581
companies
in the Banks industry
Industry Median: 5.07
vs CMHF: 21.74
Community Heritage Financial (OTCPK:CMHF) 3-1 Month Momentum % Explanation
Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.
The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.
Community Heritage Financial 3-1 Month Momentum % Related Terms
CMHF vs BLHK, MPCB, PNBK: 3-1 Month Momentum % Comparison
For the Banks - Regional subindustry, Community Heritage Financial's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Community Heritage Financial 3-1 Month Momentum % vs Banks Industry
For the Banks industry and Financial Services sector, Community Heritage Financial's 3-1 Month Momentum % distribution charts can be found below:
* The bar in red indicates where Community Heritage Financial's 3-1 Month Momentum % falls into.
Community Heritage Financial (OTCPK:CMHF) 3-1 Month Momentum % Calculation
3-1 Month Momentum % is calculated as following:
3-1 Month Momentum %
=
( Price 1-month ago
/
Price 3-month ago
- 1 )
*
100 %
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Community Heritage Financial (CMHF) has a 3-1 Month Momentum % of 21.74% as of Sep. 01, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Community Heritage Financial and its competitors. According to the industry distribution chart, Community Heritage Financial ranks #102 out of 1581 companies in the Banks industry, placing it in the top 6.5%.
Is Community Heritage Financial's 3-1 Month Momentum % too high?
Community Heritage Financial's current 3-1 Month Momentum % is 21.74%. The Banks industry median 3-1 Month Momentum % is 5.07. Community Heritage Financial's value of 21.74% is 328.8% above this industry median. Based on the distribution chart, Community Heritage Financial ranks #102 out of 1581 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Community Heritage Financial has a GF Score™ of 47/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Community Heritage Financial's 3-1 Month Momentum % compare to BLHK and MPCB?
According to the Banks industry distribution chart, Community Heritage Financial ranks #102 out of 1581 companies for 3-1 Month Momentum %. This places Community Heritage Financial in the top 7% of its industry — outperforming the majority of peers. The industry median 3-1 Month Momentum % is 5.07. Community Heritage Financial's value of 21.74% is 328.8% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for a Banks company?
The median 3-1 Month Momentum % among Banks companies is 5.07, based on 1,581 companies in the industry. Companies in the top quartile (top 25%) have a 3-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Community Heritage Financial's current 3-1 Month Momentum % of 21.74% is 328.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Community Heritage Financial and its competitors. For the Banks industry, the median 3-1 Month Momentum % is 5.07 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Community Heritage Financial's current 3-1 Month Momentum % is 21.74%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Community Heritage Financial stock overvalued right now?
Based on GuruFocus' analysis, Community Heritage Financial (CMHF) is currently considered Significantly Overvalued. The stock's GF Value™ is $27.65, compared to a current price of $41.25 — trading 49.2% above its estimated fair value. The current 3-1 Month Momentum % is 21.74% and 328.8% above the Banks industry median of 5.07. Community Heritage Financial's overall GF Score™ is 47/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For Community Heritage Financial (CMHF), the current 3-1 Month Momentum % is 21.74% as of Sep. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Community Heritage Financial (CMHF) Overvalued in 2026?
Based on GuruFocus' analysis, Community Heritage Financial stock appears to be overvalued.
The current stock price of $41.25 is trading 49.2% above its estimated GF Value™ of $27.65.
GuruFocus considers Community Heritage Financial to be Significantly Overvalued.
Key valuation signals for CMHF:
3-1 Month Momentum %: 21.74%
GF Value™: $27.65 vs. price of $41.25 (49.2% above fair value)
Industry Position: 328.8% above the Banks median (#102 of 1581)
No single metric tells the full story. See the CMHF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Community Heritage Financial Inc is an independent and community-oriented financial institution offering a full range of retail and commercial banking services to individuals and businesses in its market area. Its deposit products are demand, savings, and time deposits, and its lending products are real estate mortgages, commercial business loans and installment loans. In addition to retail and commercial banking services offered to individuals and businesses, common to community-oriented financial institutions, the company operates a mortgage banking business segment. The mortgage banking segment engages in the origination of residential mortgages for sale into the secondary market, unlike the company's other deposit and loan activities, which are conducted for Investment purposes.
47GF Score
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