Business Description
First BanCorp
ISIN : PR3186727065
Total Employee Number:
3,218Compare
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Traded in other countries / regions
FBP.USAOLWN.Germany Index Membership
Russell 2000Russell 3000 IPO Date
1987-01-13Description
First BanCorp is a financial holding company. The company's operating segment includes Mortgage Banking; Consumer (Retail) Banking; Commercial and Corporate Banking; Treasury and Investments; United States Operations; and Virgin Islands Operations. The Consumer (Retail) Banking segment generates the majority of revenue, which consists of the Corporation's consumer lending and deposit-taking activities conducted mainly through its branch network and loan centres. Geographically, it derives a majority of revenue from Puerto Rico.
Financial Strength
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 2.8 | |||||
Equity-to-Asset | 0.1 | |||||
Debt-to-Equity | 0.1 | |||||
Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
Interest Coverage | N/A |
N/A
|
N/A
| |||
Piotroski F-Score | 9/9 | |||||
Beneish M-Score | -2.35 | |||||
WACC vs ROIC | ||||||
Growth Rank
8/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | 9 | |||||
3-Year EPS without NRI Growth Rate | 10.4 | |||||
3-Year FCF Growth Rate | 7.6 | |||||
3-Year Book Growth Rate | 20.1 | |||||
Future 3-5Y EPS without NRI Growth Rate Estimate Industry Rank | 9.6 | |||||
Future 3-5Y Total Revenue Growth Rate Estimate | 9.11 |
Momentum Rank
9/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 38.94 | |||||
9-Day RSI | 40.34 | |||||
14-Day RSI | 45.38 | |||||
3-1 Month Momentum % | 21.99 | |||||
6-1 Month Momentum % | 38.62 | |||||
12-1 Month Momentum % | 32.29 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Dividend Yield % | 2.79 | |||||
Dividend Payout Ratio | 0.34 | |||||
3-Year Dividend Growth Rate | 16.1 | |||||
Forward Dividend Yield % | 2.86 | |||||
5-Year Yield-on-Cost % | 9.78 | |||||
3-Year Average Share Buyback Ratio | 5 | |||||
Shareholder Yield % | 12 |
Profitability Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Net Margin % | 37.73 | |||||
FCF Margin % | 44.67 | |||||
OCF Margin % | 46.41 | |||||
ROE % | 19.25 | |||||
ROA % | 1.95 | |||||
Years of Profitability over Past 10-Year | 10 | |||||
Moat Score | 4 | |||||
Tariff Resilience Score | 7 |
GF Value Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 11.77 | |||||
Forward PE Ratio | 11.68 | |||||
PE Ratio without NRI | 12.44 | |||||
Shiller PE Ratio | 19.81 | |||||
Price-to-Owner-Earnings | 11.29 | |||||
PEG Ratio | 3.77 | |||||
PS Ratio | 4.45 | |||||
PB Ratio | 2.16 | |||||
Price-to-Tangible-Book | 2.21 | |||||
Price-to-Free-Cash-Flow | 9.98 | |||||
Price-to-Operating-Cash-Flow | 9.61 | |||||
EV-to-Revenue | 3.97 | |||||
EV-to-FCF | 8.88 | |||||
Price-to-GF-Value | 1.23 | |||||
Price-to-Projected-FCF | 0.65 | |||||
Price-to-DCF (Earnings Based) | 0.4 | |||||
Price-to-DCF (FCF Based) | 0.58 | |||||
Price-to-Median-PS-Value | 1.31 | |||||
Price-to-Peter-Lynch-Fair-Value | 1.56 | |||||
Price-to-Graham-Number | 1.11 | |||||
FCF Yield % | 10.31 | |||||
Forward Rate of Return (Yacktman) % | 16.01 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
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Performance
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Annualized Return % Â
Total Annual Return % Â
First BanCorp Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil $) | 987.368 | ||
| EPS (TTM) ($) | 2.38 | ||
| Beta | 0.8778 | ||
| 3-Year Sharpe Ratio | 0.89 | ||
| 3-Year Sortino Ratio | 1.64 | ||
| Volatility % | 24.14 | ||
| 14-Day RSI | 45.38 | ||
| 14-Day ATR ($) | 0.491077 | ||
| 20-Day SMA ($) | 28.771 | ||
| 12-1 Month Momentum % | 32.29 | ||
| 52-Week Range ($) | 19.16 - 29.88 | ||
| Shares Outstanding (Mil) | 152.67 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 9 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
First BanCorp Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
First BanCorp Stock Events
| Event | Date | Price ($) | ||
|---|---|---|---|---|
| Annual report for 2026 | 2027-02-26 | In 181 days | ||
| Fourth quarter earnings conference call for 2026 | 2027-01-27 10:00 | In 152 days | ||
| Fourth quarter earnings results for 2026 | 2027-01-27 | In 151 days | ||
| Third quarter earnings conference call for 2026 | 2026-10-23 10:00 | In 56 days | ||
| Third quarter earnings results for 2026 | 2026-10-23 | In 55 days | ||
| USD 0.200000 Cash Dividend | 2026-08-27 | 28.12 (+0.00%) | ||
| Second quarter earnings conference call for 2026 | 2026-07-22 10:00 | 27.64 (+0.25%) | ||
| Second quarter earnings results for 2026 | 2026-07-22 | 27.64 (+0.25%) | ||
| USD 0.200000 Cash Dividend | 2026-05-28 | 24.20 (-1.31%) | ||
| General meeting for 2026 | 2026-05-06 10:00 | 24.19 (+0.92%) |
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First BanCorp Frequently Asked Questions
What is First BanCorp(FBP)'s stock price today?
The current price of FBP is $28.01. The 52 week high of FBP is $29.88 and 52 week low is $19.16.
When is next earnings date of First BanCorp(FBP)?
The next earnings date of First BanCorp(FBP) is 2026-10-23 Est..
Does First BanCorp(FBP) pay dividends? If so, how much?
The Dividend Yield %  of First BanCorp(FBP) is 2.79% (As of Today), Highest Dividend Payout Ratio of First BanCorp(FBP) was 0.35. The lowest was 0.05. And the median was 0.31. The  Forward Dividend Yield % of First BanCorp(FBP) is 2.86%. For more information regarding to dividend, please check our Dividend Page.
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