Business Description
The Commercial Bank (Q.S.C.)
ISIN : QA0007227752
Total Employee Number:
2,233Description
The Commercial Bank (Q.S.C.) is engaged in conventional banking, brokerage services and the credit card business and operates through its head office, branches and subsidiaries. It provides wholesale and retail banking services across the Middle East. The company operates across four main business segments: 1. Wholesale Banking, 2. Retail Banking, 3. International, 4. Unallocated, Intra - group transactions and others. The company derives the majority of its revenue from the Wholesale Banking, which provides funded and non-funded credit facilities, deposit services, currency exchange, derivative trading, loan syndication, and structured financing to corporate and multinational clients. It also manages money market funds and a proprietary investment portfolio.
Financial Strength
1/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 0.74 | |||||
Equity-to-Asset | 0.14 | |||||
Debt-to-Equity | 1.61 | |||||
Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
Interest Coverage | N/A |
N/A
|
N/A
| |||
Piotroski F-Score | 5/9 | |||||
Beneish M-Score | -2.63 | |||||
WACC vs ROIC | ||||||
Growth Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | -2.7 | |||||
3-Year EPS without NRI Growth Rate | -8.8 | |||||
3-Year FCF Growth Rate | 25.4 | |||||
3-Year Book Growth Rate | 3.4 | |||||
Future 3-5Y EPS without NRI Growth Rate Estimate Industry Rank | 7.13 | |||||
Future 3-5Y Total Revenue Growth Rate Estimate | 4.75 |
Momentum Rank
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 41.92 | |||||
9-Day RSI | 37.41 | |||||
14-Day RSI | 39.15 | |||||
3-1 Month Momentum % | -4.11 | |||||
6-1 Month Momentum % | -7.48 | |||||
12-1 Month Momentum % | -8.01 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Dividend Yield % | 7.43 | |||||
Dividend Payout Ratio | 0.59 | |||||
3-Year Dividend Growth Rate | 23.3 | |||||
Forward Dividend Yield % | 7.43 | |||||
5-Year Yield-on-Cost % | 15.67 | |||||
Shareholder Yield % | -25.36 |
Profitability Rank
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Net Margin % | 41.91 | |||||
FCF Margin % | 113.23 | |||||
OCF Margin % | 117.93 | |||||
ROE % | 7.79 | |||||
ROA % | 1.11 | |||||
Years of Profitability over Past 10-Year | 10 |
GF Value Rank
9/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 8.62 | |||||
Forward PE Ratio | 9.1 | |||||
PE Ratio without NRI | 8.02 | |||||
Shiller PE Ratio | 7.91 | |||||
Price-to-Owner-Earnings | 3.59 | |||||
PEG Ratio | 2.01 | |||||
PS Ratio | 3.07 | |||||
PB Ratio | 0.63 | |||||
Price-to-Tangible-Book | 0.63 | |||||
Price-to-Free-Cash-Flow | 3.02 | |||||
Price-to-Operating-Cash-Flow | 2.89 | |||||
EV-to-Revenue | 5.59 | |||||
EV-to-Forward-Revenue | 11.09 | |||||
EV-to-FCF | 4.94 | |||||
Price-to-GF-Value | 0.86 | |||||
Price-to-Projected-FCF | 0.51 | |||||
Price-to-Median-PS-Value | 0.78 | |||||
Price-to-Graham-Number | 0.47 | |||||
FCF Yield % | 33.95 | |||||
Forward Rate of Return (Yacktman) % | 13.99 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
Guru Trades
See DetailsInsider Trades
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Performance
Dividend
Log
Bar
Annualized Return % Â
Total Annual Return % Â
The Commercial Bank (Q.S.C.) Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil ر.ق) | 4,903.175 | ||
| EPS (TTM) (ر.ق) | 0.47 | ||
| Beta | - | ||
| 3-Year Sharpe Ratio | -0.51 | ||
| 3-Year Sortino Ratio | -0.66 | ||
| Volatility % | 21.94 | ||
| 14-Day RSI | 39.15 | ||
| 14-Day ATR (ر.ق) | 0.043251 | ||
| 20-Day SMA (ر.ق) | 4.0945 | ||
| 12-1 Month Momentum % | -8.01 | ||
| 52-Week Range (ر.ق) | 3.94 - 5.049 | ||
| Shares Outstanding (Mil) | 4,047.25 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 5 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
The Commercial Bank (Q.S.C.) Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
The Commercial Bank (Q.S.C.) Stock Events
| Event | Date | Price (ر.ق) | ||
|---|---|---|---|---|
| Annual report for 2026 | 2027-01-19 | In 183 days | ||
| Third quarter earnings results for 2026 | 2026-10-13 | In 85 days | ||
| Second quarter earnings conference call for 2026 | 2026-07-27 10:00 | In 8 days | ||
| Second quarter earnings results for 2026 | 2026-07-26 | In 6 days | ||
| First quarter earnings results for 2026 | 2026-04-13 | 4.45 (+0.00%) | ||
| QAR 0.300000 Cash Dividend | 2026-03-17 | 4.64 (+0.37%) | ||
| General meeting for 2025 | 2026-03-16 18:00 | 4.59 (-1.46%) | ||
| Fourth quarter earnings results for 2025 | 2026-01-22 | 4.65 (+2.02%) | ||
| Annual report for 2025 | 2026-01-19 | 4.47 (-0.49%) | ||
| Third quarter earnings results for 2025 | 2025-10-13 | 4.53 (-0.37%) |
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Entries
The Commercial Bank (Q.S.C.) Frequently Asked Questions
What is The Commercial Bank (Q.S.C.)(DSMD:CBQK)'s stock price today?
The current price of DSMD:CBQK is ر.ق4.05. The 52 week high of DSMD:CBQK is ر.ق5.05 and 52 week low is ر.ق3.94.
When is next earnings date of The Commercial Bank (Q.S.C.)(DSMD:CBQK)?
The next earnings date of The Commercial Bank (Q.S.C.)(DSMD:CBQK) is 2026-07-26.
Does The Commercial Bank (Q.S.C.)(DSMD:CBQK) pay dividends? If so, how much?
The Dividend Yield %  of The Commercial Bank (Q.S.C.)(DSMD:CBQK) is 7.43% (As of Today), Highest Dividend Payout Ratio of The Commercial Bank (Q.S.C.)(DSMD:CBQK) was 3.49. The lowest was 0.18. And the median was 0.32. The  Forward Dividend Yield % of The Commercial Bank (Q.S.C.)(DSMD:CBQK) is 7.43%. For more information regarding to dividend, please check our Dividend Page.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
Articles on The Commercial Bank (Q.S.C.)
No articles.
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