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EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, The Commercial Bank (Q.S.C.)'s Enterprise Value is ر.ق27,460 Mil.
The Commercial Bank (Q.S.C.)'s Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was ر.ق5,552 Mil. Therefore, The Commercial Bank (Q.S.C.)'s EV-to-FCF for today is 4.95.
The historical rank and industry rank for The Commercial Bank (Q.S.C.)'s EV-to-FCF or its related term are showing as below:
DSMD:CBQK'
s EV-to-FCF Range Over the Past 10 Years
Min: -29.31 Med: 3.63 Max: 441.88
Current: 4.94
During the past 13 years, the highest EV-to-FCF of The Commercial Bank (Q.S.C.) was 441.88. The lowest was -29.31. And the median was 3.63.
DSMD:CBQK's EV-to-FCF is ranked better than 57.21% of 1199
companies
in the Banks industry
Industry Median: 6.7
vs DSMD:CBQK: 4.94
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
The Commercial Bank (Q.S.C.) (DSMD:CBQK) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
The Commercial Bank (Q.S.C.)'s PE Ratio (TTM) for today is calculated as:
The Commercial Bank (Q.S.C.)'s share price for today is ر.ق4.048.
The Commercial Bank (Q.S.C.)'s Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ر.ق0.470.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
The Commercial Bank (Q.S.C.) EV-to-FCF Related Terms
The Commercial Bank (Q.S.C.) EV-to-FCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, The Commercial Bank (Q.S.C.)'s EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
The Commercial Bank (Q.S.C.) EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, The Commercial Bank (Q.S.C.)'s EV-to-FCF distribution charts can be found below:
* The bar in red indicates where The Commercial Bank (Q.S.C.)'s EV-to-FCF falls into.
The Commercial Bank (Q.S.C.)'s current Enterprise Value is ر.ق27,460 Mil.
The Commercial Bank (Q.S.C.)'s Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ر.ق5,552 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
The Commercial Bank (Q.S.C.) (DSMD:CBQK) has a EV-to-FCF of 4.95 as of Jul. 20, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on The Commercial Bank (Q.S.C.) and its competitors. This is 36% above median its historical median of 3.63. According to the industry distribution chart, The Commercial Bank (Q.S.C.) ranks #513 out of 1199 companies in the Banks industry, placing it in the top 42.8%.
Is The Commercial Bank (Q.S.C.)'s EV-to-FCF too high?
The Commercial Bank (Q.S.C.)'s current EV-to-FCF of 4.95 is 36% above median its 10-year median of 3.63. The Banks industry median EV-to-FCF is 6.70. The Commercial Bank (Q.S.C.)'s value of 4.95 is 26.1% below this industry median. Based on the distribution chart, The Commercial Bank (Q.S.C.) ranks #513 out of 1199 companies in the Banks industry, which is above the industry midpoint. Overall, The Commercial Bank (Q.S.C.) has a GF Score™ of 61/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does The Commercial Bank (Q.S.C.)'s EV-to-FCF compare to PNC and USB?
According to the Banks industry distribution chart, The Commercial Bank (Q.S.C.) ranks #513 out of 1199 companies for EV-to-FCF. This puts The Commercial Bank (Q.S.C.) in the upper half of its industry. The industry median EV-to-FCF is 6.70. The Commercial Bank (Q.S.C.)'s value of 4.95 is 26.1% below this benchmark. While the company's 10-year median is 3.63 vs. the industry median of 6.70, The Commercial Bank (Q.S.C.) has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.70, based on 1,199 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. The Commercial Bank (Q.S.C.)'s current EV-to-FCF of 4.95 is 26.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on The Commercial Bank (Q.S.C.) and its competitors. For the Banks industry, the median EV-to-FCF is 6.70 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. The Commercial Bank (Q.S.C.)'s current EV-to-FCF is 4.95, which is 36% above median its own 10-year median of 3.63. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Commercial Bank (Q.S.C.) stock overvalued right now?
Based on GuruFocus' analysis, The Commercial Bank (Q.S.C.) (DSMD:CBQK) is currently considered Modestly Undervalued. The stock's GF Value™ is ر.ق4.69, compared to a current price of ر.ق4.05 — trading 13.7% below its estimated fair value. The current EV-to-FCF is 4.95, which is 36% above median its 10-year median of 3.63 and 26.1% below the Banks industry median of 6.70. The Commercial Bank (Q.S.C.)'s overall GF Score™ is 61/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For The Commercial Bank (Q.S.C.) (DSMD:CBQK), the current EV-to-FCF is 4.95 as of Jul. 20, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is The Commercial Bank (Q.S.C.) (DSMD:CBQK) Overvalued in 2026?
Based on GuruFocus' analysis, The Commercial Bank (Q.S.C.) stock appears to be undervalued.
The current stock price of ر.ق4.05 is trading 13.7% below its estimated GF Value™ of ر.ق4.69.
GuruFocus considers The Commercial Bank (Q.S.C.) to be Modestly Undervalued.
Key valuation signals for DSMD:CBQK:
EV-to-FCF: 4.95 (36% above median its 10-year median of 3.63)
GF Value™: ر.ق4.69 vs. price of ر.ق4.05 (13.7% below fair value)
Industry Position: 26.1% below the Banks median (#513 of 1199)
No single metric tells the full story. See the DSMD:CBQK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
The Commercial Bank (Q.S.C.) is engaged in conventional banking, brokerage services and the credit card business and operates through its head office, branches and subsidiaries. It provides wholesale and retail banking services across the Middle East. The company operates across four main business segments: 1. Wholesale Banking, 2. Retail Banking, 3. International, 4. Unallocated, Intra - group transactions and others. The company derives the majority of its revenue from the Wholesale Banking, which provides funded and non-funded credit facilities, deposit services, currency exchange, derivative trading, loan syndication, and structured financing to corporate and multinational clients. It also manages money market funds and a proprietary investment portfolio.
61GF Score
Get the complete analysis for DSMD:CBQK
EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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