Business Description
First Financial Bankshares Inc
NAICS : 522110
SIC : 6022
ISIN : US32020R1095
Total Employee Number:
1,600Compare
Compare
Traded in other countries / regions
FFIN.USAFI6.Germany Index Membership
Russell 2000Russell 3000 IPO Date
1993-11-01Description
First Financial Bankshares Inc is a financial and bank holding company. The company operates one line of business (community banking) located in a single geographic area (Texas). The company conducts a full-service commercial banking business through its subsidiaries. The loan portfolio segments of the company include Commercial and Industrial, Municipal, Agricultural, Construction and Development, Farm, Non-Owner Occupied and Owner Occupied Commercial Real Estate, Residential, Consumer Auto and Consumer Non-Auto.
Financial Strength
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 34.34 | |||||
Equity-to-Asset | 0.13 | |||||
Debt-to-Equity | 0.01 | |||||
Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
Interest Coverage | N/A |
N/A
|
N/A
| |||
Piotroski F-Score | 7/9 | |||||
Beneish M-Score | -2.34 | |||||
WACC vs ROIC | ||||||
Growth Rank
1/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | 5.8 | |||||
3-Year EPS without NRI Growth Rate | 2.8 | |||||
3-Year FCF Growth Rate | -2.5 | |||||
3-Year Book Growth Rate | 14.7 |
Momentum Rank
7/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 58.73 | |||||
9-Day RSI | 61.73 | |||||
14-Day RSI | 61.75 | |||||
3-1 Month Momentum % | 8.87 | |||||
6-1 Month Momentum % | 8.73 | |||||
12-1 Month Momentum % | -13.1 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Dividend Yield % | 2.26 | |||||
Dividend Payout Ratio | 0.41 | |||||
3-Year Dividend Growth Rate | 4.4 | |||||
Forward Dividend Yield % | 2.52 | |||||
5-Year Yield-on-Cost % | 3.33 | |||||
3-Year Average Share Buyback Ratio | -0.1 | |||||
Shareholder Yield % | 2.78 |
Profitability Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Net Margin % | 41.52 | |||||
FCF Margin % | 48.61 | |||||
OCF Margin % | 51.04 | |||||
ROE % | 14.48 | |||||
ROA % | 1.77 | |||||
Years of Profitability over Past 10-Year | 10 | |||||
Moat Score | 5 | |||||
Tariff Resilience Score | 8 |
GF Value Rank
10/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 18.96 | |||||
Forward PE Ratio | 17.11 | |||||
PE Ratio without NRI | 18.96 | |||||
Shiller PE Ratio | 21.7 | |||||
Price-to-Owner-Earnings | 20.81 | |||||
PEG Ratio | 12.64 | |||||
PS Ratio | 7.88 | |||||
PB Ratio | 2.55 | |||||
Price-to-Tangible-Book | 3.05 | |||||
Price-to-Free-Cash-Flow | 16.22 | |||||
Price-to-Operating-Cash-Flow | 15.43 | |||||
EV-to-Revenue | 6.76 | |||||
EV-to-FCF | 13.91 | |||||
Price-to-GF-Value | 0.86 | |||||
Price-to-Projected-FCF | 1.16 | |||||
Price-to-DCF (Earnings Based) | 1.29 | |||||
Price-to-DCF (FCF Based) | 1.01 | |||||
Price-to-Median-PS-Value | 0.79 | |||||
Price-to-Graham-Number | 1.6 | |||||
FCF Yield % | 6.18 | |||||
Forward Rate of Return (Yacktman) % | 9.57 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
Guru Trades
See DetailsInsider Trades
See DetailsGurus Latest Trades with NAS:FFIN
You need a Premium membership or above to view this section.
Take a 7-Day Free Trial
No Available Data
Peter Lynch Chart
Performance
Dividend
Log
Bar
Annualized Return % Â
Total Annual Return % Â
First Financial Bankshares Inc Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil $) | 635.279 | ||
| EPS (TTM) ($) | 1.84 | ||
| Beta | 1.3152 | ||
| 3-Year Sharpe Ratio | 0.26 | ||
| 3-Year Sortino Ratio | 0.45 | ||
| Volatility % | 21.8 | ||
| 14-Day RSI | 61.75 | ||
| 14-Day ATR ($) | 0.800076 | ||
| 20-Day SMA ($) | 33.6555 | ||
| 12-1 Month Momentum % | -13.1 | ||
| 52-Week Range ($) | 28.115 - 38.74 | ||
| Shares Outstanding (Mil) | 143.28 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 7 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
First Financial Bankshares Inc Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
First Financial Bankshares Inc Stock Events
| Event | Date | Price ($) | ||
|---|---|---|---|---|
| Third quarter earnings results for 2026 | 2026-10-23 | In 112 days | ||
| Second quarter earnings results for 2026 | 2026-07-17 | In 14 days | ||
| USD 0.220000 Cash Dividend | 2026-06-12 | 33.30 (-0.45%) | ||
| General meeting for 2026 | 2026-04-28 10:30 | 32.43 (+1.69%) | ||
| First quarter earnings results for 2026 | 2026-04-16 | 31.14 (-0.73%) | ||
| USD 0.190000 Cash Dividend | 2026-03-13 | 29.61 (+2.00%) | ||
| Annual report for 2025 | 2026-02-25 | 32.22 (+0.50%) | ||
| Fourth quarter earnings results for 2025 | 2026-01-22 | 33.81 (+3.90%) | ||
| USD 0.190000 Cash Dividend | 2025-12-15 | 31.59 (-0.97%) | ||
| Third quarter earnings results for 2025 | 2025-10-23 | 32.17 (-0.22%) |
Show
Entries
First Financial Bankshares Inc Frequently Asked Questions
What is First Financial Bankshares Inc(FFIN)'s stock price today?
The current price of FFIN is $34.88. The 52 week high of FFIN is $38.74 and 52 week low is $28.12.
When is next earnings date of First Financial Bankshares Inc(FFIN)?
The next earnings date of First Financial Bankshares Inc(FFIN) is 2026-07-17 Est..
Does First Financial Bankshares Inc(FFIN) pay dividends? If so, how much?
The Dividend Yield %  of First Financial Bankshares Inc(FFIN) is 2.26% (As of Today), Highest Dividend Payout Ratio of First Financial Bankshares Inc(FFIN) was 0.51. The lowest was 0.36. And the median was 0.41. The  Forward Dividend Yield % of First Financial Bankshares Inc(FFIN) is 2.52%. For more information regarding to dividend, please check our Dividend Page.
Guru Commentaries on NAS:FFIN
No articles.
Press Release
Articles on First Financial Bankshares Inc
No articles.
Survey
We'd love to learn more about your experiences on GuruFocus.com and how we can improve!
Take Survey
Follow Us
Disclaimers