NAS:IBOC (USA) Also trade in: Germany Mexico

International Bancshares Corp

$ 36.55 0 (0%)
Volume: 118,806 Avg Vol (1m): 158,579
Market Cap $: 2.40 Bil Enterprise Value $: -1,199,420,000.00
P/E (TTM): 11.32 P/B: 1.21
Earnings Power Value 51.56
Net Current Asset Value 0
Tangible Book 25.86
Projected FCF 49.55
Median P/S Value 28.5
Graham Number 43.35
Peter Lynch Value 0
DCF (FCF Based) 0
DCF (Earnings Based) 0
1Y (-%)

Financial Strength : 4.8/10

GuruFocus Financial Strength Rank measures how strong a company's financial situation is . It is based on these factors
1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.
A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.
Current vs industry vs history
Cash-to-Debt 2.18
Cash-To-Debt range over the past 10 years
Min: 0.06, Med: 0.2, Max: 2.5
Current: 2.18
0.06
2.5
Equity-to-Asset 0.17
Equity-to-Asset range over the past 10 years
Min: 0.06, Med: 0.09, Max: 0.17
Current: 0.17
0.06
0.17
Debt-to-Equity 0.08
Debt-to-Equity range over the past 10 years
Min: 0.08, Med: 1.31, Max: 4.55
Current: 0.08
0.08
4.55
Debt-to-EBITDA 0.27
N/A
Beneish M-Score -2.35
Not Manipulator
Manipulator
WACC vs ROIC %
ROIC 0%
WACC 10.71%

Profitability & Growth : 4/10

GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way.
Current vs industry vs history
Net Margin % 36.62
Net Margin range over the past 10 years
Min: 22.93, Med: 26.41, Max: 37.35
Current: 36.62
22.93
37.35
ROE % 11.29
ROE range over the past 10 years
Min: 6.16, Med: 8.63, Max: 11.43
Current: 11.29
6.16
11.43
ROA % 1.79
ROA range over the past 10 years
Min: 0.91, Med: 1.14, Max: 1.8
Current: 1.79
0.91
1.8
3-Year Total Revenue Growth Rate 4.60
3-Year Revenue Growth Rate range over the past 10 years
Min: -6.7, Med: 8.1, Max: 80.6
Current: 4.6
-6.7
80.6
3-Year EPS w/o NRI Growth Rate 16.50
3-Year EPS w/o NRI Growth Rate range over the past 10 years
Min: -9.9, Med: 4.4, Max: 20.4
Current: 16.5
-9.9
20.4

» IBOC's 30-Y Financials

Financials (Next Earnings Date: 2019-08-07)

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Business Description

Industry Banks » Banks    NAICS : 522110    SIC : 6022
Compare NAS:IBTX NYSE:FBP NAS:FFBC NAS:FIBK NAS:SSB NAS:INDB NAS:COLB NAS:FMBI NYSE:CADE NAS:UCBI NAS:SFNC NAS:WSFS NAS:FULT NAS:TRMK NAS:RNST NAS:WSBC NAS:ONB NAS:CATY NYSE:BXS NAS:AUB
Traded in other countries IB4.Germany
Address 1200 San Bernardo Avenue, Laredo, TX, USA, 78042-1359
International Bancshares is a financial holding company with bank subsidiaries that provide commercial and retail banking services, primarily in Texas and Oklahoma. The subsidiaries gather funds from various sources and invest these funds to earn a return. Fund gathering primarily takes the form of accepting demand and time deposits. The bank subsidiaries have historically focused on providing commercial banking services to small and medium-size businesses. The subsidiaries have increasingly transitioned to also providing consumer and retail banking, including mortgage lending. The company's strategy emphasizes customer service and expense control. The company generates net revenue primarily through net interest income.

Ratios

Current vs industry vs history
PE Ratio (TTM) 11.32
PE Ratio range over the past 10 years
Min: 3.95, Med: 12.2, Max: 20.72
Current: 11.32
3.95
20.72
PE Ratio without NRI 11.32
PE without NRI range over the past 10 years
Min: 3.95, Med: 12.2, Max: 20.72
Current: 11.32
3.95
20.72
Price-to-Owner-Earnings 11.65
Price-to-Owner-Earnings range over the past 10 years
Min: 5.74, Med: 12.84, Max: 31.92
Current: 11.65
5.74
31.92
PB Ratio 1.21
PB Ratio range over the past 10 years
Min: 0.47, Med: 1.08, Max: 2.27
Current: 1.21
0.47
2.27
PS Ratio 4.14
PS Ratio range over the past 10 years
Min: 0.97, Med: 3.23, Max: 5.64
Current: 4.14
0.97
5.64
Price-to-Free-Cash-Flow 11.00
Price-to-Free-Cash-Flow range over the past 10 years
Min: 4.61, Med: 11.28, Max: 19.24
Current: 11
4.61
19.24
Price-to-Operating-Cash-Flow 9.92
Price-to-Operating-Cash-Flow range over the past 10 years
Min: 4.21, Med: 8.7, Max: 18.32
Current: 9.92
4.21
18.32
EV-to-Revenue -2.05
EV-to-Revenue range over the past 10 years
Min: -9.4, Med: -2.7, Max: 8.1
Current: -2.05
-9.4
8.1
Shiller PE Ratio 16.30
Shiller PE Ratio range over the past 10 years
Min: 4.44, Med: 12.57, Max: 21.81
Current: 16.3
4.44
21.81

Dividend & Buy Back

Current vs industry vs history
Dividend Yield % 2.52
Trailing Dividend Yield range over the past 10 years
Min: 1.01, Med: 2.04, Max: 6.59
Current: 2.52
1.01
6.59
Dividend Payout Ratio 0.28
Dividend Payout Ratio range over the past 10 years
Min: 0.18, Med: 0.23, Max: 0.3
Current: 0.28
0.18
0.3
3-Year Dividend Growth Rate (Per Share) 8.90
3-Year Dividend Growth Rate range over the past 10 years
Min: -18.9, Med: 11.7, Max: 46.2
Current: 8.9
-18.9
46.2
Forward Dividend Yield % 2.74
N/A
Yield-on-Cost (5-Year) % 4.14
Yield-on-Cost (5y) range over the past 10 years
Min: 1.67, Med: 3.38, Max: 10.91
Current: 4.14
1.67
10.91
3-Year Share Buyback Rate -0.20
3-Year Share Buyback Rate range over the past 10 years
Min: -9.4, Med: 0.5, Max: 2.4
Current: -0.2
-9.4
2.4

Valuation & Return

Current vs industry vs history
Price-to-Tangible-Book 1.41
Price-to-Tangible-Book range over the past 10 years
Min: 0.66, Med: 2.01, Max: 6
Current: 1.41
0.66
6
Price-to-Projected-FCF 0.74
Price-to-Intrinsic-Value-Projected-FCF range over the past 10 years
Min: 0.28, Med: 0.77, Max: 1.48
Current: 0.74
0.28
1.48
Price-to-Median-PS-Value 1.28
Price-to-Median-PS-Value range over the past 10 years
Min: 0.31, Med: 1.14, Max: 6.22
Current: 1.28
0.31
6.22
Price-to-Graham-Number 0.85
Price-to-Graham-Number range over the past 10 years
Min: 0.35, Med: 1.07, Max: 2.2
Current: 0.85
0.35
2.2

More Statistics

Revenue (TTM) (Mil) $ 585.49
EPS (TTM) $ 3.23
Beta 1.29
Volatility % 30.35
52-Week Range $ 32.56 - 47.95
Shares Outstanding (Mil) 65.65

Analyst Estimate

Piotroski F-Score Details